	2020			2019
Originated loans:
Commercial real estate
Owner occupied	$	215,187		$	184,311
Non-owner occupied		309,777			287,160
Farmland		156,277			138,702
Other		78,140			93,501
Commercial
Commercial and industrial		385,831			244,172
Agricultural		44,922			46,207
Residential real estate
1-4 family residential		324,723			324,964
Home equity lines of credit		92,968			91,958
Consumer
Indirect		164,620			166,149
Direct		23,348			27,415
Other		9,868			9,485
Total originated loans	$	1,805,661		$	1,614,024
Acquired loans:
Commercial real estate
Owner occupied	$	45,101		$	35,408
Non-owner occupied		52,863			10,439
Farmland		26,080			35,377
Other		12,868			5,960
Commercial
Commercial and industrial		18,662			11,651
Agricultural		4,850			6,047
Residential real estate
1-4 family residential		89,118			63,457
Home equity lines of credit		17,383			19,645
Consumer
Direct		5,128			6,068
Other		97			154
Total acquired loans		272,150			194,206
Net deferred loan costs		233			3,309
Allowance for loan losses		(22,144	)		(14,487	)
Net loans	$	2,055,900		$	1,797,052

As part of past acquisitions, the Company acquired various loans that displayed evidence of deterioration of credit quality since origination and which was probable that all contractually required payments would not be collected. The carrying amounts and contractually required payments of these loans which are included in the loan balances above are summarized in the following tables:

Accretable yield, or income expected to be collected, is shown in the table below:

The key assumptions considered include probability of default and the amount of actual prepayments after the acquisition date. Prepayments affect the estimated life of the loans and could change the amount of interest income and principal expected to be collected. In reforecasting future estimated cash flows, credit loss expectations are adjusted as necessary. There were no adjustments to forecasted cash flows that impacted the allowance for loan losses for the years ended December 31, 2020, 2019 and 2018.

The following tables present the activity in the allowance for loan losses by portfolio segment for years ended December 31, 2020, 2019 and 2018:

The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment, based on impairment method as of December 31, 2020 and 2019. The recorded investment in loans includes the unpaid principal balance and unamortized loan origination fees and costs, but excludes accrued interest receivable which is not considered to be material:

December 31, 2020	Commercial Real Estate		Commercial		Residential Real Estate		Consumer		Unallocated		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	0	$	357	$	79	$	0	$	0	$	436
Collectively evaluated for impairment		10,400		4,546		3,392		2,520		668		21,526
Acquired loans collectively evaluated for impairment		97		17		65		3		0		182
Acquired with deteriorated credit quality		0		0		0		0		0		0
Total ending allowance balance	$	10,497	$	4,920	$	3,536	$	2,523	$	668	$	22,144

Loans:
Loans individually evaluated for impairment	$	502	$	3,086	$	2,836	$	189	$	0	$	6,613
Loans collectively evaluated for impairment		758,050		424,379		414,568		203,447		0		1,800,444
Acquired loans		135,884		23,044		105,936		5,206		0		270,070
Acquired with deteriorated credit quality		514		403		0		0		0		917
Total ending loans balance	$	894,950	$	450,912	$	523,340	$	208,842	$	0	$	2,078,044

December 31, 2019	Commercial Real Estate		Commercial		Residential Real Estate		Consumer		Unallocated		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	0	$	2	$	59	$	0	$	0	$	61
Collectively evaluated for impairment		5,790		2,309		2,777		2,708		736		14,320
Acquired loans collectively evaluated for impairment		53		12		39		2		0		106
Acquired with deteriorated credit quality		0		0		0		0		0		0
Total ending allowance balance	$	5,843	$	2,323	$	2,875	$	2,710	$	736	$	14,487
Loans:
Loans individually evaluated for impairment	$	561	$	205	$	3,240	$	247	$	0	$	4,253
Loans collectively evaluated for impairment		702,226		290,017		413,446		208,578		0		1,614,267
Acquired loans		86,431		17,110		82,615		6,173		0		192,329
Acquired with deteriorated credit quality		195		495		0		0		0		690
Total ending loans balance	$	789,413	$	307,827	$	499,301	$	214,998	$	0	$	1,811,539

The following tables present information related to impaired loans by class of loans as of and for years ended December 31, 2020 and 2019. The recorded investment in loans excludes accrued interest receivable due to immateriality.

December 31, 2020	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With no related allowance recorded:
Commercial real estate
Owner occupied	$	0	$	0	$	0
Non-owner occupied		37		31		0
Farmland		484		471		0
Commercial
Commercial and industrial		151		105		0
Agricultural		27		26		0
Residential real estate
1-4 family residential		2,660		1,872		0
Home equity lines of credit		435		334		0
Consumer		429		186		0
Subtotal		4,223		3,025		0
With an allowance recorded:
Commercial real estate
Owner occupied		0		0		0
Non-owner occupied		0		0		0
Farmland		0		0		0
Commercial
Commercial and industrial		3,007		2,955		357
Agricultural		0		0		0
Residential real estate
1-4 family residential		626		627		75
Home equity lines of credit		22		3		4
Consumer		2		3		0
Subtotal		3,657		3,588		436
Total	$	7,880	$	6,613	$	436

December 31, 2019	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With no related allowance recorded:
Commercial real estate
Owner occupied	$	22	$	8	$	0
Non-owner occupied		38		34		0
Farmland		570		519		0
Commercial
Commercial and industrial		179		141		0
Agricultural		11		11		0
Residential real estate
1-4 family residential		2,889		2,095		0
Home equity lines of credit		428		344		0
Consumer		480		247		0
Subtotal		4,617		3,399		0
With an allowance recorded:
Commercial real estate
Owner occupied		0		0		0
Non-owner occupied		0		0		0
Farmland		0		0		0
Commercial
Commercial and industrial		53		53		2
Agricultural		0		0		0
Residential real estate
1-4 family residential		795		729		52
Home equity lines of credit		72		72		7
Consumer		0		0		0
Subtotal		920		854		61
Total	$	5,537	$	4,253	$	61

The following tables present the average recorded investment in impaired loans by class and interest income recognized by loan class for the years ended December 31, 2020, 2019 and 2018.

December 31, 2020	Average Recorded Investment		Interest Income Recognized

With no related allowance recorded:
Commercial real estate
Owner occupied	$	0	$	0
Non-owner occupied		33		1
Farmland		502		9
Commercial
Commercial and industrial		120		9
Agricultural		25		4
Residential real estate
1-4 family residential		2,039		139
Home equity lines of credit		367		22
Consumer		223		25
Subtotal		3,309		209
With an allowance recorded:
Commercial real estate
Owner occupied		0		0
Non-owner occupied		0		0
Farmland		0		0
Commercial
Commercial and industrial		631		90
Agricultural		0		0
Residential real estate
1-4 family residential		655		23
Home equity lines of credit		63		2
Consumer		0		0
Subtotal		1,349		115
Total	$	4,658	$	324

December 31, 2019	Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial real estate
Owner occupied	$	273	$	13
Non-owner occupied		36		1
Farmland		270		1
Commercial
Commercial and industrial		152		11
Agricultural		7		0
Residential real estate
1-4 family residential		2,368		162
Home equity lines of credit		355		23
Consumer		178		22
Subtotal		3,639		233
With an allowance recorded:
Commercial real estate
Owner occupied		0		0
Non-owner occupied		0		0
Farmland		173		0
Commercial
Commercial and industrial		57		4
Agricultural		0		0
Residential real estate
1-4 family residential		1,096		31
Home equity lines of credit		130		6
Consumer		11		0
Subtotal		1,467		41
Total	$	5,106	$	274

December 31, 2018	Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial real estate
Owner occupied	$	490	$	30
Non-owner occupied		26		2
Farmland		0		0
Commercial
Commercial and industrial		335		6
Agricultural		0		0
Residential real estate
1-4 family residential		2,769		186
Home equity lines of credit		309		16
Consumer		72		11
Subtotal		4,001		251
With an allowance recorded:
Commercial real estate
Owner occupied		0		0
Non-owner occupied		0		0
Farmland		193		0
Commercial
Commercial and industrial		68		4
Agricultural		0		0
Residential real estate
1-4 family residential		1,778		47
Home equity lines of credit		166		7
Consumer		3		0
Subtotal		2,208		58
Total	$	6,209	$	309

Cash basis interest income recognized and interest income recognized was materially equal for 2020, 2019 and 2018.

Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of December 31, 2020 and 2019:

	2020				2019
	Nonaccrual		Loans Past Due 90 Days or More Still Accruing		Nonaccrual		Loans Past Due 90 Days or More Still Accruing
Originated loans:
Commercial real estate
Owner occupied	$	0	$	335	$	6	$	0
Non-owner occupied		0		0		0		0
Farmland		0		0		14		0
Commercial
Commercial and industrial		3,312		22		567		0
Agricultural		205		0		0		0
Residential real estate
1-4 family residential		866		223		1,234		438
Home equity lines of credit		603		0		669		14
Consumer
Indirect		648		64		568		120
Direct		157		111		139		70
Other		1		5		0		6
Total originated loans	$	5,792	$	760	$	3,197	$	648
Acquired loans:
Commercial real estate
Owner occupied	$	27	$	0	$	0	$	0
Non-owner occupied		362		0		102		0
Farmland		471		95		519		0
Commercial
Commercial and industrial		477		0		602		0
Agricultural		4		0		9		0
Residential real estate
1-4 family residential		4,128		1,469		659		186
Home equity lines of credit		186		0		239		9
Consumer
Direct		58		6		151		24
Total acquired loans	$	5,713	$	1,570	$	2,281	$	219
Total loans	$	11,505	$	2,330	$	5,478	$	867

The following tables present the aging of the recorded investment in past due loans as of December 31, 2020 and 2019 by class of loans:

December 31, 2020	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due and Nonaccrual		Total Past Due		Loans Not Past Due		Total
Originated loans:
Commercial real estate
Owner occupied	$	0	$	0	$	335	$	335	$	214,460	$	214,795
Non-owner occupied		0		0		0		0		309,216		309,216
Farmland		0		0		0		0		156,053		156,053
Other		261		0		0		261		77,725		77,986
Commercial
Commercial and industrial		356		61		3,334		3,751		378,594		382,345
Agricultural		45		255		205		505		44,555		45,060
Residential real estate
1-4 family residential		1,668		974		1,089		3,731		320,129		323,860
Home equity lines of credit		419		0		603		1,022		91,957		92,979
Consumer
Indirect		1,046		285		712		2,043		168,245		170,288
Direct		284		120		268		672		22,789		23,461
Other		24		22		6		52		9,816		9,868
Total originated loans:	$	4,103	$	1,717	$	6,552	$	12,372	$	1,793,539	$	1,805,911
Acquired loans:
Commercial real estate
Owner occupied	$	0	$	0	$	27	$	27	$	45,072	$	45,099
Non-owner occupied		197		0		362		559		52,295		52,854
Farmland		0		0		566		566		25,513		26,079
Other		0		0		0		0		12,868		12,868
Commercial
Commercial and industrial		19		390		477		886		17,772		18,658
Agricultural		4		0		4		8		4,841		4,849
Residential real estate
1-4 family residential		1,954		821		5,597		8,372		80,745		89,117
Home equity lines of credit		23		0		186		209		17,175		17,384
Consumer
Direct		20		49		64		133		4,995		5,128
Other		0		0		0		0		97		97
Total acquired loans	$	2,217	$	1,260	$	7,283	$	10,760	$	261,373	$	272,133
Total loans	$	6,320	$	2,977	$	13,835	$	23,132	$	2,054,912	$	2,078,044

December 31, 2019	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due and Nonaccrual		Total Past Due		Loans Not Past Due		Total
Originated loans:
Commercial real estate
Owner occupied	$	87	$	0	$	6	$	93	$	183,830	$	183,923
Non-owner occupied		2		0		0		2		286,522		286,524
Farmland		0		0		14		14		138,501		138,515
Other		0		0		0		0		93,271		93,271
Commercial
Commercial and industrial		1,458		573		567		2,598		241,210		243,808
Agricultural		103		77		0		180		46,142		46,322
Residential real estate
1-4 family residential		3,811		207		1,672		5,690		318,536		324,226
Home equity lines of credit		270		21		683		974		91,000		91,974
Consumer
Indirect		1,599		533		688		2,820		168,905		171,725
Direct		537		272		209		1,018		26,549		27,567
Other		153		26		6		185		9,299		9,484
Total originated loans:	$	8,020	$	1,709	$	3,845	$	13,574	$	1,603,765	$	1,617,339
Acquired loans:
Commercial real estate
Owner occupied	$	0	$	0	$	0	$	-	$	35,424		35,424
Non-owner occupied		0		0		102		102		10,317		10,419
Farmland		0		0		519		519		34,858		35,377
Other		69		0		0		69		5,891		5,960
Commercial
Commercial and industrial		47		1		602		650		11,000		11,650
Agricultural		0		8		9		17		6,030		6,047
Residential real estate
1-4 family residential		1,159		448		845		2,452		61,004		63,456
Home equity lines of credit		56		8		248		312		19,333		19,645
Consumer
Direct		347		21		175		543		5,525		6,068
Other		0		0		0		0		154		154
Total acquired loans	$	1,678	$	486	$	2,500	$	4,664	$	189,536	$	194,200
Total loans	$	9,698	$	2,195	$	6,345	$	18,238	$	1,793,301	$	1,811,539

Total troubled debt restructurings were $4.1 million and $4.6 million at December 31, 2020 and 2019 respectively. The Company allocated $81 thousand and $61 thousand of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of December 31, 2020 and 2019, respectively. There were no commitments to lend additional amounts to borrowers with loans that were classified as troubled debt restructurings at December 31, 2020 and 2019.

During the years ending December 31, 2020, 2019 and 2018, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; a permanent increase of the recorded investment in the loan due to a protective advance to pay delinquent real estate taxes or advance new monies; an extension of an interest only period; a deferral of principal payments; a capitalization of interest and/or escrow or a legal concession.

Troubled debt restructuring modifications involved a reduction of the notes stated interest rate in the range of 0.24% to 2.74%. There were also extensions of the maturity dates on these and other troubled debt restructurings in the range of two months to 183 months.

The following tables present loans by class modified as troubled debt restructurings that occurred during the years ending December 31, 2020, 2019 and 2018:

			Pre- Modification		Post- Modification
December 31, 2020	Number of		Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings:	Loans		Investment		Investment
Originated loans:
Commercial
Agricultural		1	$	21	$	21
Residential real estate
1-4 family residential		7		261		262
Home equity lines of credit		4		100		102
Indirect		29		182		182
Consumer		1		15		15
Total originated loans		42	$	579	$	582
Acquired loans:
Residential real estate
1-4 family residential		3	$	140	$	144
Total acquired loans		3	$	140	$	144
Total loans		45	$	719	$	726

The troubled debt restructurings described above increased the allowance for loan losses by $65 thousand and resulted in charge offs of $65 thousand during the year ended December 31, 2020.

			Pre- Modification		Post- Modification
December 31, 2019	Number of		Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings:	Loans		Investment		Investment
Originated loans:
Commercial
Commercial and industrial		1	$	12	$	12
Residential real estate
1-4 family residential		6		178		181
Home equity lines of credit		3		90		94
Indirect		39		337		337
Consumer		2		46		46
Total originated loans		51	$	663	$	670
Acquired loans:
Commercial real estate
Farmland		3		527		527
Commercial
Commercial and industrial		1		27		27
Residential real estate
1-4 family residential		4		201		205
Home equity lines of credit		1		17		17
Consumer		3		14		14
Total acquired loans		12	$	786	$	790
Total loans		63	$	1,449	$	1,460

The troubled debt restructurings described above increased the allowance for loan losses by $126 thousand and resulted in charge offs of $126 thousand during the year ended December 31, 2019.

			Pre- Modification		Post- Modification
December 31, 2018	Number of		Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings:	Loans		Investment		Investment
Originated loans:
Commercial real estate
Owner occupied		1	$	360	$	360
Commercial
Commercial and industrial		1		19		19
Residential real estate
1-4 family residential		7		348		348
Home equity lines of credit		6		91		91
Indirect		23		118		118
Consumer		2		19		19
Total originated loans		40	$	955	$	955
Acquired loans:
Commercial real estate
Non-owner occupied		1		42		42
Farmland		1		258		258
Commercial
Commercial and industrial		7		115		115
Residential real estate
1-4 family residential		7		321		337
Home equity lines of credit		1		32		32
Consumer		2		24		24
Total acquired loans		19	$	792	$	808
Total loans		59	$	1,747	$	1,763

The troubled debt restructurings described above increased the allowance for loan losses by $66 thousand and resulted in charge offs of $66 thousand during the year ended December 31, 2018.

There was one residential real estate loan for $12 thousand for which there were payment defaults within twelve months following the modification of the troubled debt restructuring during the year ended December 31, 2020. The loan was not past due at December 31, 2020. There was no effect on the provision for loan losses as a result of this default during 2020. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.

There was one residential real estate loans for $19 thousand for which there were payment defaults within twelve months following the modification of the troubled debt restructuring during the year ended December 31, 2019. The loan was not past due at December 31, 2019. There was no effect on the provision for loan losses as a result of this default during 2019.

There were two residential real estate loans for $146 thousand for which there were payment defaults within twelve months following the modification of the troubled debt restructuring during the year ended December 31, 2018. Both loans were past due at December 31, 2018. There was no effect on the provision for loan losses as a result of this default during 2018.

Farmers is offering special financial assistance to support customers in good standing who are experiencing financial hardships related to the COVID-19 pandemic in accordance with interagency guidance and the Coronavirus Aid, Relief, and Economic Security (CARES) Act. The following table reports the number and amount of payment deferrals by loan type as of December 31, 2020:

The Company offered three month deferrals upon request by borrowers in good standing that were impacted by COVID-19 in accordance with interagency guidance and CARES. The deferral requests began in the middle of March 2020 and concluded at the end of the three month deferral period. The Company granted a second three month deferral period to $28.5 million in commercial real estate loans and $4.9 million in commercial loans, which are included in the amounts detailed above. The second deferral period was offered to a select group of customers within specific industry codes that might have a higher credit risk. There was a limited number of business customers with a total of a six month deferral period. The decline in deferred loans and balances was due to the ending of the deferment period and the fact that not all borrowers requested additional deferments as most continued to pay under the original terms of their loan.

Farmers is also a preferred SBA lender and dedicated significant additional staff and other resources to help our customers complete and submit their applications and supporting documentation for loans offered under the new Paycheck Protection Program (PPP) under CARES, so they could obtain SBA approval and receive funding as quickly as possible. During the period of the PPP program, the Company facilitated PPP assistance to 1,714 business customers totaling $199.8 million. The Company, on behalf of its customers, began processing borrower applications for PPP forgiveness at the beginning of September 2020. The SBA has up to ninety days to review an application for PPP forgiveness and provide a decision at the end of that review. Once forgiveness of the PPP loan has been communicated and payment is received from the SBA, the Company will record the cash received from the SBA, pay-off the loans based on the amount of forgiveness provided and accelerate the amount of net deferred loan fees/costs recognized for the portion of the PPP loans that are forgiven. At December 31, 2020, the Company had received payments from the SBA for forgiveness of loans totaling $67.6 million, or approximately 33.8% of the total PPP loans. The Company is now processing new applications for the second round of PPP loan funding.

The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company establishes a risk rating at origination for all commercial loan and commercial real estate relationships. For relationships over $750 thousand management monitors the loans on an ongoing basis for any changes in the borrower’s ability to service their debt. Management also affirms the risk ratings for the loans and leases in their respective portfolios on an annual basis. The Company uses the following definitions for risk ratings:

Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.

Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.

Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.

Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.

Based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

December 31, 2020	Pass		Special Mention		Sub standard		Total
Originated loans:
Commercial real estate
Owner occupied	$	208,289	$	5,121	$	1,385	$	214,795
Non-owner occupied		290,773		11,240		7,203		309,216
Farmland		153,225		2,464		364		156,053
Other		77,432		387		167		77,986
Commercial
Commercial and industrial		372,083		1,522		8,740		382,345
Agricultural		44,527		320		213		45,060
Total originated loans	$	1,146,329	$	21,054	$	18,072	$	1,185,455
Acquired loans:
Commercial real estate
Owner occupied	$	44,031	$	87	$	981	$	45,099
Non-owner occupied		50,053		49		2,752		52,854
Farmland		24,637		100		1,342		26,079
Other		12,868		0		0		12,868
Commercial
Commercial and industrial		16,246		0		2,412		18,658
Agricultural		4,481		303		65		4,849
Total acquired loans	$	152,316	$	539	$	7,552	$	160,407
Total loans	$	1,298,645	$	21,593	$	25,624	$	1,345,862

December 31, 2019	Pass		Special Mention		Sub standard		Total
Originated loans:
Commercial real estate
Owner occupied	$	177,540	$	5,357	$	1,026	$	183,923
Non-owner occupied		279,103		7,374		47		286,524
Farmland		136,674		1,457		384		138,515
Other		93,082		0		189		93,271
Commercial
Commercial and industrial		238,351		1,673		3,784		243,808
Agricultural		46,283		6		33		46,322
Total originated loans	$	971,033	$	15,867	$	5,463	$	992,363
Acquired loans:
Commercial real estate
Owner occupied	$	34,707	$	110	$	607	$	35,424
Non-owner occupied		10,246		54		119		10,419
Farmland		32,112		0		3,265		35,377
Other		5,891		0		69		5,960
Commercial
Commercial and industrial		10,570		0		1,080		11,650
Agricultural		5,617		317		113		6,047
Total acquired loans	$	99,143	$	481	$	5,253	$	104,877
Total loans	$	1,070,176	$	16,348	$	10,716	$	1,097,240

The Company considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential, consumer and indirect loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity.

The following table presents the recorded investment in residential, consumer and indirect auto loans based on payment activity. Nonperforming loans are loans past due 90 days and still accruing interest and nonaccrual loans.

	Residential Real Estate				Consumer
December 31, 2020	1-4 Family Residential		Home Equity Lines of Credit		Indirect		Direct		Other
Originated loans:
Performing	$	322,771	$	92,376	$	169,576	$	23,193	$	9,862
Nonperforming		1,089		603		712		268		6
Total originated loans	$	323,860	$	92,979	$	170,288	$	23,461	$	9,868
Acquired loans:
Performing		83,520		17,198		0		5,064		97
Nonperforming		5,597		186		0		64		0
Total acquired loans	$	89,117	$	17,384	$	0	$	5,128	$	97
Total loans	$	412,977	$	110,363	$	170,288	$	28,589	$	9,965

	Residential Real Estate				Consumer
December 31, 2019	1-4 Family Residential		Home Equity Lines of Credit		Indirect		Direct		Other
Originated loans:
Performing	$	322,554	$	91,291	$	171,037	$	27,358	$	9,478
Nonperforming		1,672		683		688		209		6
Total originated loans	$	324,226	$	91,974	$	171,725	$	27,567	$	9,484
Acquired loans:
Performing		62,611		19,397		0		5,893		154
Nonperforming		845		248		0		175		0
Total acquired loans	$	63,456	$	19,645	$	0	$	6,068	$	154
Total loans	$	387,682	$	111,619	$	171,725	$	33,635	$	9,638