DISCONTINUED OPERATIONS (Tables)

6 Months Ended

Jun. 30, 2013

Discontinued Operations and Disposal Groups [Abstract]

Schedule Of Disposal Groups Including Discontinued Operations Balance Sheet [Table Text Block]

Assets and liabilities of discontinued operations at June 30, 2013 and December 31, 2012 were as follows:

	June 30, 2013			December 31, 2012
	Association Bank Services			Northern Florida
	(dollars expressed in thousands)
Cash and due from banks	$	—		1,139
Loans:
Commercial, financial and agricultural	20,741			—
Consumer and installment	326			—
Net deferred loan fees	(221		)	—
Total loans	20,846			—
Bank premises and equipment, net	92			4,837
Goodwill	18,000			700
Other assets	68			30
Assets of discontinued operations	$	39,006		6,706
Deposits:
Noninterest-bearing demand	$	132,689		12,488
Interest-bearing demand	336,416			10,480
Savings and money market	17,342			67,686
Time deposits of $100 or more	25,626			27,034
Other time deposits	38,554			37,964
Total deposits	550,627			155,652
Accrued expenses and other liabilities	56			59
Liabilities of discontinued operations	$	550,683		155,711

Schedule Of Disposal Groups Including Discontinued Operations Income Statement [Table Text Block]

Loss from discontinued operations, net of tax, for the three months ended June 30, 2013 and 2012 was as follows:

	Three Months Ended							Three Months Ended
	June 30, 2013							June 30, 2012
	Association Bank Services			Northern Florida		Total		Association Bank Services			Northern Florida		Total
				(dollars expressed in thousands)
Interest income:
Interest and fees on loans	$	339		—		339		466			—		466
Interest expense:
Interest on deposits	82			41		123		123			263		386
Net interest income (loss)	257			(41	)	216		343			(263	)	80
Provision for loan losses	—			—		—		—			—		—
Net interest income (loss) after provision for loan losses	257			(41	)	216		343			(263	)	80
Noninterest income:
Service charges and customer service fees	16			30		46		24			118		142
Other	27			1		28		35			4		39
Total noninterest income	43			31		74		59			122		181
Noninterest expense:
Salaries and employee benefits	813			306		1,119		674			573		1,247
Occupancy, net of rental income	2			124		126		4			442		446
Furniture and equipment	9			1		10		21			75		96
FDIC insurance	205			—		205		306			99		405
Other	218			2,340		2,558		230			110		340
Total noninterest expense	1,247			2,771		4,018		1,235			1,299		2,534
Loss from operations of discontinued operations	(947		)	(2,781	)	(3,728	)	(833		)	(1,440	)	(2,273	)
Net gain on sale of discontinued operations	—			394		394		—			—		—
Benefit for income taxes	—			—		—		—			—		—
Net loss from discontinued operations, net of tax	$	(947	)	(2,387	)	(3,334	)	$	(833	)	(1,440	)	(2,273	)

Loss from discontinued operations, net of tax, for the six months ended June 30, 2013 and 2012 was as follows:

	Six Months Ended							Six Months Ended
	June 30, 2013							June 30, 2012
	Association Bank Services			Northern Florida		Total		Association Bank Services		Northern Florida		Total
	(dollars expressed in thousands)
Interest income:
Interest and fees on loans	$	704		—		704		942		—		942
Interest expense:
Interest on deposits	170			233		403		254		547		801
Net interest income (loss)	534			(233	)	301		688		(547	)	141
Provision for loan losses	—			—		—		—		—		—
Net interest income (loss) after provision for loan losses	534			(233	)	301		688		(547	)	141
Noninterest income:
Service charges and customer service fees	57			134		191		84		231		315
Other	53			4		57		55		6		61
Total noninterest income	110			138		248		139		237		376
Noninterest expense:
Salaries and employee benefits	1,456			885		2,341		1,339		1,163		2,502
Occupancy, net of rental income	4			579		583		6		884		890
Furniture and equipment	21			40		61		45		161		206
FDIC insurance	409			53		462		611		203		814
Other	442			2,452		2,894		486		200		686
Total noninterest expense	2,332			4,009		6,341		2,487		2,611		5,098
Loss from operations of discontinued operations	(1,688		)	(4,104	)	(5,792	)	(1,660	)	(2,921	)	(4,581	)
Net gain on sale of discontinued operations	—			394		394		—		—		—
Benefit for income taxes	—			—		—		—		—		—
Net loss from discontinued operations, net of tax	$	(1,688	)	(3,710	)	(5,398	)	(1,660	)	(2,921	)	(4,581	)