CHIEF COMPLIANCE OFFICER

0000709428-24-000003.txt : 20240205 0000709428-24-000003.hdr.sgml : 20240205 20240205140132 ACCESSION NUMBER: 0000709428-24-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240205 DATE AS OF CHANGE: 20240205 EFFECTIVENESS DATE: 20240205 FILER: COMPANY DATA: COMPANY CONFORMED NAME: COZAD ASSET MANAGEMENT INC CENTRAL INDEX KEY: 0000709428 ORGANIZATION NAME: IRS NUMBER: 370958133 STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18895 FILM NUMBER: 24595121 BUSINESS ADDRESS: STREET 1: 2501 GALEN DRIVE STREET 2: P.O. BOX 3669 CITY: CHAMPAIGN STATE: IL ZIP: 61821 BUSINESS PHONE: 2173568363 MAIL ADDRESS: STREET 1: 2501 GALEN DRIVE STREET 2: P.O. BOX 3669 CITY: CHAMPAIGN STATE: IL ZIP: 61821 FORMER COMPANY: FORMER CONFORMED NAME: COZAD FINANCIAL PLANNING CORP /ADV DATE OF NAME CHANGE: 19910401 FORMER COMPANY: FORMER CONFORMED NAME: COZAD ASSET MANAGEMENT INC /ADV DATE OF NAME CHANGE: 19821118 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0000709428 XXXXXXXX 12-31-2023 12-31-2023 COZAD ASSET MANAGEMENT INC

2501 GALEN DRIVE P.O. BOX 3669 CHAMPAIGN IL 61821

13F HOLDINGS REPORT 028-18895 000104764 801-18060 N STEPHEN CRAIG KIDDOO CHIEF COMPLIANCE OFFICER 2173568363 STEPHEN CRAIG KIDDOO Champaign IL 02-05-2024 0 383 867204889 false INFORMATION TABLE 2 13_F_Report_Q4_2023_Final.xml Fidelity Merrimack Str Total Bond Fund ETF COM 316188309 2790945 60620 SH SOLE 0 0 60620 Eaton Vance Municipal Income TR COM 27826u108 162855 16584 SH SOLE 0 0 16584 First Trust Managed Municipal ETF COM 33739n108 322696 6246 SH SOLE 0 0 6246 PIMCO Intermediate Muni Bd Actv - ETF COM 72201r866 203016 3845 SH SOLE 0 0 3845 iShares National Muni Bond ETF COM 464288414 408164 3765 SH SOLE 0 0 3765 First Trust Senior Loan Fund ETF COM 33738d309 568514 12340 SH SOLE 0 0 12340 Invesco BulletShares 2024 Corp Bond ETF COM 46138j841 372233 17823 SH SOLE 0 0 17823 Invesco BulletShares 2025 Corp Bond ETF COM 46138j825 266488 13028 SH SOLE 0 0 13028 JPMorgan Ultra-Short Income ETF COM 46641q837 2296616 45722 SH SOLE 0 0 45722 Vanguard Bd Index - Total Bd Market ETF COM 921937835 264780 3600 SH SOLE 0 0 3600 First Tr TCW Opportunistic Fixed Inc ETF COM 33740f805 1018109 22825 SH SOLE 0 0 22825 First Trust Water ETF COM 33733b100 1326984 13998 SH SOLE 0 0 13998 Amazon.com, Inc. COM 023135106 15144316 99673 SH SOLE 0 0 99673 AutoZone, Inc. COM 053332102 504194 195 SH SOLE 0 0 195 Best Buy Company, Inc. COM 086516101 1665564 21277 SH SOLE 0 0 21277 Booking Holdings, Inc. COM 09857l108 315703 89 SH SOLE 0 0 89 Chipotle Mexican Grill, A COM 169656105 11290722 4937 SH SOLE 0 0 4937 Dicks Sporting Goods COM 253393102 1766339 12020 SH SOLE 0 0 12020 Expedia Group Inc. COM 30212p303 1111406 7322 SH SOLE 0 0 7322 Garmin Ltd. COM h2906t109 3865198 30070 SH SOLE 0 0 30070 Genuine Parts Co. COM 372460105 1929721 13933 SH SOLE 0 0 13933 Grupo Aeroportuario del Pacifico ADR COM 400506101 235145 1342 SH SOLE 0 0 1342 Hilton Worldwide Holdings, Inc. COM 43300a203 2210573 12140 SH SOLE 0 0 12140 Home Depot, Inc. COM 437076102 9276172 26767 SH SOLE 0 0 26767 Isuzu Motors Ltd. COM 465254209 149756 12126 SH SOLE 0 0 12126 Lear Corp. COM 521865204 493529 3495 SH SOLE 0 0 3495 Lowe's Cos COM 548661107 1514453 6805 SH SOLE 0 0 6805 McDonalds Corp. COM 580135101 2704724 9122 SH SOLE 0 0 9122 Nike, Inc. COM 654106103 252317 2324 SH SOLE 0 0 2324 Ross Stores Inc. COM 778296103 221424 1600 SH SOLE 0 0 1600 Royal Caribbean Cruises, Ltd. COM V7780T103 310776 2400 SH SOLE 0 0 2400 Starbucks Corp. COM 855244109 422099 4396 SH SOLE 0 0 4396 Tesla Motors Inc. COM 88160r101 1069955 4306 SH SOLE 0 0 4306 Unilever PLC ADR COM 904767704 537110 11079 SH SOLE 0 0 11079 W D 40 Co. COM 929236107 332068 1389 SH SOLE 0 0 1389 Yum Brands, Inc. COM 988498101 324776 2486 SH SOLE 0 0 2486 Altria Group, Inc. COM 02209S103 683561 16945 SH SOLE 0 0 16945 Archer Daniels Midland COM 039483102 9563725 132425 SH SOLE 0 0 132425 Cal-Maine Foods, Inc. COM 128030202 1292078 22514 SH SOLE 0 0 22514 Coca Cola COM 191216100 3118045 52911 SH SOLE 0 0 52911 Coca Cola European Partners PLC COM g25839104 376881 5647 SH SOLE 0 0 5647 Colgate Palmolive Co. COM 194162103 436572 5477 SH SOLE 0 0 5477 Constellation Brands, Inc. COM 21036p108 511301 2115 SH SOLE 0 0 2115 Costco Wholesale Corp. COM 22160K105 12338215 18692 SH SOLE 0 0 18692 General Mills COM 370334104 1563572 24003 SH SOLE 0 0 24003 Kraft Heinz Co. COM 500754106 977788 26441 SH SOLE 0 0 26441 Mondelez International, Inc. COM 609207105 858296 11850 SH SOLE 0 0 11850 Monster Beverage Corp. COM 61174x109 265294 4605 SH SOLE 0 0 4605 Mowi ASA ADR COM 624678108 224269 12550 SH SOLE 0 0 12550 PepsiCo Inc COM 713448108 2976024 17523 SH SOLE 0 0 17523 Philip Morris Internat'l. COM 718172109 1425971 15157 SH SOLE 0 0 15157 Procter and Gamble COM 742718109 1862405 12709 SH SOLE 0 0 12709 Target Corp. COM 87612E106 1542551 10831 SH SOLE 0 0 10831 Wal-Mart Stores COM 931142103 3422424 21709 SH SOLE 0 0 21709 BP Amoco PLC ADR COM 055622104 903974 25536 SH SOLE 0 0 25536 Cheniere Energy, Inc COM 16411r208 6956774 40752 SH SOLE 0 0 40752 Chevron Corp. COM 166764100 806773 5409 SH SOLE 0 0 5409 Civitas Resources, Inc. COM 17888h103 1586211 23197 SH SOLE 0 0 23197 ConocoPhillips COM 20825C104 626121 5394 SH SOLE 0 0 5394 Enbridge Inc. COM 29250n105 505738 13978 SH SOLE 0 0 13978 Energy Select Sector SPDR ETF COM 81369y506 708532 8451 SH SOLE 0 0 8451 Exxon Mobil Corp. COM 30231G102 1343431 13437 SH SOLE 0 0 13437 First TR. Ex. Tr. FD N. American Energy COM 33738d101 439417 15869 SH SOLE 0 0 15869 Marathon Petroleum Corp. COM 56585a102 612430 4128 SH SOLE 0 0 4128 Petroleo Brasileiro Petrobras ADR COM 71654v408 253939 15901 SH SOLE 0 0 15901 Phillips 66 COM 718546104 3734102 28046 SH SOLE 0 0 28046 Shell PLC ADR COM 780259305 483301 7345 SH SOLE 0 0 7345 Total Energies SE COM 89151e109 231720 3439 SH SOLE 0 0 3439 Williams Companies COM 969457100 2464536 70759 SH SOLE 0 0 70759 AFLAC, Inc. COM 001055102 1096061 13286 SH SOLE 0 0 13286 AGNC Investment Corp COM 00123q104 1312097 133751 SH SOLE 0 0 133751 American Express COM 025816109 366812 1958 SH SOLE 0 0 1958 BB Seguridade Participacoes ADR COM 05541j103 210015 30437 SH SOLE 0 0 30437 Bank of America COM 060505104 370538 11005 SH SOLE 0 0 11005 Bank of Montreal COM 063671101 333329 3369 SH SOLE 0 0 3369 Barings BDC, Inc. COM 06759l103 119039 13874 SH SOLE 0 0 13874 Berkshire Hathaway, Cl. A COM 084670108 542625 1 SH SOLE 0 0 1 Berkshire Hathaway, Cl. B COM 084670702 4825966 13531 SH SOLE 0 0 13531 Blackstone Group Inc. Cl. A COM 09260d107 12228576 93405 SH SOLE 0 0 93405 Canadian Imperial Bank of Commerce COM 136069101 202236 4201 SH SOLE 0 0 4201 Charles Schwab Corp. COM 808513105 501096 7283 SH SOLE 0 0 7283 Discover Financial Services, Inc. COM 254709108 268186 2386 SH SOLE 0 0 2386 Essent Group Ltd. COM g3198u102 1726813 32742 SH SOLE 0 0 32742 Everest Reinsur. Group, Ltd. COM g3223r108 1166814 3300 SH SOLE 0 0 3300 Fifth Third Bancorp COM 316773100 484240 14040 SH SOLE 0 0 14040 First Busey Corp. COM 319383204 9980048 402097 SH SOLE 0 0 402097 Fiserv, Inc. COM 337738108 7727701 58173 SH SOLE 0 0 58173 Gallagher, Arthur J & Co. COM 363576109 305837 1360 SH SOLE 0 0 1360 Global Payments Inc. COM 37940x102 3534791 27833 SH SOLE 0 0 27833 HSBC Holdings PLC ADR COM 404280406 295942 7300 SH SOLE 0 0 7300 Interactive Brokers Group, Inc. COM 45841n107 2089163 25201 SH SOLE 0 0 25201 Intercontinental Exchange Group COM 45866f104 6177483 48100 SH SOLE 0 0 48100 J.P. Morgan Chase & Co. COM 46625H100 1581590 9298 SH SOLE 0 0 9298 KeyCorp COM 493267108 2007317 139397 SH SOLE 0 0 139397 M & T Bank Corp. COM 55261f104 1369155 9988 SH SOLE 0 0 9988 MGIC Investment Corp. COM 552848103 1830139 94875 SH SOLE 0 0 94875 MasterCard, Inc. COM 57636q104 11218919 26304 SH SOLE 0 0 26304 Mitsubishi UFJ Fin'l. Grp. ADR COM 606822104 234812 27272 SH SOLE 0 0 27272 Moody's Corp. COM 615369105 578029 1480 SH SOLE 0 0 1480 Morgan Stanley COM 617446448 207015 2220 SH SOLE 0 0 2220 Old Republic Nat'l. Corp. COM 680223104 2674577 90972 SH SOLE 0 0 90972 Ping An Insurance Company of China ADR COM 72341e304 100284 11118 SH SOLE 0 0 11118 Prudential Financial, Inc. COM 744320102 235037 2266 SH SOLE 0 0 2266 RLI Corp. COM 749607107 226836 1704 SH SOLE 0 0 1704 Regions Financial Corp. COM 7591ep100 416554 21494 SH SOLE 0 0 21494 S&P Global, Inc. COM 78409v104 2152381 4886 SH SOLE 0 0 4886 Sun Life Financial, Inc. COM 866796105 306959 5919 SH SOLE 0 0 5919 Swiss Re Ltd. COM 870886108 241329 8576 SH SOLE 0 0 8576 Travelers Companies Inc. COM 89417E109 531467 2790 SH SOLE 0 0 2790 UBS Group AG COM h42097107 269386 8718 SH SOLE 0 0 8718 Visa Inc. COM 92826c839 1150487 4419 SH SOLE 0 0 4419 WEX, Inc. COM 96208t104 920416 4731 SH SOLE 0 0 4731 AbbVie, Inc. COM 00287y109 2891318 18657 SH SOLE 0 0 18657 Abbott Laboratories COM 002824100 1881647 17095 SH SOLE 0 0 17095 Amerisource Bergen COM 03073E105 353459 1721 SH SOLE 0 0 1721 Amgen, Inc. COM 031162100 421085 1462 SH SOLE 0 0 1462 AstraZeneca PLC ADR COM 046353108 2171970 32249 SH SOLE 0 0 32249 Becton Dickinson & Co. COM 075887109 622254 2552 SH SOLE 0 0 2552 Bristol-Myers Squibb COM 110122108 406016 7913 SH SOLE 0 0 7913 CVS Health Corp. COM 126650100 2702485 34226 SH SOLE 0 0 34226 Cardinal Health COM 14149y108 2685514 26642 SH SOLE 0 0 26642 Danaher Corp. COM 235851102 458516 1982 SH SOLE 0 0 1982 Elevance Health COM 036752103 355272 753 SH SOLE 0 0 753 First Trust NYSE Arca Biotech ETF COM 33733e203 341399 2160 SH SOLE 0 0 2160 Gilead Sciences Inc. COM 375558103 5642995 69658 SH SOLE 0 0 69658 GlaxoSmithKline PLC COM 37733w204 344028 9283 SH SOLE 0 0 9283 HCA Healthcare Co. COM 40412c101 8644166 31935 SH SOLE 0 0 31935 Health Care Select Sector SPDR ETF COM 81369y209 325675 2388 SH SOLE 0 0 2388 IShares US Healthcare ETF COM 464287762 681251 2380 SH SOLE 0 0 2380 Johnson & Johnson COM 478160104 2286209 14586 SH SOLE 0 0 14586 Lilly (Eli) COM 532457108 1812218 3109 SH SOLE 0 0 3109 Merck & Co Inc. COM 58933y105 4763936 43698 SH SOLE 0 0 43698 Microport Scientific Corp. COM g60837104 514763 504670 SH SOLE 0 0 504670 Novartis AG ADR COM 66987v109 244145 2418 SH SOLE 0 0 2418 Novo Nordisk A.S. ADR COM 670100205 1569337 15170 SH SOLE 0 0 15170 Pfizer, Inc. COM 717081103 1117973 38832 SH SOLE 0 0 38832 Quest Diagnostics COM 74834L100 1437537 10426 SH SOLE 0 0 10426 Regeneron Pharmaceuticals COM 75886f107 3197854 3641 SH SOLE 0 0 3641 Stryker Corporation COM 863667101 274605 917 SH SOLE 0 0 917 Takeda Pharmaceutical Co. COM 874060205 179260 12562 SH SOLE 0 0 12562 Thermo Fisher Scientific, Inc. COM 883556102 6622667 12477 SH SOLE 0 0 12477 UnitedHealth Group COM 91324p102 8776781 16671 SH SOLE 0 0 16671 Vanguard World Health Care ETF COM 92204a504 2321733 9261 SH SOLE 0 0 9261 Vertex Pharmaceutical COM 92532F100 366201 900 SH SOLE 0 0 900 3M Company COM 88579y101 279313 2555 SH SOLE 0 0 2555 AB Volvo ADR COM 928854108 268946 10366 SH SOLE 0 0 10366 ABB Ltd. Sponsored ADR COM 000375204 282501 6377 SH SOLE 0 0 6377 Boeing Company COM 097023105 279167 1071 SH SOLE 0 0 1071 CSX Corp. COM 126408103 260337 7509 SH SOLE 0 0 7509 Caterpillar Inc. COM 149123101 1923573 6506 SH SOLE 0 0 6506 Cummins Engine Inc. COM 231021106 905095 3778 SH SOLE 0 0 3778 Deere & Co. COM 244199105 7062504 17662 SH SOLE 0 0 17662 Delta Airlines Inc. COM 247361702 3253601 80875 SH SOLE 0 0 80875 Eaton Corp., PLC COM g29183103 1344016 5581 SH SOLE 0 0 5581 Emerson Electric Co. COM 291011104 383292 3938 SH SOLE 0 0 3938 Fedex Corp. COM 31428X106 203388 804 SH SOLE 0 0 804 Frontline, LTD. COM M46528101 258846 12910 SH SOLE 0 0 12910 General Dynamics COM 369550108 225134 867 SH SOLE 0 0 867 H&E Equipment Services, Inc. COM 404030108 2083330 39819 SH SOLE 0 0 39819 Illinois Tool Works COM 452308109 2410004 9201 SH SOLE 0 0 9201 Industrial Select Sector SPDR ETF COM 81369y704 398167 3493 SH SOLE 0 0 3493 Jacobs Solutions, Inc. COM 46982l108 603181 4647 SH SOLE 0 0 4647 Lockheed Martin Corp. COM 539830109 380722 840 SH SOLE 0 0 840 Masco Corp. COM 574599106 437915 6538 SH SOLE 0 0 6538 Norfolk Southern Corp. COM 655844108 383645 1623 SH SOLE 0 0 1623 Northrop Grumman COM 666807102 283225 605 SH SOLE 0 0 605 Owens Corning COM 690742101 7132976 48121 SH SOLE 0 0 48121 Quanta Services, Inc. COM 74762e102 3797001 17595 SH SOLE 0 0 17595 RPM Inc. Ohio COM 749685103 3482646 31198 SH SOLE 0 0 31198 RTX Corp. COM 75513e101 359278 4270 SH SOLE 0 0 4270 Saia, Inc. COM 78709Y105 3615315 8250 SH SOLE 0 0 8250 Snap-on Incorporated COM 833034101 2605626 9021 SH SOLE 0 0 9021 Terex Corp. COM 880779103 1711159 29780 SH SOLE 0 0 29780 Timken Co. COM 887389104 2806693 35018 SH SOLE 0 0 35018 Uber Technologies Inc. COM 90353t100 372437 6049 SH SOLE 0 0 6049 Union Pacific Corp. COM 907818108 1338138 5448 SH SOLE 0 0 5448 United Parcel Service, Inc. COM 911312106 316347 2012 SH SOLE 0 0 2012 United Rentals, Inc. COM 911363109 12884747 22470 SH SOLE 0 0 22470 Waste Management, Inc. COM 94106L109 583866 3260 SH SOLE 0 0 3260 American Tower Corp. COM 03027x100 295540 1369 SH SOLE 0 0 1369 Apartment Income REIT Corp. COM 03750l109 955075 27500 SH SOLE 0 0 27500 Apartment Invt. & Mgmt Co. (AIMCO) COM 03748r747 215325 27500 SH SOLE 0 0 27500 Digital Realty Trust Inc. COM 253868103 2813799 20908 SH SOLE 0 0 20908 Essex Property Trust COM 297178105 1547394 6241 SH SOLE 0 0 6241 Farmland Partners, Inc. COM 31154r109 394368 31600 SH SOLE 0 0 31600 IShares Cohen & Steers REIT ETF COM 464287564 473481 8062 SH SOLE 0 0 8062 IShares Residential Real Estate Capped ETF COM 464288562 347161 4722 SH SOLE 0 0 4722 Realty Income Corp. COM 756109104 272343 4743 SH SOLE 0 0 4743 Vanguard REIT ETF COM 922908553 577830 6540 SH SOLE 0 0 6540 W. P. Carey Inc. COM 92936u109 3534756 54540 SH SOLE 0 0 54540 ASML Hldg N V COM n07059210 7183928 9491 SH SOLE 0 0 9491 Accenture, Ltd. COM g1151c101 232302 662 SH SOLE 0 0 662 Adobe Systems, Inc. COM 00724F101 675948 1133 SH SOLE 0 0 1133 Advanced Micro Devices COM 007903107 944161 6405 SH SOLE 0 0 6405 Analog Devices Inc. COM 032654105 268056 1350 SH SOLE 0 0 1350 Apple Inc. COM 037833100 32086173 166655 SH SOLE 0 0 166655 Applied Materials COM 038222105 521379 3217 SH SOLE 0 0 3217 Autodesk COM 052769106 236176 970 SH SOLE 0 0 970 Automatic Data Processing COM 053015103 1281568 5501 SH SOLE 0 0 5501 Avnet Inc. COM 053807103 2714746 53864 SH SOLE 0 0 53864 Broadcom Inc. COM 11135f101 16076233 14402 SH SOLE 0 0 14402 Cisco Systems COM 17275r102 1135993 22486 SH SOLE 0 0 22486 First Solar, Inc. COM 336433107 336807 1955 SH SOLE 0 0 1955 Flextronics Internat'l. Ltd. COM Y2573F102 9821888 322452 SH SOLE 0 0 322452 Gen Digital Inc. COM 668771108 292096 12800 SH SOLE 0 0 12800 Hewlett Packard Enterprise Co. COM 42824c109 2452778 144451 SH SOLE 0 0 144451 Honeywell Internat'l. COM 438516106 502675 2397 SH SOLE 0 0 2397 I.B.M. COM 459200101 1463118 8946 SH SOLE 0 0 8946 Infosys Technologies, Ltd. COM 456788108 370265 20145 SH SOLE 0 0 20145 Intel Corp. COM 458140100 737693 14680 SH SOLE 0 0 14680 Invesco QQQ Tr Unit Ser. 1 ETF COM 46090e103 4657792 11374 SH SOLE 0 0 11374 Jabil Circuit, Inc. COM 466313103 11062269 86831 SH SOLE 0 0 86831 LAM Research Corp. COM 512807108 12811001 16356 SH SOLE 0 0 16356 Leidos Holdings, Inc. COM 525327102 666542 6158 SH SOLE 0 0 6158 Logitech Internat'l. SA COM H50430232 476821 5016 SH SOLE 0 0 5016 MercadoLibre Inc. COM 58733r102 526466 335 SH SOLE 0 0 335 Microchip Technology, Inc. COM 595017104 10827197 120062 SH SOLE 0 0 120062 Micron Technology, Inc. COM 595112103 935326 10960 SH SOLE 0 0 10960 Microsoft Corporation COM 594918104 20847748 55440 SH SOLE 0 0 55440 Motorola Solutions, Inc. COM 620076307 216971 693 SH SOLE 0 0 693 Nvidia Corp. COM 67066g104 15826940 31959 SH SOLE 0 0 31959 Oracle Corp COM 68389X105 1110705 10535 SH SOLE 0 0 10535 Palo Alto Networks, Inc. COM 697435105 1616827 5483 SH SOLE 0 0 5483 PayChex Inc. COM 704326107 3013959 25304 SH SOLE 0 0 25304 Qualcomm Inc. COM 747525103 558416 3861 SH SOLE 0 0 3861 Salesforce.com COM 79466l302 3696591 14048 SH SOLE 0 0 14048 Seagate Technology Holdings PLC COM g7997r103 313991 3678 SH SOLE 0 0 3678 ServiceNow, Inc. COM 81762p102 277651 393 SH SOLE 0 0 393 Siemens AG ADR COM 826197501 264625 2829 SH SOLE 0 0 2829 Taiwan Semiconductor Mfg. Co. Ltd. COM 874039100 1041248 10012 SH SOLE 0 0 10012 Technology Select Sector SPDR ETF COM 81369y803 511419 2657 SH SOLE 0 0 2657 United Microelectronics ADR COM 910873405 342402 40473 SH SOLE 0 0 40473 Vanguard Information Technology ETF COM 92204a702 2547527 5263 SH SOLE 0 0 5263 Air Products & Chem COM 009158106 384415 1404 SH SOLE 0 0 1404 Albemarle Corp. COM 012653101 2378011 16459 SH SOLE 0 0 16459 Amyris, Inc. COM 03236m200 26 10450 SH SOLE 0 0 10450 BHP Billiton, Ltd. ADR COM 088606108 459521 6727 SH SOLE 0 0 6727 Ball Corp. COM 058498106 220532 3834 SH SOLE 0 0 3834 Dow Inc. COM 260557103 300688 5483 SH SOLE 0 0 5483 Gerdau SA ADR COM 373737105 182641 37658 SH SOLE 0 0 37658 Graphic Packaging Holding Company COM 388689101 2195945 89085 SH SOLE 0 0 89085 International Paper COM 460146103 1199493 33181 SH SOLE 0 0 33181 Linde PLC COM g54950103 305979 745 SH SOLE 0 0 745 Materials Select Sector SPDR ETF COM 81369y100 331296 3873 SH SOLE 0 0 3873 Mosaic Co. COM 61945c103 1229112 34400 SH SOLE 0 0 34400 Nucor Corp. COM 670346105 3374113 19387 SH SOLE 0 0 19387 Rio Tinto PLC ADR F COM 767204100 719507 9663 SH SOLE 0 0 9663 Sherwin Williams Company COM 824348106 6209929 19910 SH SOLE 0 0 19910 Sprott Physical Gold Trust COM 85207H104 177492 11142 SH SOLE 0 0 11142 Yara International ADR COM 984851204 291772 16475 SH SOLE 0 0 16475 AT&T Inc. COM 00206R102 542212 32313 SH SOLE 0 0 32313 Alphabet Inc., Cl. A COM 02079k305 14629594 104729 SH SOLE 0 0 104729 Alphabet Inc., Cl. C COM 02079k107 2017841 14318 SH SOLE 0 0 14318 Charter Communications, Inc. COM 16119p108 979474 2520 SH SOLE 0 0 2520 Comcast Corp., Cl. A COM 20030N101 221355 5048 SH SOLE 0 0 5048 Meta Platforms, Inc. COM 30303m102 2735403 7728 SH SOLE 0 0 7728 Netflix Inc. COM 64110L106 310629 638 SH SOLE 0 0 638 Omnicom Group COM 681919106 2177370 25169 SH SOLE 0 0 25169 T-Mobile US Inc. COM 872590104 3382642 21098 SH SOLE 0 0 21098 Verizon Communications COM 92343V104 406595 10785 SH SOLE 0 0 10785 Vodafone Group PLC ADR COM 92857w308 171181 19676 SH SOLE 0 0 19676 Walt Disney Co COM 254687106 719882 7973 SH SOLE 0 0 7973 Allete, Inc. COM 018522300 1454385 23780 SH SOLE 0 0 23780 Alliant Energy Corp. COM 018802108 1004403 19579 SH SOLE 0 0 19579 Ameren Corp. COM 023608102 218999 3027 SH SOLE 0 0 3027 American States Water Co. COM 029899101 1813632 22552 SH SOLE 0 0 22552 Black Hills Corp. COM 092113109 981836 18199 SH SOLE 0 0 18199 Duke Energy Corp COM 26441c204 321844 3317 SH SOLE 0 0 3317 Equinor ASA COM 29446m102 402049 12707 SH SOLE 0 0 12707 Eversource Energy Com. COM 30040w108 211761 3431 SH SOLE 0 0 3431 National Fuel Gas Co. COM 636180101 1144378 22810 SH SOLE 0 0 22810 National Grid PLC ADR COM 636274409 321185 4724 SH SOLE 0 0 4724 NextEra Energy COM 65339F101 986478 16241 SH SOLE 0 0 16241 Southern Company COM 842587107 475779 6785 SH SOLE 0 0 6785 Veolia Environment ADR COM 92334n103 232406 14726 SH SOLE 0 0 14726 Vanguard S&P Mid-Cap 400 Index Fund - ETF COM 921932885 224212 2386 SH SOLE 0 0 2386 IShares US Real Estate ETF COM 464287739 344250 3766 SH SOLE 0 0 3766 First Trust Preferred Secs & Inc ETF COM 33739e108 170397 10107 SH SOLE 0 0 10107 Vanguard Small Cap Growth ETF COM 922908595 465987 1927 SH SOLE 0 0 1927 IShares Russell 2000 Index ETF COM 464287655 2156061 10742 SH SOLE 0 0 10742 IShares S&P SmallCap 600 Index ETF COM 464287804 5318145 49128 SH SOLE 0 0 49128 John Hancock Multifactor Mid Cap ETF COM 47804J206 463935 8810 SH SOLE 0 0 8810 Schwab Strategic US Small-Cap ETF COM 808524607 945367 20012 SH SOLE 0 0 20012 Vanguard Index Small Cap ETF COM 922908751 5591997 26213 SH SOLE 0 0 26213 iShares MSCI Multifactor USA Small-Cap ETF COM 46434v290 2316096 39376 SH SOLE 0 0 39376 Avantis U.S. Small Cap Value - ETF COM 025072877 1273700 14184 SH SOLE 0 0 14184 First Trust SMID Cap Rising Div Achv ETF COM 33741x102 2044747 62397 SH SOLE 0 0 62397 IShares Russell 2000 Value Index ETF COM 464287630 1172742 7550 SH SOLE 0 0 7550 IShares S&P SmallCap 600 Barra Value ETF COM 464287879 825523 8009 SH SOLE 0 0 8009 Pacer U.S. Small Cap Cash Cows 100 - ETF COM 69374H857 3436018 71539 SH SOLE 0 0 71539 Vanguard Small Cap Value ETF COM 922908611 657159 3651 SH SOLE 0 0 3651 Vanguard Mid-Cap Growth ETF COM 922908538 1172366 5339 SH SOLE 0 0 5339 First Trust Mid Cap Core AlphaDEX ETF COM 33735b108 1540063 14745 SH SOLE 0 0 14745 IShares Russell Midcap Index ETF COM 464287499 2366101 30440 SH SOLE 0 0 30440 IShares S&P Midcap 400 Index ETF COM 464287507 3057103 11031 SH SOLE 0 0 11031 SPDR S&P MidCap 400 ETF COM 78467y107 1219234 2403 SH SOLE 0 0 2403 Schwab US Mid-Cap ETF COM 808524508 897287 11913 SH SOLE 0 0 11913 Vanguard Extended Market ETF COM 922908652 312398 1900 SH SOLE 0 0 1900 Vanguard Mid Cap ETF COM 922908629 7086721 30462 SH SOLE 0 0 30462 IShares Russell Midcap Value Index ETF COM 464287473 785706 6756 SH SOLE 0 0 6756 IShares S&P MidCap 400/Barra Value ETF COM 464287705 3777689 33126 SH SOLE 0 0 33126 Pacer U.S. Cash Cows 100 - ETF COM 69374h881 7525950 144758 SH SOLE 0 0 144758 ProShares S&P MidCap 400 Dividend Aristo. COM 74347b680 816186 11094 SH SOLE 0 0 11094 Vanguard Mid-Cap Value ETF COM 922908512 1341273 9250 SH SOLE 0 0 9250 Capital Group Growth - ETF COM 14020g101 1546245 54773 SH SOLE 0 0 54773 FT CBOE Vest Fund of Buffer - ETF COM 33740f755 435695 16398 SH SOLE 0 0 16398 First Trust NASDAQ-100 Equal Wtd ETF COM 337344105 2882664 24544 SH SOLE 0 0 24544 IShares MSCI USA Momentum Factor ETF COM 46432f396 4265525 27188 SH SOLE 0 0 27188 IShares Russell 1000 Growth Index ETF COM 464287614 848876 2800 SH SOLE 0 0 2800 JPMorgan Nasdaq Equity Premium Inc ETF COM 46654q203 234614 4699 SH SOLE 0 0 4699 Nuveen TR ESG Large Cap Growth ETF COM 67092p201 746803 10750 SH SOLE 0 0 10750 Schwab US Large-Cap Growth ETF COM 808524300 964825 11630 SH SOLE 0 0 11630 Vanguard Growth ETF COM 922908736 2684524 8635 SH SOLE 0 0 8635 Vanguard Mega Cap Growth ETF COM 921910816 388746 1498 SH SOLE 0 0 1498 Vanguard Russell 1000 Growth ETF COM 92206c680 3334497 42739 SH SOLE 0 0 42739 Vanguard S&P 500 Growth ETF COM 921932505 5249689 19387 SH SOLE 0 0 19387 iShares Russell Top 200 Growth ETF COM 464289438 2902872 16567 SH SOLE 0 0 16567 American Centy ETF TR Avantis US Equity COM 025072885 693475 8504 SH SOLE 0 0 8504 First Tr Large Cap Core AlphaDex Fd ETF COM 33734k109 738832 8194 SH SOLE 0 0 8194 First Trust Capital Strength ETF COM 33733E104 3224349 40284 SH SOLE 0 0 40284 Goldman Sachs ActiveBeta US LargeCp Eq ETF COM 381430503 7694247 82019 SH SOLE 0 0 82019 IShares - Russell 200 Index ETF COM 464289446 700846 6090 SH SOLE 0 0 6090 IShares Edge MSCI USA Quality Factor ETF COM 46432f339 1197131 8136 SH SOLE 0 0 8136 IShares MSCI USA Minimum Volatility ETF COM 46429b697 4035347 51715 SH SOLE 0 0 51715 IShares Russell 1000 Index Fund ETF COM 464287622 911940 3477 SH SOLE 0 0 3477 IShares Russell 3000 Index ETF COM 464287689 3985381 14559 SH SOLE 0 0 14559 IShares S&P 500 Index ETF COM 464287200 711222 1489 SH SOLE 0 0 1489 Invesco Russell 1000 Dynamic Multi ETF COM 46138j619 4470497 86958 SH SOLE 0 0 86958 Invesco S&P 500 GARP - ETF COM 46137V431 6677979 68115 SH SOLE 0 0 68115 Invesco S&P 500 Low Volatility ETF COM 46138e354 4299805 68621 SH SOLE 0 0 68621 Invesco S&P 500 Quality ETF A COM 46137v241 11176045 206658 SH SOLE 0 0 206658 JPMorgan Equity Focus - ETF COM 46654Q781 2998186 56870 SH SOLE 0 0 56870 JPMorgan Equity Premium Income ETF COM 46641q332 636119 11570 SH SOLE 0 0 11570 SPDR S&P 500 ETF COM 78462F103 6328750 13315 SH SOLE 0 0 13315 Schwab US Broad Market ETF COM 808524102 3441798 61825 SH SOLE 0 0 61825 Schwab US Large-Cap ETF COM 808524201 945186 16759 SH SOLE 0 0 16759 VanEck Morningstar Wide Moat - ETF COM 92189f643 985256 11609 SH SOLE 0 0 11609 Vanguard Dividend Appreciation ETF COM 921908844 14159342 83095 SH SOLE 0 0 83095 Vanguard ESG US Stock - ETF COM 921910733 741043 8712 SH SOLE 0 0 8712 Vanguard Large Cap ETF COM 922908637 725349 3325 SH SOLE 0 0 3325 Vanguard Mega Cap ETF COM 921910873 12614576 74519 SH SOLE 0 0 74519 Vanguard Russell 1000 ETF COM 92206c730 7712000 35549 SH SOLE 0 0 35549 Vanguard Russell 3000 ETF COM 92206c599 528883 2485 SH SOLE 0 0 2485 Vanguard S&P 500 ETF COM 922908363 3805227 8712 SH SOLE 0 0 8712 Vanguard Total Stock Market ETF COM 922908769 20301502 85581 SH SOLE 0 0 85581 WisdomTree US Quality Dividend Gr ETF COM 97717x669 261793 3725 SH SOLE 0 0 3725 Capital Group Dividend Value - ETF COM 14020w106 800906 26840 SH SOLE 0 0 26840 Dimensional US Marketwide Value - ETF COM 25434v724 355786 9559 SH SOLE 0 0 9559 First Trust Morningstar Div Leaders ETF COM 336917109 5734531 159825 SH SOLE 0 0 159825 First Trust Rising Dividend Achievers ETF COM 33738r506 3624956 70156 SH SOLE 0 0 70156 First Trust Value Line Dividend ETF COM 33734h106 3566403 87929 SH SOLE 0 0 87929 IShares Core US Value ETF COM 464287663 933111 11065 SH SOLE 0 0 11065 IShares Russell 1000 Value Index ETF COM 464287598 315628 1910 SH SOLE 0 0 1910 IShares Select Dividend ETF COM 464287168 1647410 14054 SH SOLE 0 0 14054 Invesco S&P 500 High Div/Low Volat. ETF COM 46138e362 208233 4910 SH SOLE 0 0 4910 Invesco S&P 500 Revenue ETF COM 46138g698 622982 7300 SH SOLE 0 0 7300 ProShares S&P 500 Dividend Aristocrats ETF COM 74348a467 5117113 53751 SH SOLE 0 0 53751 SPDR Dow Jones Industrial Average ETF COM 78467x109 1399695 3714 SH SOLE 0 0 3714 SPDR S&P Dividend ETF COM 78464a763 1901544 15216 SH SOLE 0 0 15216 SPDR S&P Value ETF COM 78464a508 4430539 95015 SH SOLE 0 0 95015 Schwab Fundamental US Broad Market ETF COM 808524789 614238 10053 SH SOLE 0 0 10053 Schwab US Div Equity ETF COM 808524797 13541639 177875 SH SOLE 0 0 177875 T. Rowe Price Dividend Growth ETF COM 87283q404 748500 21222 SH SOLE 0 0 21222 Vanguard High Dividend Yield ETF COM 921946406 2248842 20146 SH SOLE 0 0 20146 Vanguard Russell 1000 Value ETF COM 92206c714 937725 12927 SH SOLE 0 0 12927 Vanguard S&P 500 Value ETF COM 921932703 527394 3140 SH SOLE 0 0 3140 Vanguard Value ETF COM 922908744 1009850 6755 SH SOLE 0 0 6755 WisdomTree U.S. LargeCap Dividend ETF COM 97717w307 499178 7520 SH SOLE 0 0 7520 Global X S&P 500 Catholic Values ETF COM 37954y889 209924 3620 SH SOLE 0 0 3620 Pacer Global Cash Cows Dividend ETF COM 69374h709 617533 18020 SH SOLE 0 0 18020 IShares Core MSCI Total Int'l Stk ETF COM 46432f834 664623 10236 SH SOLE 0 0 10236 WisdomTree International Hdgd Div Gr ETF COM 97717x594 1082778 25787 SH SOLE 0 0 25787 Goldman Sachs ActiveBeta Int'l Eq ETF COM 381430107 3284859 100577 SH SOLE 0 0 100577 IShares - MSCI ACWI ex US ETF COM 464288240 226822 4444 SH SOLE 0 0 4444 IShares MSCI EAFE ETF COM 464287465 296370 3933 SH SOLE 0 0 3933 Vanguard FTSE All-World (ex. US) ETF COM 922042775 1455654 25929 SH SOLE 0 0 25929 Vanguard Tax-Mgd Int'l Dev. Markets ETF COM 921943858 547422 11428 SH SOLE 0 0 11428 Pacer FDS TR Developed Mrkts Int'l CC ETF COM 69374h873 1654783 52970 SH SOLE 0 0 52970 Goldman Sachs ActiveBeta Emerging Mkts ETF COM 381430206 518201 16885 SH SOLE 0 0 16885 SPDR S&P Emerging Markets ETF COM 78463x509 623393 17605 SH SOLE 0 0 17605 Vanguard Emerging Mkts. ETF COM 922042858 677143 16475 SH SOLE 0 0 16475 First TR Global Tactical Commodity ETF COM 33739h101 458487 20432 SH SOLE 0 0 20432 SPDR Gold Shares ETF COM 78463v107 679418 3554 SH SOLE 0 0 3554