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BORROWINGS (Tables)
9 Months Ended
Sep. 30, 2013
Debt Disclosure [Abstract]  
Summary of Long-term Debt [Table Text Block]
The following is a summary of long-term debt:
 
 
September 30, 2013
 
December 31, 2012
(Dollars in thousands)
 
Amount
 
Average Rate
 
Amount
 
Average Rate
Federal Home Loan Bank
 
$
7,813

 
3.74
%
 
$
9,427

 
3.74
%
National Market Repurchase Agreement
 
52,500

 
3.49
%
 
65,000

 
3.50
%
Capital loan with municipality
 
775

 
0.00
%
 
775

 
0.00
%
Total long-term debt
 
$
61,088

 
3.48
%
 
$
75,202

 
3.49
%