CCO

0000709428-23-000007.txt : 20230726 0000709428-23-000007.hdr.sgml : 20230726 20230726172716 ACCESSION NUMBER: 0000709428-23-000007 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230630 FILED AS OF DATE: 20230726 DATE AS OF CHANGE: 20230726 EFFECTIVENESS DATE: 20230726 FILER: COMPANY DATA: COMPANY CONFORMED NAME: COZAD ASSET MANAGEMENT INC CENTRAL INDEX KEY: 0000709428 IRS NUMBER: 370958133 STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18895 FILM NUMBER: 231114644 BUSINESS ADDRESS: STREET 1: 2501 GALEN DRIVE STREET 2: P.O. BOX 3669 CITY: CHAMPAIGN STATE: IL ZIP: 61821 BUSINESS PHONE: 2173568363 MAIL ADDRESS: STREET 1: 2501 GALEN DRIVE STREET 2: P.O. BOX 3669 CITY: CHAMPAIGN STATE: IL ZIP: 61821 FORMER COMPANY: FORMER CONFORMED NAME: COZAD FINANCIAL PLANNING CORP /ADV DATE OF NAME CHANGE: 19910401 FORMER COMPANY: FORMER CONFORMED NAME: COZAD ASSET MANAGEMENT INC /ADV DATE OF NAME CHANGE: 19821118 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0000709428 XXXXXXXX 06-30-2023 06-30-2023 COZAD ASSET MANAGEMENT INC

2501 GALEN DRIVE P.O. BOX 3669 CHAMPAIGN IL 61821

13F HOLDINGS REPORT 028-18895 000104764 801-18060 N S Craig Kiddoo CCO 2173568363 S Craig Kiddoo, CCO Champaign IL 07-26-2023 0 372 801684939 false INFORMATION TABLE 2 13_F_Report_Q2_2023_Final.xml Fidelity Merrimack Str Total Bond Fund ETF COM 316188309 2731332 60135 SH SOLE 0 0 60135 Eaton Vance Municipal Income TR COM 27826u108 165011 16584 SH SOLE 0 0 16584 First Trust Managed Municipal ETF COM 33739n108 383191 7561 SH SOLE 0 0 7561 PIMCO Intermediate Muni Bd Actv - ETF COM 72201r866 251165 4845 SH SOLE 0 0 4845 iShares National Muni Bond ETF COM 464288414 358079 3355 SH SOLE 0 0 3355 First Trust Senior Loan Fund ETF COM 33738d309 552292 12192 SH SOLE 0 0 12192 Invesco BulletShares 2024 Corp Bond ETF COM 46138j841 521923 25373 SH SOLE 0 0 25373 Invesco BulletShares 2025 Corp Bond ETF COM 46138j825 385047 19128 SH SOLE 0 0 19128 JPMorgan Ultra-Short Income ETF COM 46641q837 2656217 52976 SH SOLE 0 0 52976 Vanguard Bd Index - Total Bd Market ETF COM 921937835 266772 3670 SH SOLE 0 0 3670 First Tr TCW Opportunistic Fixed Inc ETF COM 33740f805 1198774 27140 SH SOLE 0 0 27140 Gerdau SA ADR COM 373737105 207646 39817 SH SOLE 0 0 39817 AB Volvo ADR COM 928854108 238733 11533 SH SOLE 0 0 11533 First Trust Water ETF COM 33733b100 1127673 12732 SH SOLE 0 0 12732 Amazon.Com Inc. COM 023135106 13354861 102446 SH SOLE 0 0 102446 AutoZone, Inc. COM 053332102 436338 175 SH SOLE 0 0 175 Best Buy Company, Inc. COM 086516101 1845350 22518 SH SOLE 0 0 22518 Chipotle Mexican Grill, A COM 169656105 10081107 4713 SH SOLE 0 0 4713 Dicks Sporting Goods COM 253393102 1552968 11748 SH SOLE 0 0 11748 Garmin Ltd. COM h2906t109 3235493 31024 SH SOLE 0 0 31024 Genuine Parts Co. COM 372460105 2468389 14586 SH SOLE 0 0 14586 Grupo Aeroportuario del Pacifico ADR COM 400506101 264863 1482 SH SOLE 0 0 1482 Hilton Worldwide Holdings, Inc. COM 43300a203 1681103 11550 SH SOLE 0 0 11550 Home Depot, Inc. COM 437076102 8468785 27262 SH SOLE 0 0 27262 Isuzu Motors Ltd. COM 465254209 143697 11866 SH SOLE 0 0 11866 Lowe's Cos COM 548661107 2464644 10920 SH SOLE 0 0 10920 McDonalds Corp. COM 580135101 2582400 8654 SH SOLE 0 0 8654 Nike, Inc. COM 654106103 262018 2374 SH SOLE 0 0 2374 Starbucks Corp. COM 855244109 521242 5262 SH SOLE 0 0 5262 Target Corp. COM 87612E106 248500 1884 SH SOLE 0 0 1884 Tesla Motors Inc. COM 88160r101 1355969 5180 SH SOLE 0 0 5180 Unilever PLC ADR COM 904767704 590529 11328 SH SOLE 0 0 11328 W D 40 Co. COM 929236107 280900 1489 SH SOLE 0 0 1489 Yum Brands, Inc. COM 988498101 325454 2349 SH SOLE 0 0 2349 Altria Group, Inc. COM 02209S103 792071 17485 SH SOLE 0 0 17485 Anheuser Busch Co. COM 03524a108 273844 4828 SH SOLE 0 0 4828 Archer Daniels Midland COM 039483102 10231193 135405 SH SOLE 0 0 135405 Cal-Maine Foods, Inc. COM 128030202 1146600 25480 SH SOLE 0 0 25480 Coca Cola COM 191216100 3181423 52830 SH SOLE 0 0 52830 Coca Cola European Partners PLC COM g25839104 410226 6367 SH SOLE 0 0 6367 Colgate Palmolive Co. COM 194162103 562161 7297 SH SOLE 0 0 7297 Constellation Brands, Inc. COM 21036p108 526718 2140 SH SOLE 0 0 2140 Costco Wholesale Corp. COM 22160K105 11195612 20795 SH SOLE 0 0 20795 Diageo PLC ADR COM 25243Q205 332735 1918 SH SOLE 0 0 1918 General Mills COM 370334104 1972283 25714 SH SOLE 0 0 25714 Hormel Foods Corp. COM 440452100 219199 5450 SH SOLE 0 0 5450 Kellogg COM 487836108 1626362 24130 SH SOLE 0 0 24130 Kimberly Clark Corp COM 494368103 280262 2030 SH SOLE 0 0 2030 Kraft Heinz Co. COM 500754106 1104938 31125 SH SOLE 0 0 31125 Lamb Weston Hldgs. COM 513272104 343365 2987 SH SOLE 0 0 2987 Mondelez International, Inc. COM 609207105 892421 12235 SH SOLE 0 0 12235 Monster Beverage Corp. COM 61174x109 1653123 28780 SH SOLE 0 0 28780 Mowi ASA ADR COM 624678108 211451 13383 SH SOLE 0 0 13383 Nestle SA ADR COM 641069406 255984 2127 SH SOLE 0 0 2127 PepsiCo Inc COM 713448108 3385832 18280 SH SOLE 0 0 18280 Philip Morris Internat'l. COM 718172109 1478148 15142 SH SOLE 0 0 15142 Procter and Gamble COM 742718109 2074428 13671 SH SOLE 0 0 13671 Wal-Mart Stores COM 931142103 3562013 22662 SH SOLE 0 0 22662 Walgreen Boots Alliance Inc. COM 931427108 295897 10386 SH SOLE 0 0 10386 BP Amoco PLC ADR COM 055622104 1038232 29420 SH SOLE 0 0 29420 Cheniere Energy, Inc COM 16411r208 6527864 42845 SH SOLE 0 0 42845 Chevron Corp. COM 166764100 874345 5557 SH SOLE 0 0 5557 Civitas Resources, Inc. COM 17888h103 1628877 23481 SH SOLE 0 0 23481 ConocoPhillips COM 20825C104 627566 6057 SH SOLE 0 0 6057 Devon Energy Corp. COM 25179M103 2597163 53727 SH SOLE 0 0 53727 Enbridge Inc. COM 29250n105 738821 19852 SH SOLE 0 0 19852 Energy Select Sector SPDR ETF COM 81369y506 767868 9460 SH SOLE 0 0 9460 Exxon Mobil Corp. COM 30231G102 1489810 13891 SH SOLE 0 0 13891 Marathon Petroleum Corp. COM 56585a102 511058 4383 SH SOLE 0 0 4383 Shell PLC ADR COM 780259305 438842 7268 SH SOLE 0 0 7268 Total Energies SE COM 89151e109 211308 3666 SH SOLE 0 0 3666 Williams Companies COM 969457100 2346880 71924 SH SOLE 0 0 71924 AFLAC, Inc. COM 001055102 1011961 14498 SH SOLE 0 0 14498 AGNC Investment Corp COM 00123q104 1580250 155997 SH SOLE 0 0 155997 Allstate Corp. COM 020002101 448591 4114 SH SOLE 0 0 4114 American Express COM 025816109 286733 1646 SH SOLE 0 0 1646 Bank of America COM 060505104 255484 8905 SH SOLE 0 0 8905 Bank of Montreal COM 063671101 280593 3107 SH SOLE 0 0 3107 Barings BDC, Inc. COM 06759l103 108772 13874 SH SOLE 0 0 13874 Berkshire Hathaway, Cl. A COM 084670108 517810 1 SH SOLE 0 0 1 Berkshire Hathaway, Cl. B COM 084670702 4704777 13797 SH SOLE 0 0 13797 Blackstone Group Inc. Cl. A COM 09260d107 9905497 106545 SH SOLE 0 0 106545 Canadian Imperial Bank of Commerce COM 136069101 215577 5051 SH SOLE 0 0 5051 Charles Schwab Corp. COM 808513105 469067 8276 SH SOLE 0 0 8276 Citigroup COM 172967424 342307 7435 SH SOLE 0 0 7435 Discover Financial Services, Inc. COM 254709108 314794 2694 SH SOLE 0 0 2694 Essent Group Ltd. COM g3198u102 1554930 33225 SH SOLE 0 0 33225 Everest Reinsur. Group, Ltd. COM g3223r108 695685 2035 SH SOLE 0 0 2035 Fifth Third Bancorp COM 316773100 658919 25140 SH SOLE 0 0 25140 First Busey Corp. COM 319383204 1304216 64886 SH SOLE 0 0 64886 Fiserv, Inc. COM 337738108 7921085 62791 SH SOLE 0 0 62791 Gallagher, Arthur J & Co. COM 363576109 298615 1360 SH SOLE 0 0 1360 Global Payments Inc. COM 37940x102 4622066 46915 SH SOLE 0 0 46915 Interactive Brokers Group, Inc. COM 45841n107 2696037 32455 SH SOLE 0 0 32455 Intercontinental Exchange Group COM 45866f104 7622497 67408 SH SOLE 0 0 67408 J.P. Morgan Chase & Co. COM 46625H100 1287435 8852 SH SOLE 0 0 8852 MGIC Investment Corp. COM 552848103 1549662 98142 SH SOLE 0 0 98142 MasterCard, Inc. COM 57636q104 10048815 25550 SH SOLE 0 0 25550 Mitsubishi UFJ Fin'l. Grp. ADR COM 606816104 560 10183 SH SOLE 0 0 10183 Mitsubishi UFJ Fin'l. Grp. ADR COM 606822104 140693 19090 SH SOLE 0 0 19090 Moody's Corp. COM 615369105 764984 2200 SH SOLE 0 0 2200 Old Republic Nat'l. Corp. COM 680223104 2335096 92773 SH SOLE 0 0 92773 Ping An Insurance Company of China ADR COM 72341e304 204127 15935 SH SOLE 0 0 15935 Regions Financial Corp. COM 7591ep100 475687 26694 SH SOLE 0 0 26694 S&P Global, Inc. COM 78409v104 3399948 8481 SH SOLE 0 0 8481 Sun Life Financial, Inc. COM 866796105 307352 5897 SH SOLE 0 0 5897 Swiss Re Ltd. COM 870886108 251816 9982 SH SOLE 0 0 9982 Travelers Companies Inc. COM 89417E109 484511 2790 SH SOLE 0 0 2790 Tri-Continental Corp. COM 895436103 249965 9116 SH SOLE 0 0 9116 Visa Inc. COM 92826c839 1029476 4335 SH SOLE 0 0 4335 WEX, Inc. COM 96208t104 717356 3940 SH SOLE 0 0 3940 AbbVie, Inc. COM 00287y109 2537365 18833 SH SOLE 0 0 18833 Abbott Laboratories COM 002824100 1747482 16029 SH SOLE 0 0 16029 Amgen, Inc. COM 031162100 324593 1462 SH SOLE 0 0 1462 AstraZeneca PLC ADR COM 046353108 1588854 22200 SH SOLE 0 0 22200 Becton Dickinson & Co. COM 075887109 729724 2764 SH SOLE 0 0 2764 Bristol-Myers Squibb COM 110122108 634064 9915 SH SOLE 0 0 9915 CIGNA Corp. COM 125523100 249734 890 SH SOLE 0 0 890 CVS Health Corp. COM 126650100 3653935 52856 SH SOLE 0 0 52856 Cardinal Health COM 14149y108 2476599 26188 SH SOLE 0 0 26188 Danaher Corp. COM 235851102 533280 2222 SH SOLE 0 0 2222 Edwards Lifesciences Corp. COM 28176E108 246767 2616 SH SOLE 0 0 2616 Elevance Health COM 036752103 509693 1147 SH SOLE 0 0 1147 First Trust NYSE Arca Biotech ETF COM 33733e203 366770 2395 SH SOLE 0 0 2395 Gilead Sciences Inc. COM 375558103 6908662 89641 SH SOLE 0 0 89641 GlaxoSmithKline PLC COM 37733w204 328565 9219 SH SOLE 0 0 9219 HCA Healthcare Co. COM 40412c101 10046705 33105 SH SOLE 0 0 33105 Health Care Select Sector SPDR ETF COM 81369y209 376422 2836 SH SOLE 0 0 2836 IShares US Healthcare ETF COM 464287762 666440 2378 SH SOLE 0 0 2378 Johnson & Johnson COM 478160104 2471876 14934 SH SOLE 0 0 14934 Lilly (Eli) COM 532457108 1547569 3300 SH SOLE 0 0 3300 Merck & Co Inc. COM 58933y105 5319221 46098 SH SOLE 0 0 46098 Microport Scientific Corp. COM g60837104 878126 504670 SH SOLE 0 0 504670 Novartis AG ADR COM 66987v109 277805 2753 SH SOLE 0 0 2753 Novo Nordisk A.S. ADR COM 670100205 777917 4807 SH SOLE 0 0 4807 Pfizer, Inc. COM 717081103 1443395 39351 SH SOLE 0 0 39351 Quest Diagnostics COM 74834L100 1831918 13033 SH SOLE 0 0 13033 Regeneron Pharmaceuticals COM 75886f107 5091574 7086 SH SOLE 0 0 7086 Sanofi-Aventis ADR COM 80105n105 223577 4148 SH SOLE 0 0 4148 Stryker Corporation COM 863667101 279768 917 SH SOLE 0 0 917 Takeda Pharmaceutical Co. COM 874060205 202203 12871 SH SOLE 0 0 12871 Thermo Fisher Scientific, Inc. COM 883556102 8056864 15442 SH SOLE 0 0 15442 UnitedHealth Group COM 91324p102 7287464 15162 SH SOLE 0 0 15162 Vanguard World Health Care ETF COM 92204a504 2397033 9791 SH SOLE 0 0 9791 Vertex Pharmaceutical COM 92532F100 316719 900 SH SOLE 0 0 900 3M Company COM 88579y101 370833 3705 SH SOLE 0 0 3705 ABB Ltd. Sponsored ADR COM 000375204 296534 7555 SH SOLE 0 0 7555 Boeing Company COM 097023105 226152 1071 SH SOLE 0 0 1071 CSX Corp. COM 126408103 256057 7509 SH SOLE 0 0 7509 Caterpillar Inc. COM 149123101 1477854 6006 SH SOLE 0 0 6006 Cummins Engine Inc. COM 231021106 926214 3778 SH SOLE 0 0 3778 Deere & Co. COM 244199105 7391071 18241 SH SOLE 0 0 18241 Delta Airlines Inc. COM 247361702 3381996 71140 SH SOLE 0 0 71140 Eaton Corp., PLC COM g29183103 1196344 5949 SH SOLE 0 0 5949 Emerson Electric Co. COM 291011104 350434 3877 SH SOLE 0 0 3877 Frontline, LTD. COM M46528101 155471 10700 SH SOLE 0 0 10700 H&E Equipment Services, Inc. COM 404030108 1782740 38967 SH SOLE 0 0 38967 Illinois Tool Works COM 452308109 1000789 4001 SH SOLE 0 0 4001 Industrial Select Sector SPDR ETF COM 81369y704 420909 3922 SH SOLE 0 0 3922 Jacobs Solutions, Inc. COM 46982l108 2462212 20710 SH SOLE 0 0 20710 Knight-Swift Transportation Holdings, Inc. COM 499049104 220573 3970 SH SOLE 0 0 3970 Lockheed Martin Corp. COM 539830109 433678 942 SH SOLE 0 0 942 Masco Corp. COM 574599106 375150 6538 SH SOLE 0 0 6538 Norfolk Southern Corp. COM 655844108 345355 1523 SH SOLE 0 0 1523 Northrop Grumman COM 666807102 275759 605 SH SOLE 0 0 605 Owens Corning COM 690742101 6870173 52645 SH SOLE 0 0 52645 Quanta Services, Inc. COM 74762e102 3849438 19595 SH SOLE 0 0 19595 RPM Inc. Ohio COM 749685103 2957422 32959 SH SOLE 0 0 32959 Raytheon Technologies Corp. COM 75513e101 418289 4270 SH SOLE 0 0 4270 Saia, Inc. COM 78709Y105 4471875 13060 SH SOLE 0 0 13060 Snap-on Incorporated COM 833034101 2638956 9157 SH SOLE 0 0 9157 Terex Corp. COM 880779103 1823678 30481 SH SOLE 0 0 30481 Timken Co. COM 887389104 2876147 31423 SH SOLE 0 0 31423 TransDigm Group Inc. COM 893641100 231590 259 SH SOLE 0 0 259 Union Pacific Corp. COM 907818108 1521964 7438 SH SOLE 0 0 7438 United Parcel Service, Inc. COM 911312106 360651 2012 SH SOLE 0 0 2012 United Rentals, Inc. COM 911363109 10255980 23028 SH SOLE 0 0 23028 Waste Management, Inc. COM 94106L109 542458 3128 SH SOLE 0 0 3128 WillScot Mobile Mini Hldgs Corp, Cl. A COM 971378104 1726031 36117 SH SOLE 0 0 36117 American Tower Corp. COM 03027x100 448777 2314 SH SOLE 0 0 2314 Apartment Income REIT Corp. COM 03750l109 995940 27596 SH SOLE 0 0 27596 Apartment Invt. & Mgmt Co. (AIMCO) COM 03748r747 235118 27596 SH SOLE 0 0 27596 Digital Realty Trust Inc. COM 253868103 2441145 21438 SH SOLE 0 0 21438 Essex Property Trust COM 297178105 1565593 6682 SH SOLE 0 0 6682 Farmland Partners, Inc. COM 31154r109 385836 31600 SH SOLE 0 0 31600 IShares Cohen & Steers REIT ETF COM 464287564 282962 5092 SH SOLE 0 0 5092 IShares Residential Real Estate Capped ETF COM 464288562 475302 6487 SH SOLE 0 0 6487 Public Storage, Inc. COM 74460D109 741667 2541 SH SOLE 0 0 2541 Realty Income Corp. COM 756109104 474254 7932 SH SOLE 0 0 7932 Vanguard REIT ETF COM 922908553 524464 6277 SH SOLE 0 0 6277 W. P. Carey Inc. COM 92936u109 3879566 57424 SH SOLE 0 0 57424 Accenture, Ltd. COM g1151c101 228966 742 SH SOLE 0 0 742 Adobe Systems, Inc. COM 00724F101 496325 1015 SH SOLE 0 0 1015 Advanced Micro Devices COM 007903107 840314 7377 SH SOLE 0 0 7377 Analog Devices Inc. COM 032654105 262994 1350 SH SOLE 0 0 1350 Apple Inc. COM 037833100 32571565 167921 SH SOLE 0 0 167921 Applied Materials COM 038222105 464985 3217 SH SOLE 0 0 3217 Automatic Data Processing COM 053015103 1218955 5546 SH SOLE 0 0 5546 Avnet Inc. COM 053807103 2783528 55174 SH SOLE 0 0 55174 Broadcom Inc. COM 11135f101 14977046 17266 SH SOLE 0 0 17266 Cisco Systems COM 17275r102 1091611 21098 SH SOLE 0 0 21098 Debt Resolve Inc. COM 24276r206 100 100000 SH SOLE 0 0 100000 Enphase Energy Inc. COM 29355a107 205833 1229 SH SOLE 0 0 1229 First Solar, Inc. COM 336433107 369725 1945 SH SOLE 0 0 1945 Flextronics Internat'l. Ltd. COM Y2573F102 4110870 148729 SH SOLE 0 0 148729 Hewlett Packard Enterprise Co. COM 42824c109 2580060 153575 SH SOLE 0 0 153575 Honeywell Internat'l. COM 438516106 489078 2357 SH SOLE 0 0 2357 I.B.M. COM 459200101 1128821 8436 SH SOLE 0 0 8436 Infosys Technologies, Ltd. COM 456788108 293438 18260 SH SOLE 0 0 18260 Intel Corp. COM 458140100 497520 14878 SH SOLE 0 0 14878 Invesco QQQ Tr Unit Ser. 1 ETF COM 46090e103 3332607 9021 SH SOLE 0 0 9021 Jabil Circuit, Inc. COM 466313103 8072085 74790 SH SOLE 0 0 74790 LAM Research Corp. COM 512807108 11012835 17131 SH SOLE 0 0 17131 Leidos Holdings, Inc. COM 525327102 560344 6333 SH SOLE 0 0 6333 Logitech Internat'l. SA COM H50430232 331690 5584 SH SOLE 0 0 5584 MercadoLibre Inc. COM 58733r102 239289 202 SH SOLE 0 0 202 Microchip Technology, Inc. COM 595017104 10859356 121212 SH SOLE 0 0 121212 Micron Technology, Inc. COM 595112103 1224523 19403 SH SOLE 0 0 19403 Microsoft Corporation COM 594918104 18296200 53727 SH SOLE 0 0 53727 Motorola Solutions, Inc. COM 620076307 221426 755 SH SOLE 0 0 755 Nvidia Corp. COM 67066g104 18075390 42729 SH SOLE 0 0 42729 Oracle Corp COM 68389X105 1275097 10707 SH SOLE 0 0 10707 Palo Alto Networks, Inc. COM 697435105 400129 1566 SH SOLE 0 0 1566 PayChex Inc. COM 704326107 2927974 26173 SH SOLE 0 0 26173 Qualcomm Inc. COM 747525103 706740 5937 SH SOLE 0 0 5937 Salesforce.com COM 79466l302 2986160 14135 SH SOLE 0 0 14135 Siemens AG ADR COM 826197501 304363 3649 SH SOLE 0 0 3649 Taiwan Semiconductor Mfg. Co. Ltd. COM 874039100 1007787 9986 SH SOLE 0 0 9986 Technology Select Sector SPDR ETF COM 81369y803 563828 3243 SH SOLE 0 0 3243 Vanguard Information Technology ETF COM 92204a702 2327088 5263 SH SOLE 0 0 5263 Air Products & Chem COM 009158106 389988 1302 SH SOLE 0 0 1302 Albemarle Corp. COM 012653101 6534071 29289 SH SOLE 0 0 29289 Amyris, Inc. COM 03236m200 10764 10450 SH SOLE 0 0 10450 BHP Billiton, Ltd. ADR COM 088606108 272811 4572 SH SOLE 0 0 4572 Ball Corp. COM 058498106 243551 4184 SH SOLE 0 0 4184 Dow Inc. COM 260557103 299588 5625 SH SOLE 0 0 5625 International Paper COM 460146103 1443506 45379 SH SOLE 0 0 45379 Linde PLC COM g54950103 283905 745 SH SOLE 0 0 745 Materials Select Sector SPDR ETF COM 81369y100 372998 4501 SH SOLE 0 0 4501 Mosaic Co. COM 61945c103 1387785 39651 SH SOLE 0 0 39651 Nucor Corp. COM 670346105 3299606 20122 SH SOLE 0 0 20122 Rio Tinto PLC ADR F COM 767204100 433920 6797 SH SOLE 0 0 6797 Sherwin Williams Company COM 824348106 3925713 14785 SH SOLE 0 0 14785 AT&T Inc. COM 00206R102 567258 35565 SH SOLE 0 0 35565 Alphabet Inc., Cl. A COM 02079k305 12740030 106433 SH SOLE 0 0 106433 Alphabet Inc., Cl. C COM 02079k107 1766166 14600 SH SOLE 0 0 14600 Comcast Corp., Cl. A COM 20030N101 205839 4954 SH SOLE 0 0 4954 Meta Platforms, Inc. COM 30303m102 2140584 7459 SH SOLE 0 0 7459 Omnicom Group COM 681919106 2395496 25176 SH SOLE 0 0 25176 Verizon Communications COM 92343V104 565065 15194 SH SOLE 0 0 15194 Vodafone Group PLC ADR COM 92857w308 135730 14363 SH SOLE 0 0 14363 Walt Disney Co COM 254687106 2806428 31434 SH SOLE 0 0 31434 Allete, Inc. COM 018522300 1381193 23826 SH SOLE 0 0 23826 Alliant Energy Corp. COM 018802108 1053484 20074 SH SOLE 0 0 20074 Ameren Corp. COM 023608102 247244 3027 SH SOLE 0 0 3027 American Electric Power COM 025537101 318090 3778 SH SOLE 0 0 3778 American States Water Co. COM 029899101 2105661 24203 SH SOLE 0 0 24203 Black Hills Corp. COM 092113109 1096672 18199 SH SOLE 0 0 18199 DTE Energy COM 233331107 202877 1844 SH SOLE 0 0 1844 Duke Energy Corp COM 26441c204 306607 3417 SH SOLE 0 0 3417 Equinor ASA COM 29446m102 324494 11109 SH SOLE 0 0 11109 Eversource Energy Com. COM 30040w108 243327 3431 SH SOLE 0 0 3431 National Fuel Gas Co. COM 636180101 1609057 31329 SH SOLE 0 0 31329 National Grid PLC ADR COM 636274409 297666 4421 SH SOLE 0 0 4421 New Jersey Resources Corp. COM 646025106 1667246 35323 SH SOLE 0 0 35323 NextEra Energy COM 65339F101 1357786 18299 SH SOLE 0 0 18299 Southern Company COM 842587107 489595 6969 SH SOLE 0 0 6969 Veolia Environment ADR COM 92334n103 284204 17852 SH SOLE 0 0 17852 Vanguard S&P Mid-Cap 400 Index Fund - ETF COM 921932885 211292 2386 SH SOLE 0 0 2386 IShares US Real Estate ETF COM 464287739 325910 3766 SH SOLE 0 0 3766 Uber Technologies Inc. COM 90353t100 268992 6231 SH SOLE 0 0 6231 First TR. Ex. Tr. FD N. American Energy COM 33738d101 393903 14589 SH SOLE 0 0 14589 Vanguard Small Cap Growth ETF COM 922908595 402275 1751 SH SOLE 0 0 1751 IShares Russell 2000 Index ETF COM 464287655 1938089 10349 SH SOLE 0 0 10349 IShares S&P SmallCap 600 Index ETF COM 464287804 4783599 48004 SH SOLE 0 0 48004 John Hancock Multifactor Mid Cap ETF COM 47804J206 278512 5605 SH SOLE 0 0 5605 Schwab Strategic US Small-Cap ETF COM 808524607 927947 21186 SH SOLE 0 0 21186 Vanguard Index Small Cap ETF COM 922908751 5089993 25592 SH SOLE 0 0 25592 iShares MSCI Multifactor USA Small-Cap ETF COM 46434v290 1738521 32423 SH SOLE 0 0 32423 Avantis U.S. Small Cap Value - ETF COM 025072877 292941 3775 SH SOLE 0 0 3775 First Trust SMID Cap Rising Div Achv ETF COM 33741x102 1820367 64301 SH SOLE 0 0 64301 IShares Russell 2000 Value Index ETF COM 464287630 1112320 7900 SH SOLE 0 0 7900 IShares S&P SmallCap 600 Barra Value ETF COM 464287879 1350573 14203 SH SOLE 0 0 14203 Pacer U.S. Small Cap Cash Cows 100 - ETF COM 69374H857 890557 21881 SH SOLE 0 0 21881 Vanguard Small Cap Value ETF COM 922908611 661600 4000 SH SOLE 0 0 4000 Vanguard Mid-Cap Growth ETF COM 922908538 1187910 5773 SH SOLE 0 0 5773 First Trust Mid Cap Core AlphaDEX ETF COM 33735b108 1441044 14961 SH SOLE 0 0 14961 IShares Russell Midcap Index ETF COM 464287499 2236909 30630 SH SOLE 0 0 30630 IShares S&P Midcap 400 Index ETF COM 464287507 2877718 11006 SH SOLE 0 0 11006 SPDR S&P MidCap 400 ETF COM 78467y107 1150821 2403 SH SOLE 0 0 2403 Schwab US Mid-Cap ETF COM 808524508 841208 11843 SH SOLE 0 0 11843 Vanguard Extended Market ETF COM 922908652 282777 1900 SH SOLE 0 0 1900 Vanguard Mid Cap ETF COM 922908629 6494722 29500 SH SOLE 0 0 29500 IShares Russell Midcap Value Index ETF COM 464287473 801456 7297 SH SOLE 0 0 7297 IShares S&P MidCap 400/Barra Value ETF COM 464287705 3665239 34213 SH SOLE 0 0 34213 Pacer U.S. Cash Cows 100 - ETF COM 69374h881 5797991 121120 SH SOLE 0 0 121120 ProShares S&P MidCap 400 Dividend Aristo. COM 74347b680 703614 10013 SH SOLE 0 0 10013 Vanguard Mid-Cap Value ETF COM 922908512 2094784 15138 SH SOLE 0 0 15138 Capital Group Growth - ETF COM 14020g101 712066 28223 SH SOLE 0 0 28223 First Trust NASDAQ-100 Equal Wtd ETF COM 337344105 2523443 23606 SH SOLE 0 0 23606 IShares MSCI USA Momentum Factor ETF COM 46432f396 4620183 32029 SH SOLE 0 0 32029 IShares Russell 1000 Growth Index ETF COM 464287614 830493 3018 SH SOLE 0 0 3018 Nuveen TR ESG Large Cap Growth ETF COM 67092p201 666891 10720 SH SOLE 0 0 10720 Schwab US Large-Cap Growth ETF COM 808524300 883286 11785 SH SOLE 0 0 11785 Vanguard Growth ETF COM 922908736 2192657 7749 SH SOLE 0 0 7749 Vanguard Mega Cap Growth ETF COM 921910816 352509 1498 SH SOLE 0 0 1498 Vanguard Russell 1000 Growth ETF COM 92206c680 2749663 38859 SH SOLE 0 0 38859 Vanguard S&P 500 Growth ETF COM 921932505 4736238 18640 SH SOLE 0 0 18640 iShares Russell Top 200 Growth ETF COM 464289438 1463509 9230 SH SOLE 0 0 9230 First Tr Large Cap Core AlphaDex Fd ETF COM 33734k109 568748 6770 SH SOLE 0 0 6770 First Trust Capital Strength ETF COM 33733E104 3547455 47249 SH SOLE 0 0 47249 Goldman Sachs ActiveBeta US LargeCp Eq ETF COM 381430503 7123244 81595 SH SOLE 0 0 81595 IShares - Russell 200 Index ETF COM 464289446 642950 6029 SH SOLE 0 0 6029 IShares Edge MSCI USA Quality Factor ETF COM 46432f339 1141405 8463 SH SOLE 0 0 8463 IShares MSCI USA Minimum Volatility ETF COM 46429b697 4248299 57155 SH SOLE 0 0 57155 IShares Russell 1000 Index Fund ETF COM 464287622 847224 3476 SH SOLE 0 0 3476 IShares Russell 3000 Index ETF COM 464287689 3704974 14559 SH SOLE 0 0 14559 IShares S&P 500 Index ETF COM 464287200 633706 1422 SH SOLE 0 0 1422 Invesco Russell 1000 Dynamic Multi ETF COM 46138j619 3773510 77042 SH SOLE 0 0 77042 Invesco S&P 500 GARP - ETF COM 46137V431 4827675 53180 SH SOLE 0 0 53180 Invesco S&P 500 Low Volatility ETF COM 46138e354 5034959 80162 SH SOLE 0 0 80162 Invesco S&P 500 Quality ETF A COM 46137v241 10350221 205158 SH SOLE 0 0 205158 JPMorgan Equity Premium Income ETF COM 46641q332 438878 7932 SH SOLE 0 0 7932 SPDR S&P 500 ETF COM 78462F103 4252276 9593 SH SOLE 0 0 9593 Schwab US Broad Market ETF COM 808524102 3248053 62825 SH SOLE 0 0 62825 Schwab US Large-Cap ETF COM 808524201 865389 16525 SH SOLE 0 0 16525 VanEck Morningstar Wide Moat - ETF COM 92189f643 459590 5760 SH SOLE 0 0 5760 Vanguard Dividend Appreciation ETF COM 921908844 13598964 83722 SH SOLE 0 0 83722 Vanguard ESG US Stock - ETF COM 921910733 710399 9067 SH SOLE 0 0 9067 Vanguard Large Cap ETF COM 922908637 674044 3325 SH SOLE 0 0 3325 Vanguard Mega Cap ETF COM 921910873 11704303 74807 SH SOLE 0 0 74807 Vanguard Russell 1000 ETF COM 92206c730 7218065 35811 SH SOLE 0 0 35811 Vanguard Russell 3000 ETF COM 92206c599 490663 2485 SH SOLE 0 0 2485 Vanguard S&P 500 ETF COM 922908363 2978067 7312 SH SOLE 0 0 7312 Vanguard Total Stock Market ETF COM 922908769 18457299 83790 SH SOLE 0 0 83790 WisdomTree US Quality Dividend Gr ETF COM 97717x669 470620 7060 SH SOLE 0 0 7060 Dimensional US Marketwide Value - ETF COM 25434v724 469787 13617 SH SOLE 0 0 13617 First Trust Morningstar Div Leaders ETF COM 336917109 6517113 191623 SH SOLE 0 0 191623 First Trust Rising Dividend Achievers ETF COM 33738r506 3271280 69454 SH SOLE 0 0 69454 First Trust Value Line Dividend ETF COM 33734h106 3728891 93013 SH SOLE 0 0 93013 FlexShares Quality Dividend ETF COM 33939l860 230582 3990 SH SOLE 0 0 3990 IShares Core US Value ETF COM 464287663 865947 11065 SH SOLE 0 0 11065 IShares Russell 1000 Value Index ETF COM 464287598 301455 1910 SH SOLE 0 0 1910 IShares Select Dividend ETF COM 464287168 1637865 14456 SH SOLE 0 0 14456 Invesco S&P 500 High Div/Low Volat. ETF COM 46138e362 203029 4910 SH SOLE 0 0 4910 Invesco S&P 500 Revenue ETF COM 46138g698 584000 7300 SH SOLE 0 0 7300 ProShares S&P 500 Dividend Aristocrats ETF COM 74348a467 4541867 48174 SH SOLE 0 0 48174 SPDR Dow Jones Industrial Average ETF COM 78467x109 1287031 3743 SH SOLE 0 0 3743 SPDR S&P Dividend ETF COM 78464a763 1964099 16023 SH SOLE 0 0 16023 SPDR S&P Value ETF COM 78464a508 4118818 95343 SH SOLE 0 0 95343 Schwab Fundamental US Broad Market ETF COM 808524789 534438 9419 SH SOLE 0 0 9419 Schwab US Div Equity ETF COM 808524797 12567494 173058 SH SOLE 0 0 173058 T. Rowe Price Dividend Growth ETF COM 87283q404 587341 17622 SH SOLE 0 0 17622 Vanguard High Dividend Yield ETF COM 921946406 2250328 21216 SH SOLE 0 0 21216 Vanguard Russell 1000 Value ETF COM 92206c714 915441 13227 SH SOLE 0 0 13227 Vanguard S&P 500 Value ETF COM 921932703 499019 3205 SH SOLE 0 0 3205 Vanguard Value ETF COM 922908744 1303483 9173 SH SOLE 0 0 9173 WisdomTree U.S. LargeCap Dividend ETF COM 97717w307 478272 7520 SH SOLE 0 0 7520 Pacer Global Cash Cows Dividend ETF COM 69374h709 693350 20916 SH SOLE 0 0 20916 IShares Core MSCI Total Int'l Stk ETF COM 46432f834 612173 9776 SH SOLE 0 0 9776 WisdomTree International Hdgd Div Gr ETF COM 97717x594 1035382 25775 SH SOLE 0 0 25775 Goldman Sachs ActiveBeta Int'l Eq ETF COM 381430107 3091298 98606 SH SOLE 0 0 98606 IShares MSCI EAFE ETF COM 464287465 285070 3932 SH SOLE 0 0 3932 Vanguard FTSE All-World (ex. US) ETF COM 922042775 1475382 27116 SH SOLE 0 0 27116 Vanguard Tax-Mgd Int'l Dev. Markets ETF COM 921943858 556238 12045 SH SOLE 0 0 12045 Pacer FDS TR Developed Mrkts Int'l CC ETF COM 69374h873 1146894 38577 SH SOLE 0 0 38577 Goldman Sachs ActiveBeta Emerging Mkts ETF COM 381430206 576173 19270 SH SOLE 0 0 19270 SPDR S&P Emerging Markets ETF COM 78463x509 447009 13002 SH SOLE 0 0 13002 Vanguard Emerging Mkts. ETF COM 922042858 737598 18132 SH SOLE 0 0 18132 First TR Global Tactical Commodity ETF COM 33739h101 263398 11568 SH SOLE 0 0 11568 SPDR Gold Shares ETF COM 78463v107 796689 4469 SH SOLE 0 0 4469 Highlands REIT Inc. COM per431522 13335 47624 SH SOLE 0 0 47624