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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 6 Months Ended
Jun. 30, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Changes in the Allowance for Loan and Lease Losses for the Current and Comparable Quarter
Changes in the allowance for loan and lease losses were as follows:
 
 
Three months ended
 
Six months ended
 
 
June 30,
 
June 30,
(Dollars in thousands)
 
2016
 
2015
 
2016
 
2015
Changes in the allowance for loan and lease losses on loans, excluding covered/formerly covered loans
Balance at beginning of period
 
$
44,375

 
$
42,785

 
$
43,149

 
$
42,820

Provision for loan and lease losses
 
3,760

 
2,389

 
5,495

 
4,732

Loans charged-off
 
(2,049
)
 
(3,687
)
 
(3,416
)
 
(6,815
)
Recoveries
 
845

 
641

 
1,703

 
1,391

Balance at end of period
 
$
46,931

 
$
42,128

 
$
46,931

 
$
42,128

 
 
 
 
 
 
 
 
 
Changes in the allowance for loan and lease losses on covered/formerly covered loans
Balance at beginning of period
 
$
9,357

 
$
10,291

 
$
10,249

 
$
10,038

Provision for loan and lease losses
 
277

 
681

 
197

 
398

Loans charged-off
 
(653
)
 
(1,585
)
 
(1,728
)
 
(3,501
)
Recoveries
 
796

 
1,361

 
1,059

 
3,813

Balance at end of period
 
$
9,777

 
$
10,748

 
$
9,777

 
$
10,748

 
 
 
 
 
 
 
 
 
Changes in the allowance for loan and lease losses on total loans
 
 
 
 
 
 
Balance at beginning of period
 
$
53,732

 
$
53,076

 
$
53,398

 
$
52,858

Provision for loan and lease losses
 
4,037

 
3,070

 
5,692

 
5,130

Loans charged-off
 
(2,702
)
 
(5,272
)
 
(5,144
)
 
(10,316
)
Recoveries
 
1,641

 
2,002

 
2,762

 
5,204

Balance at end of period
 
$
56,708

 
$
52,876

 
$
56,708

 
$
52,876
Allowance for Loan and Lease Losses by Classification
hanges in the allowance for loan and lease losses by loan category were as follows:
 
 
Three months ended June 30, 2016
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
18,170

 
$
2,272

 
$
22,416

 
$
4,040

 
$
3,976

 
$
354

 
$
2,504

 
$
53,732

Provision for loan and lease losses
 
2,572

 
447

 
1,283

 
(801
)
 
(707
)
 
(3
)
 
1,246

 
4,037

Gross charge-offs
 
(265
)
 
(28
)
 
(1,596
)
 
(28
)
 
(398
)
 
(30
)
 
(357
)
 
(2,702
)
Recoveries
 
420

 
202

 
681

 
81

 
131

 
62

 
64

 
1,641

Total net charge-offs
 
155

 
174

 
(915
)
 
53

 
(267
)
 
32

 
(293
)
 
(1,061
)
Ending allowance for loan and lease losses
 
$
20,897

 
$
2,893

 
$
22,784

 
$
3,292

 
$
3,002

 
$
383

 
$
3,457

 
$
56,708


 
 
Three months ended June 30, 2015
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
15,544

 
$
1,237

 
$
25,819

 
$
3,483

 
$
4,279

 
$
387

 
$
2,327

 
$
53,076

Provision for loan and lease losses
 
2,160

 
131

 
149

 
445

 
(17
)
 
(9
)
 
211

 
3,070

Loans charged off
 
(1,255
)
 
0

 
(2,716
)
 
(756
)
 
(249
)
 
(59
)
 
(237
)
 
(5,272
)
Recoveries
 
326

 
17

 
1,105

 
42

 
373

 
68

 
71

 
2,002

Total net charge-offs
 
(929
)
 
17

 
(1,611
)
 
(714
)
 
124

 
9

 
(166
)
 
(3,270
)
Ending allowance for loan and lease losses
 
$
16,775

 
$
1,385

 
$
24,357

 
$
3,214

 
$
4,386

 
$
387

 
$
2,372

 
$
52,876


  
 
Six months ended June 30, 2016
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
16,995

 
$
1,810

 
$
23,656

 
$
4,014

 
$
3,943

 
$
386

 
$
2,594

 
$
53,398

Provision for loan and lease losses
 
4,004

 
886

 
863

 
(793
)
 
(522
)
 
(61
)
 
1,315

 
5,692

Loans charged off
 
(744
)
 
(31
)
 
(2,858
)
 
(73
)
 
(738
)
 
(103
)
 
(597
)
 
(5,144
)
Recoveries
 
642

 
228

 
1,123

 
144

 
319

 
161

 
145

 
2,762

Total net charge-offs
 
(102
)
 
197

 
(1,735
)
 
71

 
(419
)
 
58

 
(452
)
 
(2,382
)
Ending allowance for loan and lease losses
 
$
20,897

 
$
2,893

 
$
22,784

 
$
3,292

 
$
3,002

 
$
383

 
$
3,457

 
$
56,708

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2016
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Other
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
529

 
$
0

 
$
251

 
$
200

 
$
2

 
$
0

 
$
692

 
$
1,674

Collectively evaluated for impairment
 
20,368

 
2,893

 
22,533

 
3,092

 
3,000

 
383

 
2,765

 
55,034

Ending allowance for loan and lease losses
 
$
20,897

 
$
2,893

 
$
22,784

 
$
3,292

 
$
3,002

 
$
383

 
$
3,457

 
$
56,708

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
 
$
13,687

 
$
0

 
$
20,938

 
$
9,087

 
$
4,884

 
$
536

 
$
1,167

 
$
50,299

Loans collectively evaluated for impairment
 
1,780,846

 
374,949

 
2,342,518

 
503,713

 
462,665

 
46,381

 
139,842

 
5,650,914

Total loans
 
$
1,794,533

 
$
374,949

 
$
2,363,456

 
$
512,800

 
$
467,549

 
$
46,917

 
$
141,009

 
$
5,701,213


 
 
Six months ended June 30, 2015
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
13,870

 
$
1,045

 
$
27,086

 
$
3,753

 
$
4,260

 
$
407

 
$
2,437

 
$
52,858

Provision for loan and lease losses
 
3,219

 
278

 
261

 
515

 
455

 
52

 
350

 
5,130

Loans charged off
 
(2,823
)
 
0

 
(4,586
)
 
(1,161
)
 
(990
)
 
(225
)
 
(531
)
 
(10,316
)
Recoveries
 
2,509

 
62

 
1,596

 
107

 
661

 
153

 
116

 
5,204

Total net charge-offs
 
(314
)
 
62

 
(2,990
)
 
(1,054
)
 
(329
)
 
(72
)
 
(415
)
 
(5,112
)
Ending allowance for loan and lease losses
 
$
16,775

 
$
1,385

 
$
24,357

 
$
3,214

 
$
4,386

 
$
387

 
$
2,372

 
$
52,876

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Other
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
357

 
$
0

 
$
979

 
$
235

 
$
2

 
$
0

 
$
0

 
$
1,573

Collectively evaluated for impairment
 
16,638

 
1,810

 
22,677

 
3,779

 
3,941

 
386

 
2,594

 
51,825

Ending allowance for loan and lease losses
 
$
16,995

 
$
1,810

 
$
23,656

 
$
4,014

 
$
3,943

 
$
386

 
$
2,594

 
$
53,398

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
 
$
17,411

 
$
0

 
$
24,652

 
$
8,994

 
$
5,441

 
$
253

 
$
122

 
$
56,873

Loans collectively evaluated for impairment
 
1,645,691

 
311,712

 
2,233,645

 
503,317

 
461,188

 
41,253

 
135,081

 
5,331,887

Total loans
 
$
1,663,102

 
$
311,712

 
$
2,258,297

 
$
512,311

 
$
466,629

 
$
41,506

 
$
135,203

 
$
5,388,760