LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 6) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Commercial Financial and Agricultural [Member]
Loan Modifications as Troubled Debt Restructurings:
Number of Contracts	1	0	1	3
Pre-Modification Outstanding Recorded Investment	$ 640	$ 0	$ 640	$ 1,945
Post-Modification Outstanding Recorded Investment	640	0	640	1,945
Real Estate Construction and Development [Member]
Loan Modifications as Troubled Debt Restructurings:
Number of Contracts	2	2	4	2
Pre-Modification Outstanding Recorded Investment	5,460	7,372	6,263	7,372
Post-Modification Outstanding Recorded Investment	5,280	6,354	5,670	6,354
One To Four Family Residential [Member]
Loan Modifications as Troubled Debt Restructurings:
Number of Contracts	13	22	42	94
Pre-Modification Outstanding Recorded Investment	2,069	4,374	7,496	17,187
Post-Modification Outstanding Recorded Investment	2,065	3,930	7,443	16,094
Multi Family Residential [Member]
Loan Modifications as Troubled Debt Restructurings:
Number of Contracts	0	1	0	1
Pre-Modification Outstanding Recorded Investment	0	4,964	0	4,964
Post-Modification Outstanding Recorded Investment	0	3,209	0	3,209
Commercial Real Estate [Member]
Loan Modifications as Troubled Debt Restructurings:
Number of Contracts	2	1	3	3
Pre-Modification Outstanding Recorded Investment	4,947	259	9,965	9,246
Post-Modification Outstanding Recorded Investment	$ 4,947	$ 250	$ 9,965	$ 6,022