CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 7,963	$ 9,015
Interest-bearing deposits in other financial institutions	141,572	176,405
Federal funds sold and other short-term investments	124,598	67,752
Cash and cash equivalents	274,133	253,172
Securities available-for-sale, at fair value	368,041	375,696
Loans	698,134	659,055
Less: Allowance for loan losses	10,672	11,635
Loans, net	687,462	647,420
Premises and equipment, net	20,688	19,648
Investment in bank-owned life insurance	16,191	15,933
Payments in excess of funding	117,200	105,526
Goodwill	11,590	11,590
Other intangible assets, net	2,201	2,405
Other assets	23,678	24,116
Total assets	1,521,184	1,455,506
Liabilities:
Noninterest-bearing	195,636	181,823
Interest-bearing	435,359	464,661
Total deposits	630,995	646,484
Accounts and drafts payable	650,988	577,259
Other liabilities	28,939	24,385
Total liabilities	1,310,922	1,248,128
Shareholders' Equity:
Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued
Common stock, par value $.50 per share; 40,000,000 shares authorized and 11,931,147 shares issued at June 30, 2016 and December 31, 2015	5,966	5,966
Additional paid-in capital	125,915	126,290
Retained earnings	110,749	103,994
Common shares in treasury, at cost (761,290 shares at June 30, 2016 and 598,875 shares at December 31, 2015)	(30,631)	(22,208)
Accumulated other comprehensive loss	(1,737)	(6,664)
Total shareholders' equity	210,262	207,378
Total liabilities and shareholders' equity	$ 1,521,184	$ 1,455,506