Chief Compliance Officer

0000709428-23-000010.txt : 20231102 0000709428-23-000010.hdr.sgml : 20231102 20231102161617 ACCESSION NUMBER: 0000709428-23-000010 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231102 DATE AS OF CHANGE: 20231102 EFFECTIVENESS DATE: 20231102 FILER: COMPANY DATA: COMPANY CONFORMED NAME: COZAD ASSET MANAGEMENT INC CENTRAL INDEX KEY: 0000709428 IRS NUMBER: 370958133 STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18895 FILM NUMBER: 231372529 BUSINESS ADDRESS: STREET 1: 2501 GALEN DRIVE STREET 2: P.O. BOX 3669 CITY: CHAMPAIGN STATE: IL ZIP: 61821 BUSINESS PHONE: 2173568363 MAIL ADDRESS: STREET 1: 2501 GALEN DRIVE STREET 2: P.O. BOX 3669 CITY: CHAMPAIGN STATE: IL ZIP: 61821 FORMER COMPANY: FORMER CONFORMED NAME: COZAD FINANCIAL PLANNING CORP /ADV DATE OF NAME CHANGE: 19910401 FORMER COMPANY: FORMER CONFORMED NAME: COZAD ASSET MANAGEMENT INC /ADV DATE OF NAME CHANGE: 19821118 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0000709428 XXXXXXXX 09-30-2023 09-30-2023 COZAD ASSET MANAGEMENT INC

2501 GALEN DRIVE P.O. BOX 3669 CHAMPAIGN IL 61821

13F HOLDINGS REPORT 028-18895 000104764 801-18060 N S CRAIG KIDDOO Chief Compliance Officer 2173568363 S. Craig Kiddoo Champaign IL 11-02-2023 0 374 769768437 false INFORMATION TABLE 2 13_F_Report_Q3_2023_Final.xml LIVE FILING Q3 2023 Fidelity Merrimack Str Total Bond Fund ETF COM 316188309 2660645 61080 SH SOLE 0 0 61080 Eaton Vance Municipal Income TR COM 27826u108 147763 16584 SH SOLE 0 0 16584 First Trust Managed Municipal ETF COM 33739n108 369582 7561 SH SOLE 0 0 7561 PIMCO Intermediate Muni Bd Actv - ETF COM 72201r866 242589 4845 SH SOLE 0 0 4845 iShares National Muni Bond ETF COM 464288414 344022 3355 SH SOLE 0 0 3355 First Trust Senior Loan Fund ETF COM 33738d309 553165 12094 SH SOLE 0 0 12094 Invesco BulletShares 2024 Corp Bond ETF COM 46138j841 491905 23798 SH SOLE 0 0 23798 Invesco BulletShares 2025 Corp Bond ETF COM 46138j825 366565 18228 SH SOLE 0 0 18228 JPMorgan Ultra-Short Income ETF COM 46641q837 2343356 46699 SH SOLE 0 0 46699 Vanguard Bd Index - Total Bd Market ETF COM 921937835 256093 3670 SH SOLE 0 0 3670 First Tr TCW Opportunistic Fixed Inc ETF COM 33740f805 1106047 26300 SH SOLE 0 0 26300 First Trust Water ETF COM 33733b100 1138061 13753 SH SOLE 0 0 13753 Amazon.Com Inc. COM 023135106 12693440 99854 SH SOLE 0 0 99854 AutoZone, Inc. COM 053332102 444498 175 SH SOLE 0 0 175 Best Buy Company, Inc. COM 086516101 1548903 22296 SH SOLE 0 0 22296 Chipotle Mexican Grill, A COM 169656105 8690202 4744 SH SOLE 0 0 4744 Dicks Sporting Goods COM 253393102 1329019 12240 SH SOLE 0 0 12240 Garmin Ltd. COM h2906t109 3255730 30948 SH SOLE 0 0 30948 Genuine Parts Co. COM 372460105 2105349 14582 SH SOLE 0 0 14582 Grupo Aeroportuario del Pacifico ADR COM 400506101 220585 1342 SH SOLE 0 0 1342 Hilton Worldwide Holdings, Inc. COM 43300a203 1793149 11940 SH SOLE 0 0 11940 Home Depot, Inc. COM 437076102 8277005 27393 SH SOLE 0 0 27393 Isuzu Motors Ltd. COM 465254209 149392 12126 SH SOLE 0 0 12126 Lear Corp. COM 521865204 301950 2250 SH SOLE 0 0 2250 Lowe's Cos COM 548661107 2007734 9660 SH SOLE 0 0 9660 McDonalds Corp. COM 580135101 2459704 9337 SH SOLE 0 0 9337 Nike, Inc. COM 654106103 222221 2324 SH SOLE 0 0 2324 Royal Caribbean Cruises, Ltd. COM V7780T103 221136 2400 SH SOLE 0 0 2400 Starbucks Corp. COM 855244109 431259 4725 SH SOLE 0 0 4725 Tesla Motors Inc. COM 88160r101 1246096 4980 SH SOLE 0 0 4980 Unilever PLC ADR COM 904767704 547303 11079 SH SOLE 0 0 11079 W D 40 Co. COM 929236107 302624 1489 SH SOLE 0 0 1489 Yum Brands, Inc. COM 988498101 304729 2439 SH SOLE 0 0 2439 Altria Group, Inc. COM 02209S103 727255 17295 SH SOLE 0 0 17295 Archer Daniels Midland COM 039483102 10229206 135630 SH SOLE 0 0 135630 Cal-Maine Foods, Inc. COM 128030202 1177865 24326 SH SOLE 0 0 24326 Coca Cola COM 191216100 2967444 53009 SH SOLE 0 0 53009 Coca Cola European Partners PLC COM g25839104 352825 5647 SH SOLE 0 0 5647 Colgate Palmolive Co. COM 194162103 402269 5657 SH SOLE 0 0 5657 Constellation Brands, Inc. COM 21036p108 536087 2133 SH SOLE 0 0 2133 Costco Wholesale Corp. COM 22160K105 10515036 18612 SH SOLE 0 0 18612 General Mills COM 370334104 1622162 25350 SH SOLE 0 0 25350 Hormel Foods Corp. COM 440452100 207264 5450 SH SOLE 0 0 5450 Kellanova COM 487836108 1317194 22134 SH SOLE 0 0 22134 Kraft Heinz Co. COM 500754106 902158 26818 SH SOLE 0 0 26818 Lamb Weston Hldgs. COM 513272104 204647 2213 SH SOLE 0 0 2213 Mondelez International, Inc. COM 609207105 838005 12075 SH SOLE 0 0 12075 Monster Beverage Corp. COM 61174x109 1482971 28007 SH SOLE 0 0 28007 Mowi ASA ADR COM 624678108 290697 16405 SH SOLE 0 0 16405 PepsiCo Inc COM 713448108 3097789 18283 SH SOLE 0 0 18283 Philip Morris Internat'l. COM 718172109 1402506 15149 SH SOLE 0 0 15149 Procter and Gamble COM 742718109 1978848 13567 SH SOLE 0 0 13567 Target Corp. COM 87612E106 515920 4666 SH SOLE 0 0 4666 Wal-Mart Stores COM 931142103 3459126 21629 SH SOLE 0 0 21629 BP Amoco PLC ADR COM 055622104 1028519 26563 SH SOLE 0 0 26563 Cheniere Energy, Inc COM 16411r208 6888336 41506 SH SOLE 0 0 41506 Chevron Corp. COM 166764100 938060 5563 SH SOLE 0 0 5563 Civitas Resources, Inc. COM 17888h103 1973875 24408 SH SOLE 0 0 24408 ConocoPhillips COM 20825C104 649596 5422 SH SOLE 0 0 5422 Devon Energy Corp. COM 25179M103 642042 13460 SH SOLE 0 0 13460 Enbridge Inc. COM 29250n105 485791 14577 SH SOLE 0 0 14577 Energy Select Sector SPDR ETF COM 81369y506 795703 8803 SH SOLE 0 0 8803 Exxon Mobil Corp. COM 30231G102 1612257 13712 SH SOLE 0 0 13712 Halliburton Co. COM 406216101 202500 5000 SH SOLE 0 0 5000 Marathon Petroleum Corp. COM 56585a102 635325 4198 SH SOLE 0 0 4198 Petroleo Brasileiro Petrobras ADR COM 71654v408 238356 15901 SH SOLE 0 0 15901 Phillips 66 COM 718546104 2870436 23890 SH SOLE 0 0 23890 Shell PLC ADR COM 780259305 479953 7455 SH SOLE 0 0 7455 Total Energies SE COM 89151e109 226149 3439 SH SOLE 0 0 3439 Williams Companies COM 969457100 2412137 71598 SH SOLE 0 0 71598 AFLAC, Inc. COM 001055102 1080901 14083 SH SOLE 0 0 14083 AGNC Investment Corp COM 00123q104 1432076 151703 SH SOLE 0 0 151703 American Express COM 025816109 255562 1713 SH SOLE 0 0 1713 BB Seguridade Participacoes ADR COM 05541j103 186886 30437 SH SOLE 0 0 30437 Bank of America COM 060505104 298579 10905 SH SOLE 0 0 10905 Bank of Montreal COM 063671101 284243 3369 SH SOLE 0 0 3369 Barings BDC, Inc. COM 06759l103 123617 13874 SH SOLE 0 0 13874 Berkshire Hathaway, Cl. A COM 084670108 531477 1 SH SOLE 0 0 1 Berkshire Hathaway, Cl. B COM 084670702 4833089 13797 SH SOLE 0 0 13797 Blackstone Group Inc. Cl. A COM 09260d107 10423536 97289 SH SOLE 0 0 97289 Charles Schwab Corp. COM 808513105 408568 7442 SH SOLE 0 0 7442 Discover Financial Services, Inc. COM 254709108 206699 2386 SH SOLE 0 0 2386 Essent Group Ltd. COM g3198u102 1573953 33283 SH SOLE 0 0 33283 Everest Reinsur. Group, Ltd. COM g3223r108 979350 2635 SH SOLE 0 0 2635 Fifth Third Bancorp COM 316773100 401227 15840 SH SOLE 0 0 15840 First Busey Corp. COM 319383204 1160991 60405 SH SOLE 0 0 60405 Fiserv, Inc. COM 337738108 6741905 59684 SH SOLE 0 0 59684 Gallagher, Arthur J & Co. COM 363576109 309985 1360 SH SOLE 0 0 1360 Global Payments Inc. COM 37940x102 2421459 20985 SH SOLE 0 0 20985 HSBC Holdings PLC ADR COM 404280406 288058 7300 SH SOLE 0 0 7300 Interactive Brokers Group, Inc. COM 45841n107 2037190 23535 SH SOLE 0 0 23535 Intercontinental Exchange Group COM 45866f104 5283160 48020 SH SOLE 0 0 48020 J.P. Morgan Chase & Co. COM 46625H100 1283717 8852 SH SOLE 0 0 8852 MGIC Investment Corp. COM 552848103 1640761 98308 SH SOLE 0 0 98308 MasterCard, Inc. COM 57636q104 10280595 25967 SH SOLE 0 0 25967 Mitsubishi UFJ Fin'l. Grp. ADR COM 606822104 167678 19750 SH SOLE 0 0 19750 Moody's Corp. COM 615369105 594400 1880 SH SOLE 0 0 1880 Old Republic Nat'l. Corp. COM 680223104 2497284 92698 SH SOLE 0 0 92698 Ping An Insurance Company of China ADR COM 72341e304 197275 17458 SH SOLE 0 0 17458 Prudential Financial, Inc. COM 744320102 214451 2260 SH SOLE 0 0 2260 RLI Corp. COM 749607107 231557 1704 SH SOLE 0 0 1704 Regions Financial Corp. COM 7591ep100 369697 21494 SH SOLE 0 0 21494 S&P Global, Inc. COM 78409v104 2137649 5850 SH SOLE 0 0 5850 Sun Life Financial, Inc. COM 866796105 288847 5919 SH SOLE 0 0 5919 Swiss Re Ltd. COM 870886108 220403 8576 SH SOLE 0 0 8576 Travelers Companies Inc. COM 89417E109 460861 2822 SH SOLE 0 0 2822 UBS Group AG COM h42097107 214899 8718 SH SOLE 0 0 8718 Visa Inc. COM 92826c839 997093 4335 SH SOLE 0 0 4335 WEX, Inc. COM 96208t104 818192 4350 SH SOLE 0 0 4350 AbbVie, Inc. COM 00287y109 2786910 18697 SH SOLE 0 0 18697 Abbott Laboratories COM 002824100 1687999 17429 SH SOLE 0 0 17429 Amgen, Inc. COM 031162100 392927 1462 SH SOLE 0 0 1462 AstraZeneca PLC ADR COM 046353108 1814828 26799 SH SOLE 0 0 26799 Becton Dickinson & Co. COM 075887109 711475 2752 SH SOLE 0 0 2752 Bristol-Myers Squibb COM 110122108 540585 9314 SH SOLE 0 0 9314 CVS Health Corp. COM 126650100 2540401 36385 SH SOLE 0 0 36385 Cardinal Health COM 14149y108 2212000 25478 SH SOLE 0 0 25478 Danaher Corp. COM 235851102 551278 2222 SH SOLE 0 0 2222 Elevance Health COM 036752103 316683 727 SH SOLE 0 0 727 First Trust NYSE Arca Biotech ETF COM 33733e203 330750 2260 SH SOLE 0 0 2260 Gilead Sciences Inc. COM 375558103 5458879 72843 SH SOLE 0 0 72843 GlaxoSmithKline PLC COM 37733w204 363261 10021 SH SOLE 0 0 10021 HCA Healthcare Co. COM 40412c101 8177359 33244 SH SOLE 0 0 33244 Health Care Select Sector SPDR ETF COM 81369y209 365622 2840 SH SOLE 0 0 2840 IShares US Healthcare ETF COM 464287762 642226 2378 SH SOLE 0 0 2378 Johnson & Johnson COM 478160104 2322388 14911 SH SOLE 0 0 14911 Lilly (Eli) COM 532457108 1772455 3300 SH SOLE 0 0 3300 Merck & Co Inc. COM 58933y105 4690794 45564 SH SOLE 0 0 45564 Microport Scientific Corp. COM g60837104 746912 504670 SH SOLE 0 0 504670 Novartis AG ADR COM 66987v109 246297 2418 SH SOLE 0 0 2418 Novo Nordisk A.S. ADR COM 670100205 989609 10882 SH SOLE 0 0 10882 Pfizer, Inc. COM 717081103 1346005 40579 SH SOLE 0 0 40579 Quest Diagnostics COM 74834L100 1394931 11447 SH SOLE 0 0 11447 Regeneron Pharmaceuticals COM 75886f107 3136301 3811 SH SOLE 0 0 3811 Stryker Corporation COM 863667101 250589 917 SH SOLE 0 0 917 Takeda Pharmaceutical Co. COM 874060205 194334 12562 SH SOLE 0 0 12562 Thermo Fisher Scientific, Inc. COM 883556102 6967936 13766 SH SOLE 0 0 13766 UnitedHealth Group COM 91324p102 8011579 15890 SH SOLE 0 0 15890 Vanguard World Health Care ETF COM 92204a504 2193483 9330 SH SOLE 0 0 9330 Vertex Pharmaceutical COM 92532F100 312966 900 SH SOLE 0 0 900 3M Company COM 88579y101 239199 2555 SH SOLE 0 0 2555 AB Volvo ADR COM 928854108 212814 10366 SH SOLE 0 0 10366 ABB Ltd. Sponsored ADR COM 000375204 226957 6377 SH SOLE 0 0 6377 Boeing Company COM 097023105 205289 1071 SH SOLE 0 0 1071 CSX Corp. COM 126408103 235514 7659 SH SOLE 0 0 7659 Caterpillar Inc. COM 149123101 1617934 5927 SH SOLE 0 0 5927 Cummins Engine Inc. COM 231021106 863122 3778 SH SOLE 0 0 3778 Deere & Co. COM 244199105 6957000 18435 SH SOLE 0 0 18435 Delta Airlines Inc. COM 247361702 6588960 178080 SH SOLE 0 0 178080 Eaton Corp., PLC COM g29183103 1190316 5581 SH SOLE 0 0 5581 Emerson Electric Co. COM 291011104 374672 3880 SH SOLE 0 0 3880 Fedex Corp. COM 31428X106 212996 804 SH SOLE 0 0 804 Frontline, LTD. COM M46528101 242450 12910 SH SOLE 0 0 12910 H&E Equipment Services, Inc. COM 404030108 1752823 40584 SH SOLE 0 0 40584 Illinois Tool Works COM 452308109 921377 4001 SH SOLE 0 0 4001 Industrial Select Sector SPDR ETF COM 81369y704 391023 3857 SH SOLE 0 0 3857 Jacobs Solutions, Inc. COM 46982l108 1370460 10040 SH SOLE 0 0 10040 Lockheed Martin Corp. COM 539830109 382787 936 SH SOLE 0 0 936 Masco Corp. COM 574599106 349456 6538 SH SOLE 0 0 6538 Norfolk Southern Corp. COM 655844108 299924 1523 SH SOLE 0 0 1523 Northrop Grumman COM 666807102 266315 605 SH SOLE 0 0 605 Owens Corning COM 690742101 6684226 49001 SH SOLE 0 0 49001 Quanta Services, Inc. COM 74762e102 3463601 18515 SH SOLE 0 0 18515 RPM Inc. Ohio COM 749685103 3084560 32534 SH SOLE 0 0 32534 Raytheon Technologies Corp. COM 75513e101 307312 4270 SH SOLE 0 0 4270 Saia, Inc. COM 78709Y105 4145960 10400 SH SOLE 0 0 10400 Snap-on Incorporated COM 833034101 2333289 9148 SH SOLE 0 0 9148 Terex Corp. COM 880779103 1756200 30479 SH SOLE 0 0 30479 Timken Co. COM 887389104 2751245 37437 SH SOLE 0 0 37437 TransDigm Group Inc. COM 893641100 209939 249 SH SOLE 0 0 249 Uber Technologies Inc. COM 90353t100 320274 6964 SH SOLE 0 0 6964 Union Pacific Corp. COM 907818108 1302825 6398 SH SOLE 0 0 6398 United Parcel Service, Inc. COM 911312106 313610 2012 SH SOLE 0 0 2012 United Rentals, Inc. COM 911363109 10077513 22668 SH SOLE 0 0 22668 Waste Management, Inc. COM 94106L109 495887 3253 SH SOLE 0 0 3253 WillScot Mobile Mini Hldgs Corp, Cl. A COM 971378104 686110 16497 SH SOLE 0 0 16497 American Tower Corp. COM 03027x100 256213 1558 SH SOLE 0 0 1558 Apartment Income REIT Corp. COM 03750l109 847197 27596 SH SOLE 0 0 27596 Apartment Invt. & Mgmt Co. (AIMCO) COM 03748r747 187653 27596 SH SOLE 0 0 27596 Digital Realty Trust Inc. COM 253868103 2643077 21840 SH SOLE 0 0 21840 Essex Property Trust COM 297178105 1436698 6774 SH SOLE 0 0 6774 Farmland Partners, Inc. COM 31154r109 324216 31600 SH SOLE 0 0 31600 IShares Cohen & Steers REIT ETF COM 464287564 255415 5092 SH SOLE 0 0 5092 IShares Residential Real Estate Capped ETF COM 464288562 427818 6487 SH SOLE 0 0 6487 Realty Income Corp. COM 756109104 229075 4587 SH SOLE 0 0 4587 Vanguard REIT ETF COM 922908553 479420 6337 SH SOLE 0 0 6337 W. P. Carey Inc. COM 92936u109 3031955 56064 SH SOLE 0 0 56064 ASML Hldg N V COM n07059210 235464 400 SH SOLE 0 0 400 Accenture, Ltd. COM g1151c101 203307 662 SH SOLE 0 0 662 Adobe Systems, Inc. COM 00724F101 521628 1023 SH SOLE 0 0 1023 Advanced Micro Devices COM 007903107 712234 6927 SH SOLE 0 0 6927 Analog Devices Inc. COM 032654105 236372 1350 SH SOLE 0 0 1350 Apple Inc. COM 037833100 28785155 168128 SH SOLE 0 0 168128 Applied Materials COM 038222105 445394 3217 SH SOLE 0 0 3217 Autodesk COM 052769106 200703 970 SH SOLE 0 0 970 Automatic Data Processing COM 053015103 1323431 5501 SH SOLE 0 0 5501 Avnet Inc. COM 053807103 2686496 55748 SH SOLE 0 0 55748 Broadcom Inc. COM 11135f101 12571659 15136 SH SOLE 0 0 15136 Cisco Systems COM 17275r102 1136916 21148 SH SOLE 0 0 21148 Debt Resolve Inc. COM 24276r206 100 100000 SH SOLE 0 0 100000 First Solar, Inc. COM 336433107 315908 1955 SH SOLE 0 0 1955 Flextronics Internat'l. Ltd. COM Y2573F102 7878079 291997 SH SOLE 0 0 291997 Hewlett Packard Enterprise Co. COM 42824c109 2563221 147566 SH SOLE 0 0 147566 Honeywell Internat'l. COM 438516106 435432 2357 SH SOLE 0 0 2357 I.B.M. COM 459200101 1208825 8616 SH SOLE 0 0 8616 Infosys Technologies, Ltd. COM 456788108 344681 20145 SH SOLE 0 0 20145 Intel Corp. COM 458140100 528962 14879 SH SOLE 0 0 14879 Invesco QQQ Tr Unit Ser. 1 ETF COM 46090e103 3531310 9857 SH SOLE 0 0 9857 Jabil Circuit, Inc. COM 466313103 11525165 90828 SH SOLE 0 0 90828 LAM Research Corp. COM 512807108 10467686 16701 SH SOLE 0 0 16701 Leidos Holdings, Inc. COM 525327102 583649 6333 SH SOLE 0 0 6333 Logitech Internat'l. SA COM H50430232 345803 5016 SH SOLE 0 0 5016 MercadoLibre Inc. COM 58733r102 304291 240 SH SOLE 0 0 240 Microchip Technology, Inc. COM 595017104 9434361 120876 SH SOLE 0 0 120876 Micron Technology, Inc. COM 595112103 1319782 19400 SH SOLE 0 0 19400 Microsoft Corporation COM 594918104 17346397 54937 SH SOLE 0 0 54937 Nvidia Corp. COM 67066g104 14452719 33225 SH SOLE 0 0 33225 Oracle Corp COM 68389X105 1104428 10427 SH SOLE 0 0 10427 Palo Alto Networks, Inc. COM 697435105 1184391 5052 SH SOLE 0 0 5052 PayChex Inc. COM 704326107 3016456 26155 SH SOLE 0 0 26155 Qualcomm Inc. COM 747525103 586952 5285 SH SOLE 0 0 5285 Salesforce.com COM 79466l302 2928752 14443 SH SOLE 0 0 14443 Seagate Technology Holdings PLC COM g7997r103 242564 3678 SH SOLE 0 0 3678 ServiceNow, Inc. COM 81762p102 216876 388 SH SOLE 0 0 388 Siemens AG ADR COM 826197501 202132 2829 SH SOLE 0 0 2829 SolarEdge Technologies, Inc. COM 83417m104 2921746 22560 SH SOLE 0 0 22560 Taiwan Semiconductor Mfg. Co. Ltd. COM 874039100 870043 10012 SH SOLE 0 0 10012 Technology Select Sector SPDR ETF COM 81369y803 527363 3217 SH SOLE 0 0 3217 United Microelectronics ADR COM 910873405 285739 40473 SH SOLE 0 0 40473 Vanguard Information Technology ETF COM 92204a702 2183619 5263 SH SOLE 0 0 5263 Air Products & Chem COM 009158106 368987 1302 SH SOLE 0 0 1302 Albemarle Corp. COM 012653101 5906331 34735 SH SOLE 0 0 34735 Amyris, Inc. COM 03236m200 627 10450 SH SOLE 0 0 10450 BHP Billiton, Ltd. ADR COM 088606108 275982 4852 SH SOLE 0 0 4852 Dow Inc. COM 260557103 290025 5625 SH SOLE 0 0 5625 Gerdau SA ADR COM 373737105 179817 37658 SH SOLE 0 0 37658 International Paper COM 460146103 1309375 36915 SH SOLE 0 0 36915 Linde PLC COM g54950103 277401 745 SH SOLE 0 0 745 Materials Select Sector SPDR ETF COM 81369y100 333680 4248 SH SOLE 0 0 4248 Mosaic Co. COM 61945c103 1266612 35579 SH SOLE 0 0 35579 Nucor Corp. COM 670346105 3135443 20054 SH SOLE 0 0 20054 Rio Tinto PLC ADR F COM 767204100 571042 8973 SH SOLE 0 0 8973 Sherwin Williams Company COM 824348106 3726281 14610 SH SOLE 0 0 14610 Yara International ADR COM 984851204 311707 16475 SH SOLE 0 0 16475 AT&T Inc. COM 00206R102 497793 33142 SH SOLE 0 0 33142 Alphabet Inc., Cl. A COM 02079k305 13964725 106715 SH SOLE 0 0 106715 Alphabet Inc., Cl. C COM 02079k107 1933321 14663 SH SOLE 0 0 14663 Charter Communications, Inc. COM 16119p108 244100 555 SH SOLE 0 0 555 Comcast Corp., Cl. A COM 20030N101 219660 4954 SH SOLE 0 0 4954 Meta Platforms, Inc. COM 30303m102 2289702 7627 SH SOLE 0 0 7627 Omnicom Group COM 681919106 1912051 25672 SH SOLE 0 0 25672 T-Mobile US Inc. COM 872590104 1519262 10848 SH SOLE 0 0 10848 Verizon Communications COM 92343V104 433549 13377 SH SOLE 0 0 13377 Vodafone Group PLC ADR COM 92857w308 225946 23834 SH SOLE 0 0 23834 Walt Disney Co COM 254687106 687790 8486 SH SOLE 0 0 8486 Allete, Inc. COM 018522300 1296610 24557 SH SOLE 0 0 24557 Alliant Energy Corp. COM 018802108 996374 20565 SH SOLE 0 0 20565 Ameren Corp. COM 023608102 226537 3027 SH SOLE 0 0 3027 American States Water Co. COM 029899101 1910901 24287 SH SOLE 0 0 24287 Black Hills Corp. COM 092113109 920687 18199 SH SOLE 0 0 18199 Duke Energy Corp COM 26441c204 301550 3417 SH SOLE 0 0 3417 Equinor ASA COM 29446m102 416663 12707 SH SOLE 0 0 12707 National Fuel Gas Co. COM 636180101 1340005 25814 SH SOLE 0 0 25814 National Grid PLC ADR COM 636274409 286416 4724 SH SOLE 0 0 4724 New Jersey Resources Corp. COM 646025106 1318484 32451 SH SOLE 0 0 32451 NextEra Energy COM 65339F101 1031736 18009 SH SOLE 0 0 18009 Southern Company COM 842587107 444787 6872 SH SOLE 0 0 6872 Veolia Environment ADR COM 92334n103 212496 14726 SH SOLE 0 0 14726 Vanguard S&P Mid-Cap 400 Index Fund - ETF COM 921932885 201689 2386 SH SOLE 0 0 2386 IShares US Real Estate ETF COM 464287739 294275 3766 SH SOLE 0 0 3766 First TR. Ex. Tr. FD N. American Energy COM 33738d101 409457 15498 SH SOLE 0 0 15498 First Trust Preferred Secs & Inc ETF COM 33739e108 160140 10028 SH SOLE 0 0 10028 Vanguard Small Cap Growth ETF COM 922908595 412511 1926 SH SOLE 0 0 1926 IShares Russell 2000 Index ETF COM 464287655 1883901 10659 SH SOLE 0 0 10659 IShares S&P SmallCap 600 Index ETF COM 464287804 4578401 48536 SH SOLE 0 0 48536 John Hancock Multifactor Mid Cap ETF COM 47804J206 337155 7125 SH SOLE 0 0 7125 Schwab Strategic US Small-Cap ETF COM 808524607 877524 21186 SH SOLE 0 0 21186 Vanguard Index Small Cap ETF COM 922908751 4933025 26091 SH SOLE 0 0 26091 iShares MSCI Multifactor USA Small-Cap ETF COM 46434v290 1781219 34433 SH SOLE 0 0 34433 Avantis U.S. Small Cap Value - ETF COM 025072877 396348 5085 SH SOLE 0 0 5085 First Trust SMID Cap Rising Div Achv ETF COM 33741x102 1851633 65591 SH SOLE 0 0 65591 IShares Russell 2000 Value Index ETF COM 464287630 1089009 8034 SH SOLE 0 0 8034 IShares S&P SmallCap 600 Barra Value ETF COM 464287879 1172627 13143 SH SOLE 0 0 13143 Pacer U.S. Small Cap Cash Cows 100 - ETF COM 69374H857 1238657 29704 SH SOLE 0 0 29704 Vanguard Small Cap Value ETF COM 922908611 643727 4036 SH SOLE 0 0 4036 Vanguard Mid-Cap Growth ETF COM 922908538 1143884 5873 SH SOLE 0 0 5873 First Trust Mid Cap Core AlphaDEX ETF COM 33735b108 1377970 14962 SH SOLE 0 0 14962 IShares Russell Midcap Index ETF COM 464287499 2107970 30440 SH SOLE 0 0 30440 IShares S&P Midcap 400 Index ETF COM 464287507 2750455 11031 SH SOLE 0 0 11031 SPDR S&P MidCap 400 ETF COM 78467y107 1097306 2403 SH SOLE 0 0 2403 Schwab US Mid-Cap ETF COM 808524508 801534 11843 SH SOLE 0 0 11843 Vanguard Extended Market ETF COM 922908652 272327 1900 SH SOLE 0 0 1900 Vanguard Mid Cap ETF COM 922908629 6259982 30061 SH SOLE 0 0 30061 IShares Russell Midcap Value Index ETF COM 464287473 763203 7315 SH SOLE 0 0 7315 IShares S&P MidCap 400/Barra Value ETF COM 464287705 3234807 32050 SH SOLE 0 0 32050 Pacer U.S. Cash Cows 100 - ETF COM 69374h881 6348013 128424 SH SOLE 0 0 128424 ProShares S&P MidCap 400 Dividend Aristo. COM 74347b680 836119 12528 SH SOLE 0 0 12528 Vanguard Mid-Cap Value ETF COM 922908512 1713337 13083 SH SOLE 0 0 13083 Capital Group Growth - ETF COM 14020g101 872056 35594 SH SOLE 0 0 35594 First Trust NASDAQ-100 Equal Wtd ETF COM 337344105 2490425 23949 SH SOLE 0 0 23949 IShares MSCI USA Momentum Factor ETF COM 46432f396 4378897 31345 SH SOLE 0 0 31345 IShares Russell 1000 Growth Index ETF COM 464287614 802758 3018 SH SOLE 0 0 3018 Nuveen TR ESG Large Cap Growth ETF COM 67092p201 644678 10750 SH SOLE 0 0 10750 Schwab US Large-Cap Growth ETF COM 808524300 857005 11785 SH SOLE 0 0 11785 Vanguard Growth ETF COM 922908736 2340232 8594 SH SOLE 0 0 8594 Vanguard Mega Cap Growth ETF COM 921910816 339896 1498 SH SOLE 0 0 1498 Vanguard Russell 1000 Growth ETF COM 92206c680 2721448 39764 SH SOLE 0 0 39764 Vanguard S&P 500 Growth ETF COM 921932505 4698353 19034 SH SOLE 0 0 19034 iShares Russell Top 200 Growth ETF COM 464289438 1585987 10310 SH SOLE 0 0 10310 American Centy ETF TR Avantis US Equity COM 025072885 350964 4791 SH SOLE 0 0 4791 First Tr Large Cap Core AlphaDex Fd ETF COM 33734k109 664262 8191 SH SOLE 0 0 8191 First Trust Capital Strength ETF COM 33733E104 3461273 47009 SH SOLE 0 0 47009 Goldman Sachs ActiveBeta US LargeCp Eq ETF COM 381430503 6810063 80851 SH SOLE 0 0 80851 IShares - Russell 200 Index ETF COM 464289446 623235 6029 SH SOLE 0 0 6029 IShares Edge MSCI USA Quality Factor ETF COM 46432f339 1072243 8136 SH SOLE 0 0 8136 IShares MSCI USA Minimum Volatility ETF COM 46429b697 4064034 56149 SH SOLE 0 0 56149 IShares Russell 1000 Index Fund ETF COM 464287622 816531 3476 SH SOLE 0 0 3476 IShares Russell 3000 Index ETF COM 464287689 3567829 14559 SH SOLE 0 0 14559 IShares S&P 500 Index ETF COM 464287200 599824 1397 SH SOLE 0 0 1397 Invesco Russell 1000 Dynamic Multi ETF COM 46138j619 3543682 77305 SH SOLE 0 0 77305 Invesco S&P 500 GARP - ETF COM 46137V431 5354293 58684 SH SOLE 0 0 58684 Invesco S&P 500 Low Volatility ETF COM 46138e354 4613334 78471 SH SOLE 0 0 78471 Invesco S&P 500 Quality ETF A COM 46137v241 10274039 205317 SH SOLE 0 0 205317 JPMorgan Equity Focus - ETF COM 46654Q781 2466022 51960 SH SOLE 0 0 51960 JPMorgan Equity Premium Income ETF COM 46641q332 619689 11570 SH SOLE 0 0 11570 SPDR S&P 500 ETF COM 78462F103 4443798 10395 SH SOLE 0 0 10395 Schwab US Broad Market ETF COM 808524102 3081976 61825 SH SOLE 0 0 61825 Schwab US Large-Cap ETF COM 808524201 836167 16525 SH SOLE 0 0 16525 VanEck Morningstar Wide Moat - ETF COM 92189f643 553935 7304 SH SOLE 0 0 7304 Vanguard Dividend Appreciation ETF COM 921908844 12978736 83529 SH SOLE 0 0 83529 Vanguard ESG US Stock - ETF COM 921910733 655317 8712 SH SOLE 0 0 8712 Vanguard Large Cap ETF COM 922908637 650669 3325 SH SOLE 0 0 3325 Vanguard Mega Cap ETF COM 921910873 11392376 75014 SH SOLE 0 0 75014 Vanguard Russell 1000 ETF COM 92206c730 6970969 35811 SH SOLE 0 0 35811 Vanguard Russell 3000 ETF COM 92206c599 473964 2485 SH SOLE 0 0 2485 Vanguard S&P 500 ETF COM 922908363 3109066 7917 SH SOLE 0 0 7917 Vanguard Total Stock Market ETF COM 922908769 17702815 83343 SH SOLE 0 0 83343 WisdomTree US Quality Dividend Gr ETF COM 97717x669 448239 7060 SH SOLE 0 0 7060 Capital Group Dividend Value - ETF COM 14020w106 317375 11990 SH SOLE 0 0 11990 Dimensional US Marketwide Value - ETF COM 25434v724 387012 11376 SH SOLE 0 0 11376 First Trust Morningstar Div Leaders ETF COM 336917109 6129933 183311 SH SOLE 0 0 183311 First Trust Rising Dividend Achievers ETF COM 33738r506 3202837 69703 SH SOLE 0 0 69703 First Trust Value Line Dividend ETF COM 33734h106 3418493 91428 SH SOLE 0 0 91428 FlexShares Quality Dividend ETF COM 33939l860 222562 3990 SH SOLE 0 0 3990 IShares Core US Value ETF COM 464287663 825670 11065 SH SOLE 0 0 11065 IShares Russell 1000 Value Index ETF COM 464287598 289976 1910 SH SOLE 0 0 1910 IShares Select Dividend ETF COM 464287168 1553353 14431 SH SOLE 0 0 14431 Invesco S&P 500 Revenue ETF COM 46138g698 570422 7300 SH SOLE 0 0 7300 ProShares S&P 500 Dividend Aristocrats ETF COM 74348a467 4615306 52121 SH SOLE 0 0 52121 SPDR Dow Jones Industrial Average ETF COM 78467x109 1306305 3900 SH SOLE 0 0 3900 SPDR S&P Dividend ETF COM 78464a763 1844530 16038 SH SOLE 0 0 16038 SPDR S&P Value ETF COM 78464a508 4025491 97564 SH SOLE 0 0 97564 Schwab Fundamental US Broad Market ETF COM 808524789 518927 9419 SH SOLE 0 0 9419 Schwab US Div Equity ETF COM 808524797 12466922 176186 SH SOLE 0 0 176186 T. Rowe Price Dividend Growth ETF COM 87283q404 680802 21222 SH SOLE 0 0 21222 Vanguard High Dividend Yield ETF COM 921946406 2181653 21116 SH SOLE 0 0 21116 Vanguard Russell 1000 Value ETF COM 92206c714 881712 13227 SH SOLE 0 0 13227 Vanguard S&P 500 Value ETF COM 921932703 476551 3205 SH SOLE 0 0 3205 Vanguard Value ETF COM 922908744 1184267 8586 SH SOLE 0 0 8586 WisdomTree U.S. LargeCap Dividend ETF COM 97717w307 462405 7520 SH SOLE 0 0 7520 Pacer Global Cash Cows Dividend ETF COM 69374h709 680888 20925 SH SOLE 0 0 20925 IShares Core MSCI Total Int'l Stk ETF COM 46432f834 580463 9676 SH SOLE 0 0 9676 WisdomTree International Hdgd Div Gr ETF COM 97717x594 998575 25776 SH SOLE 0 0 25776 Goldman Sachs ActiveBeta Int'l Eq ETF COM 381430107 3019710 100556 SH SOLE 0 0 100556 IShares - MSCI ACWI ex US ETF COM 464288240 205105 4363 SH SOLE 0 0 4363 IShares MSCI EAFE ETF COM 464287465 270993 3932 SH SOLE 0 0 3932 Vanguard FTSE All-World (ex. US) ETF COM 922042775 1386278 26726 SH SOLE 0 0 26726 Vanguard Tax-Mgd Int'l Dev. Markets ETF COM 921943858 499151 11417 SH SOLE 0 0 11417 Pacer FDS TR Developed Mrkts Int'l CC ETF COM 69374h873 1262904 42280 SH SOLE 0 0 42280 Goldman Sachs ActiveBeta Emerging Mkts ETF COM 381430206 546355 19060 SH SOLE 0 0 19060 SPDR S&P Emerging Markets ETF COM 78463x509 487336 14517 SH SOLE 0 0 14517 Vanguard Emerging Mkts. ETF COM 922042858 678909 17315 SH SOLE 0 0 17315 First TR Global Tactical Commodity ETF COM 33739h101 274177 11424 SH SOLE 0 0 11424 SPDR Gold Shares ETF COM 78463v107 736721 4297 SH SOLE 0 0 4297