LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
Commercial, financial and agricultural	$ 636,163	$ 725,130
Real estate construction and development	216,894	249,987
Real estate mortgage:
Real estate mortgage	2,113,949	2,255,332
Consumer and installment	18,785	23,333
Loans held for sale	46,289	31,111
Net deferred loan fees	(635)	(942)
Loans, net of net deferred loan fees	3,031,445	3,283,951
One To Four Family Residential [Member]
Real estate mortgage:
Real estate mortgage	886,650	902,438
Multi Family Residential [Member]
Real estate mortgage:
Real estate mortgage	121,879	127,356
Loans, net of net deferred loan fees	121,879	127,356
Commercial Real Estate [Member]
Real estate mortgage:
Real estate mortgage	1,105,420	1,225,538
Loans, net of net deferred loan fees	$ 1,105,420	$ 1,225,538

Amount before allowance of installment and revolving loans issued to individuals, including, but not limited to credit card, automobile, boat, student, durable home appliance loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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+ Details

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

- Definition

Amount before allowance of loans issued to agricultural, commercial and industrial, and financial institutions. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

+ References

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- Definition

Amount before allowance of mortgage loans on existing land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

+ References+ Details

- Definition

The aggregate carrying amount of loans receivable that will be sold to other entities. Includes mortgage and all other loans (collectively, loans) not classified as held for investment. Such loans are stated at the lower of cost or market, or elected fair value. Mortgage loans exclude mortgage-backed securities which are considered a debt security (other loan).

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+ Details