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Regulatory Capital Matters (Tables)
 3 Months Ended
Mar. 31, 2015
Regulatory Capital Requirements [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios

Actual and required capital amounts and ratios are presented below at year-end:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

 

Requirement For
Capital Adequacy Purposes:

 

 

To be Well Capitalized Under Prompt Corrective Action Provisions:

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

March 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

117,890

 

 

15.03

%

 

$

35,291

 

 

4.50

%

 

N/A

 

N/A

 

Bank

 

107,914

 

 

13.85

%

 

 

35,071

 

 

4.50

%

 

$

50,659

 

 

6.50

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

125,667

 

 

16.02

%

 

 

62,740

 

 

8.00

%

 

N/A

 

N/A

 

Bank

 

115,637

 

 

14.84

%

 

 

62,349

 

 

8.00

%

 

 

77,936

 

 

10.00

%

Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

117,890

 

 

15.03

%

 

 

47,055

 

 

6.00

%

 

N/A

 

N/A

 

Bank

 

107,914

 

 

13.85

%

 

 

46,762

 

 

6.00

%

 

 

62,349

 

 

8.00

%

Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

117,890

 

 

10.44

%

 

 

45,152

 

 

4.00

%

 

N/A

 

N/A

 

Bank

 

107,914

 

 

9.38

%

 

 

46,032

 

 

4.00

%

 

 

57,540

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2014

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

121,340

 

 

16.48

%

 

$

58,523

 

 

8.00

%

 

N/A

 

N/A

 

Bank

 

114,321

 

 

15.56

%

 

 

58,773

 

 

8.00

%

 

$

73,466

 

 

10.00

%

Tier 1 Capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

113,654

 

 

15.43

%

 

 

29,262

 

 

4.00

%

 

N/A

 

N/A

 

Bank

 

106,689

 

 

14.52

%

 

 

29,386

 

 

4.00

%

 

 

44,079

 

 

6.00

%

Tier 1 Capital to average assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

113,654

 

 

10.03

%

 

 

45,313

 

 

4.00

%

 

N/A

 

N/A

 

Bank

 

106,689

 

 

9.37

%

 

 

45,565

 

 

4.00

%

 

 

56,956

 

 

5.00

%