XML 40 R29.htm IDEA: XBRL DOCUMENT v3.19.1
ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 3 Months Ended
Mar. 31, 2019
Receivables [Abstract]  
Allowance for Loan and Lease Losses by Classification Changes in the ALLL by loan category were as follows:
 
 
Three months ended March 31, 2019
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
18,746

 
$
1,130

 
$
3,413

 
$
21,048

 
$
4,964

 
$
5,348

 
$
362

 
$
1,531

 
$
56,542

Provision for loan and lease losses
 
13,268

 
343

 
(683
)
 
493

 
125

 
185

 
19

 
333

 
14,083

Gross charge-offs
 
(12,328
)
 
(100
)
 
0

 
(1,214
)
 
(82
)
 
(468
)
 
(49
)
 
(341
)
 
(14,582
)
Recoveries
 
240

 
0

 
63

 
73

 
36

 
185

 
48

 
34

 
679

Total net charge-offs
 
(12,088
)
 
(100
)
 
63

 
(1,141
)
 
(46
)
 
(283
)
 
(1
)
 
(307
)
 
(13,903
)
Ending allowance for loan and lease losses
 
$
19,926

 
$
1,373

 
$
2,793

 
$
20,400

 
$
5,043

 
$
5,250

 
$
380

 
$
1,557

 
$
56,722

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Three months ended March 31, 2018
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
17,598

 
$
675

 
$
3,577

 
$
20,930

 
$
4,683

 
$
4,935

 
$
307

 
$
1,316

 
$
54,021

Provision for loan and lease losses
 
889

 
(49
)
 
690

 
815

 
114

 
(294
)
 
(49
)
 
187

 
2,303

Loans charged off
 
(885
)
 
0

 
0

 
(2,176
)
 
(96
)
 
(242
)
 
(16
)
 
(254
)
 
(3,669
)
Recoveries
 
436

 
0

 
0

 
752

 
26

 
429

 
48

 
34

 
1,725

Total net charge-offs
 
(449
)
 
0

 
0

 
(1,424
)
 
(70
)
 
187

 
32

 
(220
)
 
(1,944
)
Ending allowance for loan and lease losses
 
$
18,038

 
$
626

 
$
4,267

 
$
20,321

 
$
4,727

 
$
4,828

 
$
290

 
$
1,283

 
$
54,380

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of March 31, 2019
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
738

 
$
0

 
$
0

 
$
651

 
$
31

 
$
0

 
$
0

 
$
0

 
$
1,420

Collectively evaluated for impairment
 
19,188

 
1,373

 
2,793

 
19,749

 
5,012

 
5,250

 
380

 
1,557

 
55,302

Ending allowance for loan and lease losses
 
$
19,926

 
$
1,373

 
$
2,793

 
$
20,400

 
$
5,043

 
$
5,250

 
$
380

 
$
1,557

 
$
56,722

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
33,424

 
$
301

 
$
8

 
$
25,206

 
$
16,935

 
$
6,225

 
$
174

 
$
0

 
$
82,273

Collectively evaluated for impairment
 
2,510,003

 
95,272

 
458,105

 
3,776,973

 
958,185

 
790,893

 
90,515

 
46,982

 
8,726,928

Total loans
 
$
2,543,427

 
$
95,573

 
$
458,113

 
$
3,802,179

 
$
975,120

 
$
797,118

 
$
90,689

 
$
46,982

 
$
8,809,201



 
 
As of December 31, 2018
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
667

 
$
0

 
$
0

 
$
461

 
$
32

 
$
0

 
$
0

 
$
0

 
$
1,160

Collectively evaluated for impairment
 
18,079

 
1,130

 
3,413

 
20,587

 
4,932

 
5,348

 
362

 
1,531

 
55,382

Ending allowance for loan and lease losses
 
$
18,746

 
$
1,130

 
$
3,413

 
$
21,048

 
$
4,964

 
$
5,348

 
$
362

 
$
1,531

 
$
56,542

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
37,633

 
$
22

 
$
9

 
$
25,022

 
$
17,598

 
$
6,351

 
$
174

 
$
0

 
$
86,809

Collectively evaluated for impairment
 
2,477,028

 
93,393

 
548,926

 
3,729,659

 
938,048

 
810,931

 
93,038

 
46,382

 
8,737,405

Total loans
 
$
2,514,661

 
$
93,415

 
$
548,935

 
$
3,754,681

 
$
955,646

 
$
817,282

 
$
93,212

 
$
46,382

 
$
8,824,214