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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 9 Months Ended
Sep. 30, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Changes in the Allowance for Loan and Lease Losses for the Previous Five Quarters
Changes in the allowance for loan and lease losses were as follows:
 
 
Three Months Ended
 
Nine months ended
 
 
September 30,
 
September 30,
(Dollars in thousands)
 
2013
 
2012
 
2013
 
2012
Balance at beginning of period
 
$
47,047

 
$
50,952

 
$
47,777

 
$
52,576

Provision for loan and lease losses
 
1,413

 
3,613

 
6,863

 
15,235

Loans charged off
 
(5,111
)
 
(5,804
)
 
(12,515
)
 
(19,764
)
Recoveries
 
2,165

 
431

 
3,389

 
1,145

Balance at end of period
 
$
45,514

 
$
49,192

 
$
45,514

 
$
49,192

Allowance for loan and lease losses to total ending loans
 
1.33
%
 
1.60
%
 
1.33
%
 
1.60
%
Allowance for Loan and Lease Losses by Classification
Year-to-date changes in the allowance for loan and lease losses by loan category were as follows:
  
 
Nine Months Ended September 30, 2013
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial
 
Construction
 
Commercial
 
Residential
 
Installment
 
Home Equity
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
7,926

 
$
3,268

 
$
24,151

 
$
3,599

 
$
522

 
$
5,173

 
$
3,138

 
$
47,777

Provision for loan and lease losses
 
3,675

 
(3,166
)
 
3,691

 
260

 
(105
)
 
1,707

 
801

 
6,863

Gross charge-offs
 
3,122

 
0

 
5,213

 
798

 
296

 
1,703

 
1,383

 
12,515

Recoveries
 
478

 
626

 
1,360

 
107

 
244

 
372

 
202

 
3,389

Total net charge-offs
 
2,644

 
(626
)
 
3,853

 
691

 
52

 
1,331

 
1,181

 
9,126

Ending allowance for loan and lease losses
 
$
8,957

 
$
728

 
$
23,989

 
$
3,168

 
$
365

 
$
5,549

 
$
2,758

 
$
45,514

Ending allowance on loans individually evaluated for impairment
 
$
1,645

 
$
0

 
$
6,371

 
$
348

 
$
0

 
$
2

 
$
0

 
$
8,366

Ending allowance on loans collectively evaluated for impairment
 
7,312

 
728

 
17,618

 
2,820

 
365

 
5,547

 
2,758

 
37,148

Ending allowance for loan and lease losses
 
$
8,957

 
$
728

 
$
23,989

 
$
3,168

 
$
365

 
$
5,549

 
$
2,758

 
$
45,514

Loans - excluding covered loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance of loans individually evaluated for impairment
 
$
10,203

 
$
1,099

 
$
38,162

 
$
3,624

 
$
0

 
$
515

 
$
0

 
$
53,603

Ending balance of loans collectively evaluated for impairment
 
949,813

 
88,990

 
1,455,807

 
349,206

 
49,273

 
373,324

 
110,900

 
3,377,313

Total loans - excluding covered loans
 
$
960,016

 
$
90,089

 
$
1,493,969

 
$
352,830

 
$
49,273

 
$
373,839

 
$
110,900

 
$
3,430,916


 
 
Twelve Months Ended December 31, 2012
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial
 
Construction
 
Commercial
 
Residential
 
Installment
 
Home Equity
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
10,289

 
$
4,424

 
$
18,228

 
$
4,994

 
$
1,659

 
$
10,751

 
$
2,231

 
$
52,576

Provision for loan and lease losses
 
1,556

 
1,528

 
16,670

 
346

 
(883
)
 
(2,032
)
 
1,932

 
19,117

Gross charge-offs
 
4,312

 
2,684

 
11,012

 
1,814

 
577

 
3,661

 
1,252

 
25,312

Recoveries
 
393

 
0

 
265

 
73

 
323

 
115

 
227

 
1,396

Total net charge-offs
 
3,919

 
2,684

 
10,747

 
1,741

 
254

 
3,546

 
1,025

 
23,916

Ending allowance for loan and lease losses
 
$
7,926

 
$
3,268

 
$
24,151

 
$
3,599

 
$
522

 
$
5,173

 
$
3,138

 
$
47,777

Ending allowance on loans individually evaluated for impairment
 
$
1,151

 
$
838

 
$
7,155

 
$
290

 
$
0

 
$
2

 
$
92

 
$
9,528

Ending allowance on loans collectively evaluated for impairment
 
6,775

 
2,430

 
16,996

 
3,309

 
522

 
5,171

 
3,046

 
38,249

Ending allowance for loan and lease losses
 
$
7,926

 
$
3,268

 
$
24,151

 
$
3,599

 
$
522

 
$
5,173

 
$
3,138

 
$
47,777

Loans - excluding covered loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance of loans individually evaluated for impairment
 
$
16,661

 
$
2,076

 
$
35,422

 
$
2,604

 
$
0

 
$
101

 
$
496

 
$
57,360

Ending balance of loans collectively evaluated for impairment
 
844,372

 
71,441

 
1,381,586

 
315,606

 
56,810

 
367,399

 
84,490

 
3,121,704

Total loans - excluding covered loans
 
$
861,033

 
$
73,517

 
$
1,417,008

 
$
318,210

 
$
56,810

 
$
367,500

 
$
84,986

 
$
3,179,064
Covered Loans
  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Changes in the Allowance for Loan and Lease Losses for the Previous Five Quarters
The allowance for loan and lease losses on covered loans is presented in the tables below:
 
 
September 30, 2013
 
 
 
 
Real Estate
 
 
 
 
(Dollars in thousands)
 
Commercial
 
Commercial
 
Residential
 
Installment
 
Total
Ending allowance on loans acquired with deteriorated credit quality (ASC 310-30)
 
$
8,587

 
$
13,508

 
$
993

 
$
171

 
$
23,259

Ending allowance on acquired loans outside the scope of ASC 310-30
 
0

 
0

 
0

 
0

 
0

Ending allowance on covered loans
 
$
8,587

 
$
13,508

 
$
993

 
$
171

 
$
23,259


 
 
December 31, 2012
 
 
 
 
Real Estate
 
 
 
 
(Dollars in thousands)
 
Commercial
 
Commercial
 
Residential
 
Installment
 
Total
Ending allowance on loans acquired with deteriorated credit quality (ASC 310-30)
 
$
19,136

 
$
22,918

 
$
2,599

 
$
537

 
$
45,190

Ending allowance on acquired loans outside the scope of ASC 310-30
 
0

 
0

 
0

 
0

 
0

Ending allowance on covered loans
 
$
19,136

 
$
22,918

 
$
2,599

 
$
537

 
$
45,190
Allowance for Loan and Lease Losses by Classification
Changes in the allowance for loan and lease losses on covered loans were as follows:
 
 
Three Months Ended
 
Nine months ended
 
 
September 30,
 
September 30,
(Dollars in thousands)
 
2013
 
2012
 
2013
 
2012
Balance at beginning of period
 
$
32,961

 
$
48,327

 
$
45,190

 
$
42,835

Provision for loan and lease losses
 
5,293

 
6,622

 
6,052

 
25,620

Loans charged-off
 
(21,009
)
 
(9,058
)
 
(35,374
)
 
(24,339
)
Recoveries
 
6,014

 
3,004

 
7,391

 
4,779

Balance at end of period
 
$
23,259

 
$
48,895

 
$
23,259

 
$
48,895