LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 5) (Nonperforming Troubled Debt Restructurings [Member], USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
Total nonperforming troubled debt restructurings	$ 37,795	$ 40,757
Commercial Financial and Agricultural [Member]
Total nonperforming troubled debt restructurings	793	1,344
Real Estate Construction and Development [Member]
Total nonperforming troubled debt restructurings	28,545	25,603
One To Four Family Residential [Member]
Total nonperforming troubled debt restructurings	4,770	6,205
Commercial Real Estate [Member]
Total nonperforming troubled debt restructurings	$ 3,687	$ 7,605