DISCONTINUED OPERATIONS (Tables)

6 Months Ended

Jun. 30, 2012

Discontinued Operations and Disposal Groups [Abstract]

Schedule Of Disposal Groups Including Discontinued Operations Balance Sheet [Table Text Block]

Assets and liabilities of discontinued operations at June 30, 2012 and December 31, 2011 were as follows:

	June 30, 2012		December 31, 2011
	Florida		Florida
	(dollars expressed in thousands)
Cash and due from banks	$	2,232	2,147
Loans:
Commercial, financial and agricultural		—	65
Consumer and installment, net of net deferred loan fees		—	263
Total loans		—	328
Bank premises and equipment, net		14,231	14,496
Goodwill and other intangible assets		4,000	4,000
Other assets		38	38
Assets of discontinued operations	$	20,501	21,009
Deposits:
Noninterest-bearing demand	$	30,263	24,966
Interest-bearing demand		23,575	23,144
Savings and money market		153,262	158,328
Time deposits of $100 or more		48,456	48,613
Other time deposits		84,007	90,823
Total deposits		339,563	345,874
Other borrowings		133	272
Accrued expenses and other liabilities		228	136
Liabilities of discontinued operations	$	339,924	346,282

Schedule Of Disposal Groups Including Discontinued Operations Income Statement [Table Text Block]

Loss from discontinued operations, net of tax, for the three months ended June 30, 2012 and 2011 were as follows:

	Three Months Ended			Three Months Ended
	June 30, 2012			June 30, 2011
						Northern
	Florida			Florida		Illinois	Total
	(dollars expressed in thousands)
Interest income:
Interest and fees on loans	$	—		4		288	292
Interest expense:
Interest on deposits		516		1,119		80	1,199
Net interest (loss) income		(516	)	(1,115	)	208	(907	)
Provision for loan losses		—		—		—	—
Net interest (loss) income after provision for loan losses		(516	)	(1,115	)	208	(907	)
Noninterest income:
Service charges and customer service fees		335		327		98	425
Loan servicing fees		—		—		3	3
Other		13		7		—	7
Total noninterest income		348		334		101	435
Noninterest expense:
Salaries and employee benefits		1,115		1,148		154	1,302
Occupancy, net of rental income		634		630		24	654
Furniture and equipment		137		203		10	213
Legal, examination and professional fees		19		6		5	11
Amortization of intangible assets		—		17		—	17
FDIC insurance		195		245		19	264
Other		198		178		20	198
Total noninterest expense		2,298		2,427		232	2,659
(Loss) income from operations of discontinued operations		(2,466	)	(3,208	)	77	(3,131	)
Net gain on sale of discontinued operations		—		—		425	425
Benefit for income taxes		—		—		—	—
Net (loss) income from discontinued operations, net of tax	$	(2,466	)	(3,208	)	502	(2,706	)

Loss from discontinued operations, net of tax, for the six months ended June 30, 2012 and 2011 were as follows:

	Six Months Ended			Six Months Ended
	June 30, 2012			June 30, 2011
						Northern
	Florida			Florida		Illinois	Total
	(dollars expressed in thousands)
Interest income:
Interest and fees on loans	$	4		8		895	903
Interest expense:
Interest on deposits		1,068		2,383		261	2,644
Net interest (loss) income		(1,064	)	(2,375	)	634	(1,741	)
Provision for loan losses		—		—		—	—
Net interest (loss) income after provision for loan losses		(1,064	)	(2,375	)	634	(1,741	)
Noninterest income:
Service charges and customer service fees		656		637		259	896
Loan servicing fees		—		—		5	5
Other		20		11		—	11
Total noninterest income		676		648		264	912
Noninterest expense:
Salaries and employee benefits		2,263		2,315		357	2,672
Occupancy, net of rental income		1,268		1,253		68	1,321
Furniture and equipment		284		419		29	448
Legal, examination and professional fees		25		15		6	21
Amortization of intangible assets		—		33		—	33
FDIC insurance		404		476		100	576
Other		372		369		67	436
Total noninterest expense		4,616		4,880		627	5,507
(Loss) income from operations of discontinued operations		(5,004	)	(6,607	)	271	(6,336	)
Net gain on sale of discontinued operations		—		—		425	425
Benefit for income taxes		—		—		—	—
Net (loss) income from discontinued operations, net of tax	$	(5,004	)	(6,607	)	696	(5,911	)