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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Fee Revenue and Other Income:    
Information services payment and processing revenue $ 25,216 $ 25,503
Bank service fees 494 410
Gains on sales of securities 48 1,069
Other 417 113
Total fee revenue and other income 26,175 27,095
Interest Income:    
Interest and fees on loans 8,587 9,001
Interest and dividends on securities:    
Taxable 198 560
Exempt from federal income taxes 1,739 1,819
Interest on federal funds sold and other short-term investments 152 958
Total interest income 10,676 12,338
Interest Expense:    
Interest on deposits 331 963
Interest on short-term borrowings 2
Total interest expense 331 965
Net interest income 10,345 11,373
(Release of) provision for credit losses (600) 325
Net interest income after provision for credit losses 10,945 11,048
Total net revenue 37,120 38,143
Operating Expense:    
Personnel 22,526 22,427
Occupancy 947 941
Equipment 1,675 1,635
Amortization of intangible assets 215 215
Other operating expense 3,162 3,711
Total operating expense 28,525 28,929
Income before income tax expense 8,595 9,214
Income tax expense 1,524 1,669
Net income $ 7,071 $ 7,545
Basic earnings per share $ 0.49 $ 0.52
Diluted earnings per share $ 0.49 $ 0.52