ALLOWANCE FOR CREDIT LOSSES (Tables)

6 Months Ended

Jun. 30, 2023

Receivables [Abstract]

Allowance for Credit Losses by Classification

Changes in the allowance by loan category were as follows:

	Three months ended June 30, 2023
					Real Estate
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home Equity		Installment		Credit card		Total
Allowance for credit losses:
Balance at beginning of period	$	45,905	$	3,950	$	13,646	$	42,020	$	15,536	$	13,380	$	4,693	$	2,461	$	141,591
Provision for credit losses	(1,537)		4,208		(1,868)		4,926		3,776		1,476		1,198		540		12,719
Gross charge-offs	(2,372)		(90)		0		(2,648)		(20)		(21)		(1,515)		(274)		(6,940)
Recoveries	631		1		0		153		113		232		90		56		1,276
Total net charge-offs	(1,741)		(89)		0		(2,495)		93		211		(1,425)		(218)		(5,664)
Ending allowance for credit losses	$	42,627	$	8,069	$	11,778	$	44,451	$	19,405	$	15,067	$	4,466	$	2,783	$	148,646

	Three months ended June 30, 2022
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home Equity		Installment		Credit card		Total
Allowance for credit losses:
Balance at beginning of period	$	37,783	$	2,093	$	11,410	$	51,512	$	6,152	$	9,676	$	1,075	$	4,429	$	124,130
Provision for credit losses	1,992		124		555		(10,431)		1,201		966		428		898		(4,267)
Loans charged off	(773)		(8)		0		(3,419)		(4)		(22)		(361)		(212)		(4,799)
Recoveries	177		3		0		2,194		34		360		47		6		2,821
Total net charge-offs	(596)		(5)		0		(1,225)		30		338		(314)		(206)		(1,978)
Ending allowance for credit losses	$	39,179	$	2,212	$	11,965	$	39,856	$	7,383	$	10,980	$	1,189	$	5,121	$	117,885

	Six months ended June 30, 2023
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses:
Beginning balance	$	42,313	$	3,571	$	13,527	$	41,106	$	12,684	$	12,447	$	4,945	$	2,384	$	132,977
Provision for credit losses	2,676		4,599		(1,749)		3,668		6,562		2,420		2,416		771		21,363
Loans charged off	(3,102)		(103)		0		(2,714)		(20)		(112)		(3,039)		(491)		(9,581)
Recoveries	740		2		0		2,391		179		312		144		119		3,887
Total net charge-offs	(2,362)		(101)		0		(323)		159		200		(2,895)		(372)		(5,694)
Ending allowance for credit losses	$	42,627	$	8,069	$	11,778	$	44,451	$	19,405	$	15,067	$	4,466	$	2,783	$	148,646
	Six months ended June 30, 2022
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses:
Beginning balance	$	44,052	$	1,633	$	11,874	$	53,420	$	6,225	$	9,643	$	1,097	$	4,048	$	131,992
Provision for credit losses	(1,811)		682		91		(12,561)		1,060		755		562		1,366		(9,856)
Loans charged off	(3,618)		(139)		0		(3,419)		(26)		(43)		(538)		(458)		(8,241)
Recoveries	556		36		0		2,416		124		625		68		165		3,990
Total net charge-offs	(3,062)		(103)		0		(1,003)		98		582		(470)		(293)		(4,251)
Ending allowance for credit losses	$	39,179	$	2,212	$	11,965	$	39,856	$	7,383	$	10,980	$	1,189	$	5,121	$	117,885