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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 3 Months Ended
Mar. 31, 2018
Receivables [Abstract]  
Allowance for Loan and Lease Losses by Classification Changes in the allowance for loan and lease losses by loan category were as follows:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Three months ended March 31, 2018
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
17,598

 
$
675

 
$
3,577

 
$
20,930

 
$
4,683

 
$
4,935

 
$
307

 
$
1,316

 
$
54,021

Provision for loan and lease losses
 
889

 
(49
)
 
690

 
815

 
114

 
(294
)
 
(49
)
 
187

 
2,303

Loans charged off
 
(885
)
 
0

 
0

 
(2,176
)
 
(96
)
 
(242
)
 
(16
)
 
(254
)
 
(3,669
)
Recoveries
 
436

 
0

 
0

 
752

 
26

 
429

 
48

 
34

 
1,725

Total net charge-offs
 
(449
)
 
0

 
0

 
(1,424
)
 
(70
)
 
187

 
32

 
(220
)
 
(1,944
)
Ending allowance for loan and lease losses
 
$
18,038

 
$
626

 
$
4,267

 
$
20,321

 
$
4,727

 
$
4,828

 
$
290

 
$
1,283

 
$
54,380

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of March 31, 2018
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
100

 
$
0

 
$
0

 
$
26

 
$
160

 
$
2

 
$
0

 
$
0

 
$
288

Collectively evaluated for impairment
 
17,938

 
626

 
4,267

 
20,295

 
4,567

 
4,826

 
290

 
1,283

 
54,092

Ending allowance for loan and lease losses
 
$
18,038

 
$
626

 
$
4,267

 
$
20,321

 
$
4,727

 
$
4,828

 
$
290

 
$
1,283

 
$
54,380

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
8,810

 
$
0

 
$
26

 
$
24,736

 
$
7,175

 
$
4,173

 
$
306

 
$
0

 
$
45,226

Collectively evaluated for impairment
 
1,934,931

 
81,617

 
494,639

 
2,519,315

 
461,409

 
479,470

 
38,942

 
46,472

 
6,056,795

Total loans
 
$
1,943,741

 
$
81,617

 
$
494,665

 
$
2,544,051

 
$
468,584

 
$
483,643

 
$
39,248

 
$
46,472

 
$
6,102,021


 
 
Three months ended March 31, 2017
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
19,225

 
$
716

 
$
3,282

 
$
26,540

 
$
3,208

 
$
3,043

 
$
388

 
$
1,559

 
$
57,961

Provision for loan and lease losses
 
(596
)
 
(100
)
 
325

 
(2,566
)
 
2,329

 
805

 
9

 
161

 
367

Loans charged off
 
(1,743
)
 
0

 
0

 
(485
)
 
(61
)
 
(180
)
 
(49
)
 
(232
)
 
(2,750
)
Recoveries
 
262

 
0

 
0

 
256

 
9

 
106

 
71

 
44

 
748

Total net charge-offs
 
(1,481
)
 
0

 
0

 
(229
)
 
(52
)
 
(74
)
 
22

 
(188
)
 
(2,002
)
Ending allowance for loan and lease losses
 
$
17,148

 
$
616

 
$
3,607

 
$
23,745

 
$
5,485

 
$
3,774

 
$
419

 
$
1,532

 
$
56,326

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2017
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
169

 
$
0

 
$
0

 
$
448

 
$
160

 
$
2

 
$
0

 
$
0

 
$
779

Collectively evaluated for impairment
 
17,429

 
675

 
3,577

 
20,482

 
4,523

 
4,933

 
307

 
1,316

 
53,242

Ending allowance for loan and lease losses
 
$
17,598

 
$
675

 
$
3,577

 
$
20,930

 
$
4,683

 
$
4,935

 
$
307

 
$
1,316

 
$
54,021

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
7,331

 
$
82

 
$
29

 
$
21,542

 
$
7,932

 
$
4,456

 
$
255

 
$
0

 
$
41,627

Collectively evaluated for impairment
 
1,905,412

 
89,265

 
467,701

 
2,468,549

 
463,459

 
489,148

 
41,331

 
46,691

 
5,971,556

Total loans
 
$
1,912,743

 
$
89,347

 
$
467,730

 
$
2,490,091

 
$
471,391

 
$
493,604

 
$
41,586

 
$
46,691

 
$
6,013,183