LONG-TERM DEBT (Tables)

3 Months Ended

Mar. 31, 2012

Summary of Long-Term Debt

The following is a summary of long-term debt:

	March 31, 2012				December 31, 2011
(Dollars in thousands)	Amount		Average Rate		Amount		Average Rate
Federal Home Loan Bank	$	10,745	3.79	%	$	11,544	3.80	%
National Market Repurchase Agreement	65,000		3.50	%	65,000		3.50	%
Total long-term debt	$	75,745	3.54	%	$	76,544	3.55	%