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Loans by Type (Tables)
6 Months Ended
Jun. 30, 2013
Loans by Type [Abstract]  
Summary of Loan Categories

A summary of loan categories is as follows:

    June 30,   December 31,
(In thousands)       2013       2012
Commercial and industrial   $      173,546   $      160,862
Real estate            
       Commercial:            
                     Mortgage     132,517     134,843
                     Construction     8,618     7,025
       Church, church-related:            
                     Mortgage     344,785     368,118
                     Construction     10,293     16,450
Other     63     435
              Total loans   $ 669,822   $ 687,733

Schedule of the Aging Loans by Loan Categories

The following table presents the aging of loans by loan categories at June 30, 2013 and December 31, 2012:

    Performing   Nonperforming
                      90 Days            
          30-59   60-89   and   Non-   Total
(In thousands)       Current       Days       Days       Over       accrual       Loans
June 30, 2013                                    
Commercial and industrial   $      172,306   $      1,000   $      -   $      -   $      240   $      173,546
Real estate                                    
       Commercial:                                    
              Mortgage     132,027     -     -     -     490     132,517
              Construction     8,618     -     -     -     -     8,618
       Church, church-related:                                    
              Mortgage     343,487     1,130     -     -     168     344,785
              Construction     10,293     -     -     -     -     10,293
Other     63     -     -     -     -     63
Total   $ 666,794   $ 2,130   $ -   $ -   $ 898   $ 669,822
December 31, 2012                                    
Commercial and industrial   $ 159,423   $ -   $ -   $ -   $ 1,439   $ 160,862
Real estate                                    
       Commercial:                                    
              Mortgage     129,884     -     -     -     4,959     134,843
              Construction     7,025     -     -     -     -     7,025
       Church, church-related:                                    
              Mortgage     367,944     -     -     -     174     368,118
              Construction     16,450     -     -     -     -     16,450
Other     435     -     -     -     -     435
Total   $ 681,161   $ -   $ -   $ -   $ 6,572   $ 687,733

Schedule of Credit Exposure of the Loan Portfolio

The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of June 30, 2013 and December 31, 2012:

    Loans   Performing   Nonperforming      
    Subject to   Loans Subject to   Loans Subject      
    Normal   Special   to Special      
(In thousands)       Monitoring1       Monitoring 2       Monitoring 2       Total Loans
June 30, 2013                          
Commercial and industrial   $      170,195   $      3,111   $                 240     $      173,546
Real estate                          
       Commercial:                          
              Mortgage     124,127     7,900     490       132,517
              Construction     8,618     -     -       8,618
       Church, church-related:                          
              Mortgage     341,342     3,275     168       344,785
              Construction     10,293     -     -       10,293
Other     63     -     -       63
Total   $ 654,638   $ 14,286   $ 898     $ 669,822
December 31, 2012                          
Commercial and industrial   $ 155,838   $ 3,585   $ 1,439     $ 160,862
Real estate                          
       Commercial:                          
              Mortgage     123,315     6,569     4,959 3     134,843
              Construction     7,025     -     -       7,025
       Church, church-related:                          
              Mortgage     366,366     1,578     174       368,118
              Construction     16,450     -     -       16,450
Other     435     -     -       435
Total   $ 669,429   $ 11,732   $ 6,572     $ 687,733
1      Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.
2 Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.
3 In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.
Schedule of Recorded Investment and Unpaid Principal Balance for Impaired Loans

The following table presents the recorded investment and unpaid principal balance for impaired loans at June 30, 2013 and December 31, 2012:

            Unpaid   Related
    Recorded   Principal   Allowance for
(In thousands)       Investment       Balance       Loan Losses
June 30, 2013                      
Commercial and industrial:                      
              Nonaccrual   $         240     $         240     $ 76
              Troubled debt restructurings still accruing     -       -       -
Real estate                      
       Commercial - Mortgage:                      
              Nonaccrual     490       490       90
              Past due 90 days or more and still accruing     -       -       -
              Troubled debt restructurings still accruing     -       -       -
       Church - Mortgage:                      
              Nonaccrual     168       168       84
Total impaired loans   $ 898     $ 898     $ 250
December 31, 2012                      
Commercial and industrial:                      
              Nonaccrual   $ 1,439     $ 1,439     $ 657
              Troubled debt restructurings still accruing     -       -       -
Real estate                      
       Commercial - Mortgage:                      
              Nonaccrual     4,959 *     4,959 *     660
              Past due 90 days or more and still accruing     -       -       -
              Troubled debt restructurings still accruing     -       -       -
       Church - Mortgage:                      
              Nonaccrual     174       174       87
Total impaired loans   $ 6,572     $ 6,572     $ 1,404
*      In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.
Summary of the Allowance for Loan Losses

A summary of the activity in the allowance for loan losses from December 31, 2012 to June 30, 2013 is as follows:

    December 31,   Charge-                 June 30,
(In thousands)       2012       Offs       Recoveries       Provision       2013
Commercial and industrial   $      3,192   $      1,296   $      4   $      914     $      2,814
Real estate                                
       Commercial:                                
              Mortgage     3,784     233     18     (337 )     3,232
              Construction     137     -     -     47       184
       Church, church-related:                                
              Mortgage     4,903     -     2     99       5,004
              Construction     333     -     -     (216 )     117
Other     8     -     -     (7 )     1
Total   $ 12,357   $ 1,529   $ 24   $ 500     $ 11,352