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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
9 Months Ended
Sep. 30, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Changes in the Allowance for Loan and Lease Losses for the Current and Comparable Quarter
Changes in the allowance for loan and lease losses were as follows:
 
 
Three months ended
 
Nine months ended
 
 
September 30,
 
September 30,
(Dollars in thousands)
 
2015
 
2014
 
2015
 
2014
Changes in the allowance for loan and lease losses on loans, excluding covered/formerly covered loans
Balance at beginning of period
 
$
42,128

 
$
42,027

 
$
42,820

 
$
43,829

Provision for loan and lease losses
 
1,382

 
1,093

 
6,114

 
2,281

Loans charged-off
 
(2,385
)
 
(1,816
)
 
(9,200
)
 
(6,427
)
Recoveries
 
1,194

 
1,150

 
2,585

 
2,771

Balance at end of period
 
$
42,319

 
$
42,454

 
$
42,319

 
$
42,454

 
 
 
 
 
 
 
 
 
Changes in the allowance for loan and lease losses on covered/formerly covered loans
Balance at beginning of period
 
$
10,748

 
$
12,425

 
$
10,038

 
$
18,901

Provision for loan and lease losses
 
1,265

 
(200
)
 
1,663

 
(2,805
)
Loans charged-off
 
(1,577
)
 
(3,053
)
 
(5,078
)
 
(13,778
)
Recoveries
 
577

 
2,363

 
4,390

 
9,217

Balance at end of period
 
$
11,013

 
$
11,535

 
$
11,013

 
$
11,535

 
 
 
 
 
 
 
 
 
Changes in the allowance for loan and lease losses on total loans
 
 
 
 
 
 
Balance at beginning of period
 
$
52,876

 
$
54,452

 
$
52,858

 
$
62,730

Provision for loan and lease losses
 
2,647

 
893

 
7,777

 
(524
)
Loans charged-off
 
(3,962
)
 
(4,869
)
 
(14,278
)
 
(20,205
)
Recoveries
 
1,771

 
3,513

 
6,975

 
11,988

Balance at end of period
 
$
53,332

 
$
53,989

 
$
53,332

 
$
53,989

Allowance for Loan and Lease Losses by Classification
Year-to-date changes in the allowance for loan and lease losses by loan category were as follows:
  
 
Nine months ended September 30, 2015
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Comm
 
Constr
 
Comm
 
Resid
 
Install
 
Home Equity
 
Other
 
Total
 
Covered/formerly covered
 
Grand Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
11,259

 
$
1,045

 
$
20,668

 
$
2,828

 
$
323

 
$
4,260

 
$
2,437

 
$
42,820

 
$
10,038

 
$
52,858

Provision for loan and lease losses
 
5,034

 
540

 
(2,282
)
 
1,324

 
77

 
905

 
516

 
6,114

 
1,663

 
7,777

Gross charge-offs
 
2,528

 
84

 
3,664

 
665

 
267

 
1,185

 
807

 
9,200

 
5,078

 
14,278

Recoveries
 
586

 
39

 
977

 
174

 
163

 
478

 
168

 
2,585

 
4,390

 
6,975

Total net charge-offs
 
1,942

 
45

 
2,687

 
491

 
104

 
707

 
639

 
6,615

 
688

 
7,303

Ending allowance for loan and lease losses
 
$
14,351

 
$
1,540

 
$
15,699

 
$
3,661

 
$
296

 
$
4,458

 
$
2,314

 
$
42,319

 
$
11,013

 
$
53,332

Ending allowance on loans individually evaluated for impairment
 
$
478

 
$
0

 
$
938

 
$
235

 
$
0

 
$
2

 
$
0

 
$
1,653

 
$
0

 
$
1,653

Ending allowance on loans collectively evaluated for impairment
 
13,873

 
1,540

 
14,761

 
3,426

 
296

 
4,456

 
2,314

 
40,666

 
11,013

 
51,679

Ending allowance for loan and lease losses
 
$
14,351

 
$
1,540

 
$
15,699

 
$
3,661

 
$
296

 
$
4,458

 
$
2,314

 
$
42,319

 
$
11,013

 
$
53,332

Loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 
 
 
Ending balance of loans individually evaluated for impairment
 
$
7,651

 
$
0

 
$
22,287

 
$
2,742

 
$
0

 
$
362

 
$
0

 
$
33,042

 
$
0

 
$
33,042

Ending balance of loans collectively evaluated for impairment
 
1,620,696

 
275,430

 
2,019,783

 
444,132

 
37,609

 
427,038

 
120,508

 
4,945,196

 
237,825

 
5,183,021

Total loans
 
$
1,628,347

 
$
275,430

 
$
2,042,070

 
$
446,874

 
$
37,609

 
$
427,400

 
$
120,508

 
$
4,978,238

 
$
237,825

 
$
5,216,063


 
 
Twelve months ended December 31, 2014
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Comm
 
Constr
 
Comm
 
Resid
 
Install
 
Home Equity
 
Other
 
Total
 
Covered/formerly covered
 
Grand Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
10,568

 
$
824

 
$
20,478

 
$
3,379

 
$
365

 
$
5,209

 
$
3,006

 
$
43,829

 
$
18,901

 
$
62,730

Provision for loan and lease losses
 
871

 
221

 
1,325

 
181

 
23

 
565

 
183

 
3,369

 
(1,841
)
 
1,528

Gross charge-offs
 
1,440

 
0

 
2,329

 
922

 
283

 
1,745

 
1,158

 
7,877

 
18,096

 
25,973

Recoveries
 
1,260

 
0

 
1,194

 
190

 
218

 
231

 
406

 
3,499

 
11,074

 
14,573

Total net charge-offs
 
180

 
0

 
1,135

 
732

 
65

 
1,514

 
752

 
4,378

 
7,022

 
11,400

Ending allowance for loan and lease losses
 
$
11,259

 
$
1,045

 
$
20,668

 
$
2,828

 
$
323

 
$
4,260

 
$
2,437

 
$
42,820

 
$
10,038

 
$
52,858

Ending allowance on loans individually evaluated for impairment
 
$
739

 
$
0

 
$
4,002

 
$
310

 
$
0

 
$
2

 
$
0

 
$
5,053

 
$
0

 
$
5,053

Ending allowance on loans collectively evaluated for impairment
 
10,520

 
1,045

 
16,666

 
2,518

 
323

 
4,258

 
2,437

 
37,767

 
10,038

 
47,805

Ending allowance for loan and lease losses
 
$
11,259

 
$
1,045

 
$
20,668

 
$
2,828

 
$
323

 
$
4,260

 
$
2,437

 
$
42,820

 
$
10,038

 
$
52,858

Loans - excluding covered loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 
 
 
Ending balance of loans individually evaluated for impairment
 
$
6,122

 
$
0

 
$
25,938

 
$
2,963

 
$
0

 
$
609

 
$
0

 
$
35,632

 
$
0

 
$
35,632

Ending balance of loans collectively evaluated for impairment
 
1,291,190

 
196,272

 
1,948,757

 
429,712

 
44,269

 
415,420

 
113,969

 
4,439,589

 
302,014

 
4,741,603

Total loans - excluding covered loans
 
$
1,297,312

 
$
196,272

 
$
1,974,695

 
$
432,675

 
$
44,269

 
$
416,029

 
$
113,969

 
$
4,475,221

 
$
302,014

 
$
4,777,235