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Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 9,218 $ 8,991 $ 5,842
Adjustments to reconcile net income to net cash from operating activities:      
Provision for loan losses 3,650 8,078 6,050
Depreciation and amortization 1,647 1,711 1,530
Net amortization of securities 1,469 1,152 539
Security gains (1,804) (2,680) (1,017)
Loss on sale of other real estate owned 175 92 47
Impairment of equity securities 11 0 74
Earnings on bank owned life insurance (548) (483) (531)
Income recognized from death benefit on bank owned life insurance (46) (510) (90)
Origination of loans held for sale (5,969) 0 0
Proceeds from loans held for sale 5,392 0 0
Gain on sale of loans held for sale (100) 0 0
Net change in other assets and liabilities 899 1,587 (7,233)
NET CASH FROM OPERATING ACTIVITIES 13,994 17,938 5,211
CASH FLOWS FROM INVESTING ACTIVITIES      
Proceeds from maturities and repayments of securities available for sale 43,122 64,663 66,715
Proceeds from sales of securities available for sale 50,952 69,383 26,185
Purchases of securities available for sale (171,517) (138,215) (126,524)
Proceeds from sale of Federal Home Loan Bank Stock 0 0 1,414
Purchase of Federal Reserve Bank Stock (247) 0 0
Purchase of trust entity, net 0 0 (10,511)
Loan originations and payments, net 14,836 12,096 (62,218)
Proceeds from sale of other real estate owned 360 541 269
Improvements to real estate owned 0 (30) 0
Purchase of bank owned life insurance (3,000) 0 0
Proceeds from BOLI death benefit 108 902 204
Additions to premises and equipment (3,585) (783) (990)
NET CASH FROM INVESTING ACTIVITIES (68,971) 8,557 (105,456)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net change in deposits 79,075 (16,502) 129,542
Net change in short-term borrowings (7,546) (20,278) 20,477
Repayment of Federal Home Loan Bank borrowings and other debt (13,470) (2,436) (19,295)
Cash dividends paid (2,241) (1,626) (4,801)
Proceeds from dividend reinvestment 504 492 1,433
Net proceeds from issuance of common shares 13,772 0 0
NET CASH FROM FINANCING ACTIVITIES 70,094 (40,350) 127,356
NET CHANGE IN CASH AND CASH EQUIVALENTS 15,117 (13,855) 27,111
Beginning cash and cash equivalents 37,305 51,160 24,049
Ending cash and cash equivalents 52,422 37,305 51,160
Supplemental cash flow information:      
Interest paid 7,955 11,450 16,713
Income taxes paid 3,895 1,990 2,215
Supplemental noncash disclosures:      
Transfer of loans to other real estate 588 761 625
Farmers National Banc Corp acquired all of the stock of Butler Wick Trust Company for $12 million on March 31, 2009. The assets acquired and liabilities assumed were as follows:      
Fair value of assets acquired     12,394
Purchase price     12,125
Liabilities assumed     $ 269