*(In thousands)*	September 30, 2019		December 31, 2018
Commercial and industrial	$	325,077	$	277,091
Real estate:
Commercial:
Mortgage		83,925		95,605
Construction		24,026		11,858
Faith-based:
Mortgage		318,809		316,147
Construction		15,545		20,576
Other		2		310
Total loans	$	767,384	$	721,587

The following table presents the aging of loans by loan categories at September 30, 2019 and December 31, 2018:

	Performing						Nonperforming
*(In thousands)*	Current		30-59 Days		60-89 Days		90 Days and Over		Non- accrual		Total Loans
September 30, 2019
Commercial and industrial	$	325,077	$	—	$	—	$	—	$	—	$	325,077
Real estate:
Commercial:
Mortgage		83,925		—		—		—		—		83,925
Construction		24,026		—		—		—		—		24,026
Faith-based:
Mortgage		318,809		—		—		—		—		318,809
Construction		15,545		—		—		—		—		15,545
Other		2		—		—		—		—		2
Total	$	767,384	$	—	$	—	$	—	$	—	$	767,384
December 31, 2018
Commercial and industrial	$	277,091	$	—	$	—	$	—	$	—	$	277,091
Real estate:
Commercial:
Mortgage		95,605		—		—		—		—		95,605
Construction		11,858		—		—		—		—		11,858
Faith-based:
Mortgage		316,147		—		—		—		—		316,147
Construction		20,576		—		—		—		—		20,576
Other		310		—		—		—		—		310
Total	$	721,587	$	—	$	—	$	—	$	—	$	721,587

The following table presents the credit exposure of the loan portfolio as of September 30, 2019 and December 31, 2018:

(In thousands)

Loans

Subject to

Normal

Monitoring¹

Performing

Loans Subject

to Special

Monitoring²

Nonperforming

Loans Subject

to Special

Monitoring²

Total Loans

September 30, 2019

Commercial and industrial

$

322,491

$

2,586

$

—

$

325,077

Real estate:

Commercial:

Mortgage

83,925

—

—

83,925

Construction

24,026

—

—

24,026

Faith-based:

Mortgage

317,479

1,330

—

318,809

Construction

15,545

—

—

15,545

Other

2

—

—

2

Total

$

763,468

$

3,916

$

—

$

767,384

December 31, 2018

Commercial and industrial

$

275,308

$

1,783

$

—

$

277,091

Real estate:

Commercial:

Mortgage

95,447

158

—

95,605

Construction

11,858

—

—

11,858

Faith-based:

Mortgage

314,940

1,207

—

316,147

Construction

20,576

—

—

20,576

Other

310

—

—

310

Total

$

718,439

$

3,148

$

—

$

721,587

¹

Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations.

²

Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.

Impaired loans consist primarily of nonaccrual loans, loans greater than 90 days past due and still accruing interest and troubled debt restructurings, both performing and nonperforming. Troubled debt restructuring involves the granting of a concession to a borrower experiencing financial difficulty resulting in the modification of terms of the loan, such as changes in payment schedule or interest rate. Management measures impairment in accordance with FASB ASC 310, “Allowance for Credit Losses.” There were no impaired loans, loans delinquent 90 days or more and still accruing, or loans classified as troubled debt restructuring at September 30, 2019 and December 31, 2018.

There were no foreclosed loans recorded as other real estate owned as of September 30, 2019 and December 31, 2018.

A summary of the activity in the allowance for loan losses from December 31, 2018 to September 30, 2019 is as follows:

(In thousands)

December 31,

2018

Charge-

Offs

Recoveries

Provision

September 30,

2019

Commercial and industrial

$

4,179

$

—

$

34

$

672

$

4,885

Real estate:

Commercial:

Mortgage

1,417

—

—

(161)

1,256

Construction

89

—

—

91

180

Faith-based:

Mortgage

3,961

—

—

32

3,993

Construction

155

—

—

(38)

117

Other

424

—

—

(346)

78

Total

$

10,225

$

—

$

34

$

250

$

10,509

-12-

A summary of the activity in the allowance for loan losses from December 31, 2017 to September 30, 2018 is as follows:

(In thousands)

December 31,

2017

Charge-

Offs

Recoveries

Provision

September 30,

2018

Commercial and industrial

$

3,652

$

—

$

15

$

535

$

4,202

Real estate:

Commercial:

Mortgage

1,394

—

—

(9)

1,385

Construction

70

—

—

100

170

Faith-based:

Mortgage

3,962

—

—

(105)

3,857

Construction

196

—

—

34

230

Industrial Revenue Bonds

52

—

—

(38)

14

Other

879

—

—

(517)

362

Total

$

10,205

$

—

$

15

$

—

$

10,220