ALLOWANCE FOR CREDIT LOSSES (Tables)

3 Months Ended

Mar. 31, 2021

Receivables [Abstract]

Allowance for Credit Losses by Classification

Changes in the allowance by loan category were as follows:

	Three months ended March 31, 2021
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses:
Beginning balance	$	51,454	$	995	$	21,736	$	76,795	$	8,560	$	11,869	$	1,215	$	3,055	$	175,679
Provision for credit losses	1,258		20		1,000		2,929		(855)		(675)		22		(249)		3,450
Loans charged off	(7,910)		0		(2)		(1,250)		(1)		(611)		(36)		(222)		(10,032)
Recoveries	337		0		0		195		44		177		34		39		826
Total net charge-offs	(7,573)		0		(2)		(1,055)		43		(434)		(2)		(183)		(9,206)
Ending allowance for credit losses	$	45,139	$	1,015	$	22,734	$	78,669	$	7,748	$	10,760	$	1,235	$	2,623	$	169,923
	Three months ended March 31, 2020
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses:
Beginning balance, prior to adoption of ASC 326	$	18,584	$	971	$	2,381	$	23,579	$	5,299	$	4,787	$	392	$	1,657	$	57,650
Impact of adopting ASC 326	9,901		118		11,579		24,118		5,490		8,430		801		1,068		61,505
Provision for credit losses	16,016		405		(449)		5,227		558		1,538		75		510		23,880
Loans charged off	(1,091)		0		0		(4)		(115)		(267)		(61)		(311)		(1,849)
Recoveries	2,000		0		0		234		52		339		31		43		2,699
Total net charge-offs	909		0		0		230		(63)		72		(30)		(268)		850
Ending allowance for credit losses	$	45,410	$	1,494	$	13,511	$	53,154	$	11,284	$	14,827	$	1,238	$	2,967	$	143,885