Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES
NET INCOME	$ 2,520	$ 1,690
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	0	1,875
Depreciation and amortization	413	428
Net amortization of securities	584	345
Loss on sale of other real estate owned	0	16
Increase in bank owned life insurance	(134)	(159)
Origination of loans held for sale	(5,532)	0
Proceeds from loans held for sale	3,079	0
Net gain on sale of loans	(65)	0
Net change in other assets and liabilities	(1,966)	(1,628)
NET CASH FROM OPERATING ACTIVITIES	(1,101)	2,567
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities and repayments of securities available for sale	15,684	12,030
Purchases of securities available for sale	(29,106)	(13,002)
Loan originations and payments, net	(5,210)	12,473
Proceeds from sale of other real estate owned	56	59
Proceeds from BOLI death benefit	0	108
Additions to premises and equipment	(852)	(83)
NET CASH FROM INVESTING ACTIVITIES	(19,428)	11,585
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	46,468	4,227
Net change in short-term borrowings	(8,170)	13,863
Repayment of Federal Home Loan Bank borrowings and other debt	(611)	(949)
Cash dividends paid	(1,126)	(559)
Proceeds from dividend reinvestment	121	128
Net proceeds from issuance of common shares	0	13,772
NET CASH FROM FINANCING ACTIVITIES	36,682	30,482
NET CHANGE IN CASH AND CASH EQUIVALENTS	16,153	44,634
Beginning cash and cash equivalents	52,422	37,305
Ending cash and cash equivalents	68,575	81,939
Supplemental cash flow information:
Interest paid	1,677	2,068
Income taxes paid	0	0
Supplemental noncash disclosures:
Transfer of loans to other real estate	$ 15	$ 399