CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 12,301	$ 30,985
Short-term investments	502,627	639,543
Cash and cash equivalents	514,928	670,528
Securities available-for-sale, at fair value	673,453	357,726
Loans	960,567	891,676
Less allowance for credit losses	12,041	11,944
Loans, net	948,526	879,732
Payments in advance of funding	291,427	194,563
Premises and equipment, net	18,113	18,057
Investments in bank-owned life insurance	43,176	18,058
Goodwill	14,262	14,262
Other intangible assets, net	2,564	3,423
Other assets	48,452	46,886
Total assets	2,554,901	2,203,235
Deposits
Noninterest-bearing	582,642	493,504
Interest-bearing	638,861	557,352
Total deposits	1,221,503	1,050,856
Accounts and drafts payable	1,050,396	835,386
Other liabilities	37,204	55,833
Total liabilities	2,309,103	1,942,075
Shareholders’ Equity:
Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued	$ 0	$ 0
Common Stock, Shares, Outstanding	13,734,295	14,392,669
Common stock, par value $.50 per share; 40,000,000 shares authorized; 15,505,772 shares issued at December 31, 2021 and 2020; 13,734,295 and 14,392,669 shares outstanding at December 31, 2021 and 2020, respectively.	$ 7,753	$ 7,753
Additional paid-in capital	204,276	204,875
Retained earnings	112,220	99,062
Common shares in treasury, at cost (1,771,477 and 1,113,103 shares at December 31, 2021 and 2020, respectively)	(78,904)	(50,515)
Accumulated other comprehensive income (loss)	453	(15)
Total shareholders’ equity	245,798	261,160
Total liabilities and shareholders’ equity	$ 2,554,901	$ 2,203,235