LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 6) (USD $) In Thousands, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Commercial Financial and Agricultural [Member]
Loan Modifications as Troubled Debt Restructurings:
Number of Contracts	0	2	0	3
Pre-Modification Outstanding Recorded Investment	$ 0	$ 640	$ 0	$ 1,945
Post-Modification Outstanding Recorded Investment	0	640	0	1,945
Real Estate Construction and Development [Member]
Loan Modifications as Troubled Debt Restructurings:
Number of Contracts			2	0
Pre-Modification Outstanding Recorded Investment			803	0
Post-Modification Outstanding Recorded Investment			390	0
One To Four Family Residential [Member]
Loan Modifications as Troubled Debt Restructurings:
Number of Contracts	15	27	29	72
Pre-Modification Outstanding Recorded Investment	2,823	5,795	5,427	12,814
Post-Modification Outstanding Recorded Investment	2,817	5,670	5,378	12,164
Commercial Real Estate [Member]
Loan Modifications as Troubled Debt Restructurings:
Number of Contracts	0	2	1	2
Pre-Modification Outstanding Recorded Investment	0	8,987	5,018	8,987
Post-Modification Outstanding Recorded Investment	$ 0	$ 5,772	$ 5,018	$ 5,772