Credit Quality Indicators (Tables)

3 Months Ended

Mar. 31, 2017

Risks And Uncertainties [Abstract]

Risk Category of Loans by Class of Loans

As of March 31, 2017 and December 31, 2016, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

(In Thousands of Dollars)	Pass		Special Mention		Sub standard		Total
March 31, 2017
Originated loans:
Commercial real estate
Owner occupied	$	113,362	$	481	$	1,934	$	115,777
Non-owner occupied		164,806		508		159		165,473
Farmland		41,009		47		56		41,112
Other		76,529		363		264		77,156
Commercial
Commercial and industrial		174,556		2,332		929		177,817
Agricultural		26,348		252		44		26,644
Total originated loans	$	596,610	$	3,983	$	3,386	$	603,979
Acquired loans:
Commercial real estate
Owner occupied	$	57,248	$	493	$	1,635	$	59,376
Non-owner occupied		22,397		1,163		371		23,931
Farmland		50,451		0		864		51,315
Other		12,972		1,036		124		14,132
Commercial
Commercial and industrial		27,606		290		2,823		30,719
Agricultural		13,820		722		290		14,832
Total acquired loans	$	184,494	$	3,704	$	6,107	$	194,305
Total loans	$	781,104	$	7,687	$	9,493	$	798,284

(In Thousands of Dollars)	Pass		Special Mention		Sub standard		Total
December 31, 2016
Originated loans:
Commercial real estate
Owner occupied	$	106,448	$	490	$	2,495	$	109,433
Non-owner occupied		162,465		522		2,461		165,448
Farmland		34,057		0		58		34,115
Other		69,947		325		270		70,542
Commercial
Commercial and industrial		167,062		2,720		950		170,732
Agricultural		24,395		253		25		24,673
Total originated loans	$	564,374	$	4,310	$	6,259	$	574,943
Acquired loans:
Commercial real estate
Owner occupied	$	58,655	$	707	$	1,566	$	60,928
Non-owner occupied		23,577		1,195		177		24,949
Farmland		53,039		0		1,165		54,204
Other		14,060		464		142		14,666
Commercial
Commercial and industrial		30,543		311		2,772		33,626
Agricultural		14,856		685		483		16,024
Total acquired loans	$	194,730	$	3,362	$	6,305	$	204,397
Total loans	$	759,104	$	7,672	$	12,564	$	779,340

Investment in Residential, Consumer and Indirect Auto Loans Based on Payment Activity

The following tables present the recorded investment in residential, consumer indirect and direct auto loans based on payment activity as of March 31, 2017 and December 31, 2016.  Nonperforming loans are loans past due 90 days or more and still accruing interest and nonaccrual loans.

	Residential Real Estate				Consumer
(In Thousands of Dollars)	1-4 Family Residential		Home Equity Lines of Credit		Indirect		Direct		Other
March 31, 2017
Originated loans:
Performing	$	234,979	$	62,350	$	166,199	$	28,029	$	7,499
Nonperforming		2,324		281		630		7		18
Total originated loans	$	237,303	$	62,631	$	166,829	$	28,036	$	7,517
Acquired loans:
Performing	$	106,978	$	33,448	$	0	$	19,368	$	156
Nonperforming		526		210		0		175		0
Total acquired loans		107,504		33,658		0		19,543		156
Total loans	$	344,807	$	96,289	$	166,829	$	47,579	$	7,673

	Residential Real Estate				Consumer
(In Thousands of Dollars)	1-4 Family Residential		Home Equity Lines of Credit		Indirect		Direct		Other
December 31, 2016
Originated loans:
Performing	$	221,476	$	59,362	$	160,977	$	26,772	$	7,596
Nonperforming		2,224		320		736		74		16
Total originated loans	$	223,700	$	59,682	$	161,713	$	26,846	$	7,612
Acquired loans:
Performing	$	111,087	$	34,567	$	0	$	21,498	$	247
Nonperforming		931		228		0		184		0
Total acquired loans		112,018		34,795		0		21,682		247
Total loans	$	335,718	$	94,477	$	161,713	$	48,528	$	7,859