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Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2019
Regulatory Capital Requirements [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios, Not Include Capital Conservation Buffer

Actual and required capital amounts and ratios, which do not include the capital conservation buffer, are presented below at September 30, 2019 and December 31, 2018:

 

 

Actual

 

 

Requirement For Capital

Adequacy Purposes:

 

 

To be Well Capitalized

Under Prompt Corrective

Action Provisions:

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

September 30, 2019

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

240,803

 

 

12.70

%

 

$

85,293

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

228,023

 

 

12.07

%

 

 

85,044

 

 

4.5

%

 

$

122,841

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

257,358

 

 

13.58

%

 

 

151,633

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

242,284

 

 

12.82

%

 

 

151,189

 

 

8.0

%

 

 

188,986

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

243,097

 

 

12.83

%

 

 

113,725

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

228,023

 

 

12.07

%

 

 

113,392

 

 

6.0

%

 

 

151,189

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

243,097

 

 

10.42

%

 

 

93,321

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

228,023

 

 

9.75

%

 

 

93,516

 

 

4.0

%

 

 

116,895

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2018

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

222,892

 

 

12.16

%

 

$

82,478

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

210,409

 

 

11.51

%

 

 

82,242

 

 

4.5

%

 

$

118,795

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

238,742

 

 

13.03

%

 

 

146,628

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

224,001

 

 

12.26

%

 

 

146,209

 

 

8.0

%

 

 

182,761

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

225,150

 

 

12.28

%

 

 

109,971

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

210,409

 

 

11.51

%

 

 

109,656

 

 

6.0

%

 

 

146,209

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

225,150

 

 

9.91

%

 

 

90,900

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

210,409

 

 

9.32

%

 

 

90,324

 

 

4.0

%

 

 

112,905

 

 

5.0

%