CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 13,216	$ 11,307
Interest-bearing deposits in other financial institutions	105,672	200,966
Federal funds sold and other short-term investments	39,723	82,062
Cash and cash equivalents	158,611	294,335
Securities available-for-sale, at fair value	347,820	356,141
Loans	675,167	669,346
Less: Allowance for loan losses	11,902	11,894
Loans, net	663,265	657,452
Premises and equipment, net	18,827	16,909
Investment in bank-owned life insurance	15,678	15,429
Payments in excess of funding	120,510	120,227
Goodwill	11,590	11,590
Other intangible assets, net	2,597	2,762
Other assets	27,982	25,886
Total assets	1,366,880	1,500,731
Liabilities and Shareholders' Equity
Noninterest-bearing	162,015	158,999
Interest-bearing	393,395	459,200
Total deposits	555,410	618,199
Accounts and drafts payable	584,532	655,428
Other liabilities	29,495	26,672
Total liabilities	$ 1,169,437	$ 1,300,299
Shareholders' Equity:
Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued
Common stock, par value $.50 per share; 40,000,000 shares authorized and 11,931,147 shares issued at June 30, 2015 and December 31, 2014	$ 5,966	$ 5,966
Additional paid-in capital	125,416	126,169
Retained earnings	96,910	90,635
Common shares in treasury, at cost (510,455 shares at June 30, 2015 and 428,572 shares at December 31, 2014)	(17,837)	(12,707)
Accumulated other comprehensive loss	(13,012)	(9,631)
Total shareholders' equity	197,443	200,432
Total liabilities and shareholders' equity	$ 1,366,880	$ 1,500,731