XML 95 R76.htm IDEA: XBRL DOCUMENT v3.24.0.1
ALLOWANCE FOR CREDIT LOSSES - Changes in the Allowance for Credit Losses for the Previous Three Years (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Allowance for loan and lease losses      
Balance at beginning of year $ 132,977 $ 131,992 $ 175,679
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method     17
Provision for loan and lease losses 43,074 6,731 (19,024)
Loans charged off (40,315) (12,558) (32,903)
Recoveries 5,697 6,812 8,223
Total net charge-offs 34,618 5,746 24,680
Balance at end of year 141,433 132,977 131,992
Commercial & Industrial      
Allowance for loan and lease losses      
Balance at beginning of year 42,313 44,052 51,454
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method     0
Provision for loan and lease losses 19,647 3,221 6,606
Loans charged off (19,175) (5,899) (15,620)
Recoveries 1,534 939 1,612
Total net charge-offs 17,641 4,960 14,008
Balance at end of year 44,319 42,313 44,052
Lease financing      
Allowance for loan and lease losses      
Balance at beginning of year 3,571 1,633 995
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method     17
Provision for loan and lease losses 13,162 2,041 621
Loans charged off (4,423) (152) 0
Recoveries 55 49 0
Total net charge-offs 4,368 103 0
Balance at end of year 12,365 3,571 1,633
Construction real estate      
Allowance for loan and lease losses      
Balance at beginning of year 13,527 11,874 21,736
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method     0
Provision for loan and lease losses (2,524) 1,653 (8,367)
Loans charged off 0 0 (1,498)
Recoveries 0 0 3
Total net charge-offs 0 0 1,495
Balance at end of year 11,003 13,527 11,874
Commercial real estate      
Allowance for loan and lease losses      
Balance at beginning of year 41,106 53,420 76,795
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method     0
Provision for loan and lease losses (3) (12,951) (14,689)
Loans charged off (8,723) (3,667) (13,471)
Recoveries 2,523 4,304 4,785
Total net charge-offs 6,200 (637) 8,686
Balance at end of year 34,903 41,106 53,420
Residential      
Allowance for loan and lease losses      
Balance at beginning of year 12,684 6,225 8,560
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method     0
Provision for loan and lease losses 5,196 6,509 (2,436)
Loans charged off (39) (224) (127)
Recoveries 247 174 228
Total net charge-offs (208) 50 (101)
Balance at end of year 18,088 12,684 6,225
Home equity      
Allowance for loan and lease losses      
Balance at beginning of year 12,447 9,643 11,869
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method     0
Provision for loan and lease losses 600 2,066 (2,376)
Loans charged off (340) (160) (1,073)
Recoveries 615 898 1,223
Total net charge-offs (275) (738) (150)
Balance at end of year 13,322 12,447 9,643
Installment      
Allowance for loan and lease losses      
Balance at beginning of year 4,945 1,097 1,215
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method     0
Provision for loan and lease losses 5,944 5,232 65
Loans charged off (6,442) (1,549) (334)
Recoveries 441 165 151
Total net charge-offs 6,001 1,384 183
Balance at end of year 4,888 4,945 1,097
Credit card      
Allowance for loan and lease losses      
Balance at beginning of year 2,384 4,048 3,055
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method     0
Provision for loan and lease losses 1,052 (1,040) 1,552
Loans charged off (1,173) (907) (780)
Recoveries 282 283 221
Total net charge-offs 891 624 559
Balance at end of year $ 2,545 $ 2,384 $ 4,048