CREDIT COMMITMENTS (Textual) (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Commitments and Contingencies Disclosure [Abstract]
Federal Home Loan Bank, standby letters of credit issued	$ 25,000,000	$ 28,600,000
Federal Home Loan Bank, letter of credit term	5 years
Carrying Value
Loss Contingencies [Line Items]
Reserve for letters of credit and unfunded loan commitments	$ 2,779,000	$ 2,785,000