CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 13,961	$ 11,814
Interest-bearing deposits in other financial institutions	90,789	136,852
Federal funds sold and other short-term investments	137,348	118,077
Cash and cash equivalents	242,098	266,743
Securities available-for-sale, at fair value	457,068	390,552
Loans	658,090	664,866
Less: Allowance for loan losses	10,202	10,175
Loans, net	647,888	654,691
Premises and equipment, net	21,168	21,086
Investment in bank-owned life insurance	16,812	16,445
Payments in excess of funding	119,802	105,347
Goodwill	12,569	11,590
Other intangible assets, net	2,106	1,997
Other assets	37,239	36,388
Total assets	1,556,750	1,504,839
Deposits:
Noninterest-bearing	211,413	214,656
Interest-bearing	397,817	407,305
Total deposits	609,230	621,961
Accounts and drafts payable	687,233	642,287
Other liabilities	36,332	32,556
Total liabilities	1,332,795	1,296,804
Shareholders' Equity:
Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued
Common stock, par value $.50 per share; 40,000,000 shares authorized and 11,931,147 shares issued at September 30, 2017 and December 31, 2016	5,966	5,966
Additional paid-in capital	129,052	128,455
Retained earnings	130,321	118,363
Common shares in treasury, at cost (764,798 shares at September 30, 2017 and 742,681 shares at December 31, 2016)	(32,167)	(30,206)
Accumulated other comprehensive loss	(9,217)	(14,543)
Total shareholders' equity	223,955	208,035
Total liabilities and shareholders' equity	$ 1,556,750	$ 1,504,839