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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Fee Revenue and Other Income:        
Information services payment and processing revenue $ 21,737 $ 19,781 $ 62,162 $ 58,898
Bank service fees 284 308 931 908
Gains on sales of securities 1,271 387 2,910
Other 127 154 630 468
Total fee revenue and other income 22,148 21,514 64,110 63,184
Interest Income:        
Interest and fees on loans 7,264 7,086 21,711 21,528
Interest and dividends on securities:        
Taxable 36 5 69 20
Exempt from federal income taxes 2,386 2,371 7,217 6,996
Interest on federal funds sold and other short-term investments 299 119 775 392
Total interest income 9,985 9,581 29,772 28,936
Interest Expense:        
Interest on deposits 505 498 1,522 1,610
Net interest income 9,480 9,083 28,250 27,326
Provision for loan losses (1,000)
Net interest income after provision for loan losses 9,480 9,083 29,250 27,326
Total net revenue 31,628 30,597 93,360 90,510
Operating Expense:        
Personnel 18,319 17,761 54,267 52,630
Occupancy 860 872 2,560 2,565
Equipment 1,124 1,067 3,289 3,208
Amortization of intangible assets 101 103 305 306
Other operating expense 3,147 2,831 9,105 8,873
Total operating expense 23,551 22,634 69,526 67,582
Income before income tax expense 8,077 7,963 23,834 22,928
Income tax expense 1,855 2,083 5,910 5,961
Net income $ 6,222 $ 5,880 $ 17,924 $ 16,967
Basic earnings per share $ 0.56 $ 0.52 $ 1.61 $ 1.49
Diluted earnings per share $ .55 $ .51 $ 1.58 $ 1.47