CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 10,251	$ 17,422
Interest-bearing deposits in other financial institutions	178,104	152,056
Federal funds sold and other short-term investments	11,227	58,632
Cash and cash equivalents	199,582	228,110
Securities available-for-sale, at fair value	454,981	470,523
Loans	702,000	686,231
Less: Allowance for loan losses	10,210	10,205
Loans, net	691,790	676,026
Premises and equipment, net	22,012	21,586
Investment in bank-owned life insurance	17,040	16,927
Payments in excess of funding	157,557	139,103
Goodwill	12,569	12,569
Other intangible assets, net	1,885	1,996
Other assets	93,386	90,369
Total assets	1,650,802	1,657,209
Deposits:
Noninterest-bearing	257,915	281,541
Interest-bearing	381,328	396,547
Total deposits	639,243	678,088
Accounts and drafts payable	747,455	715,888
Other liabilities	41,682	38,145
Total liabilities	1,428,380	1,432,121
Shareholders' Equity:
Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued
Common stock, par value $.50 per share; 40,000,000 shares authorized and 13,047,858 shares issued at March 31, 2018 and December 31, 2017	6,524	6,524
Additional paid-in capital	204,479	204,631
Retained earnings	64,458	59,314
Common shares in treasury, at cost (760,193 shares at March 31, 2018 and 760,962 shares at December 31, 2017)	(32,301)	(32,061)
Accumulated other comprehensive loss	(20,738)	(13,320)
Total shareholders' equity	222,422	225,088
Total liabilities and shareholders' equity	$ 1,650,802	$ 1,657,209