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LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Commercial, financial and agricultural $ 583,539 $ 610,301
Real estate construction and development 125,333 174,979
Real estate mortgage:    
Real estate mortgage 2,031,284 2,060,131
Consumer and installment 18,773 19,262
Loans held for sale 28,313 66,133
Net deferred loan fees (312) (59)
Total loans 2,786,930 2,930,747
One-to-four-family residential [Member]
   
Real estate mortgage:    
Real estate mortgage 924,389 986,767
Multi-family residential [Member]
   
Real estate mortgage:    
Real estate mortgage 103,362 103,684
Total loans 103,362 103,684
Commercial real estate [Member]
   
Real estate mortgage:    
Real estate mortgage 1,003,533 969,680
Total loans $ 1,003,533 $ 969,680