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LOANS AND ALLOWANCE FOR LOAN LOSSES (Composition of the Loan Portfolio) (Details) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Commercial, financial and agricultural $ 610,301 $ 725,195  
Real estate construction and development 174,979 249,987  
Real estate mortgage:      
Real estate mortgage 2,060,131 2,255,332  
Consumer and installment 19,262 23,596  
Loans held for sale 66,133 31,111  
Net deferred loan fees (59) (942)  
Loans, net of net deferred loan fees 2,930,747 3,284,279 4,492,284
One-to-four-family residential
     
Real estate mortgage:      
Real estate mortgage 986,767 902,438  
Multi-family residential
     
Real estate mortgage:      
Real estate mortgage 103,684 127,356  
Loans, net of net deferred loan fees 103,684 127,356  
Commercial real estate
     
Real estate mortgage:      
Real estate mortgage 969,680 1,225,538  
Loans, net of net deferred loan fees $ 969,680 $ 1,225,538