The following table presents loans by class modified as troubled debt restructurings that occurred during the three and six month periods ended June 30, 2014 and 2013:

			Pre-Modification		Post-Modification
Three Months Ended June 30, 2014	Number of		Outstanding Recorded		Outstanding Recorded
(In Thousands of Dollars)	Loans		Investment		Investment
Troubled Debt Restructurings:
Commercial real estate
Non-owner occupied		1	$	373	$	373
Residential real estate
1-4 family residential		5		389		405
Home equity lines of credit		1		36		36
Total		7	$	798	$	814

			Pre-Modification		Post-Modification
Six Months Ended June 30, 2014	Number of		Outstanding Recorded		Outstanding Recorded
(In Thousands of Dollars)	Loans		Investment		Investment
Troubled Debt Restructurings:
Commercial real estate
Non-owner occupied		2	$	408	$	408
Residential real estate
1-4 family residential		14		782		799
Home equity lines of credit		3		88		88
Total		19	$	1,278	$	1,295

			Pre-Modification		Post-Modification
Three Months Ended June 30, 2013	Number of		Outstanding Recorded		Outstanding Recorded
(In Thousands of Dollars)	Loans		Investment		Investment
Troubled Debt Restructurings:
Commercial real estate
Commercial		1	$	163	$	163
Residential real estate
1-4 family residential		1		8		8
Home equity lines of credit		2		25		25
Total		4	$	196	$	196

			Pre-Modification		Post-Modification
Six Months Ended June 30, 2013	Number of		Outstanding Recorded		Outstanding Recorded
(In Thousands of Dollars)	Loans		Investment		Investment
Troubled Debt Restructurings:
Commercial real estate
Owner occupied		2	$	226	$	239
Commercial		5		649		682
Residential real estate
1-4 family residential		1		8		8
Home equity lines of credit		4		158		158
Total		12	$	1,041	$	1,087