LOANS AND ALLOWANCE FOR LOAN LOSSES (Modified Troubled Debt Restructurings That Subsequently Defaulted) (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2012 contracts	Dec. 31, 2011 contracts
Commercial, financial and agricultural
Financing Receivable, Modifications [Line Items]
Number of Contracts	0	0
Recorded Investment	$ 0	$ 0
Real estate construction and development
Financing Receivable, Modifications [Line Items]
Number of Contracts	3	1
Recorded Investment	1,364	460
One-to-four-family residential
Financing Receivable, Modifications [Line Items]
Number of Contracts	57	45
Recorded Investment	12,437	9,523
Multi-family residential
Financing Receivable, Modifications [Line Items]
Number of Contracts	0	0
Recorded Investment	0	0
Commercial real estate
Financing Receivable, Modifications [Line Items]
Number of Contracts	0	1
Recorded Investment	$ 0	$ 1,144