CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 11,283	$ 18,794
Interest-bearing deposits in other financial institutions	160,316	108,560
Federal funds sold and other short-term investments	53,663	13,734
Cash and cash equivalents	225,262	141,088
Securities available-for-sale, at fair value	317,767	341,935
Loans	652,177	687,733
Less: Allowance for loan losses	11,679	12,357
Loans, net	640,498	675,376
Premises and equipment, net	13,231	10,735
Investments in bank-owned life insurance	15,437	14,910
Payments in excess of funding	77,650	63,522
Goodwill	11,590	11,590
Other intangible assets, net	3,222	3,757
Other assets	21,363	24,474
Total assets	1,326,020	1,287,387
Liabilities and Shareholders' Equity
Noninterest-bearing	143,841	144,143
Interest-bearing	438,655	419,565
Total deposits	582,496	563,708
Accounts and drafts payable	543,963	522,761
Other liabilities	9,144	26,903
Total liabilities	1,135,593	1,113,372
Shareholders' Equity:
Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued
Common stock, par value $.50 per share; 40,000,000 shares authorized, 11,931,147 issued at December 31, 2013 and 2012	5,966	5,966
Additional paid-in capital	125,062	125,086
Retained earnings	75,939	60,952
Common shares in treasury, at cost (409,667 and 467,316 shares at December 31, 2013 and 2012, respectively)	(10,980)	(11,896)
Accumulated other comprehensive loss	(5,560)	(6,093)
Total shareholders' equity	190,427	174,015
Total liabilities and shareholders' equity	$ 1,326,020	$ 1,287,387