Loans (Tables)

12 Months Ended

Dec. 31, 2012

Loans By Type Disclosure [Abstract]

Schedule Of Loan Categories [Table Text Block]

A summary of loan categories is as follows:

	December 31,
(In thousands)	2012		2011
Commercial and industrial	$	160,862	$	136,916
Real estate
Commercial:
Mortgage		134,843		140,848
Construction		7,025		9,067
Church, church-related:
Mortgage		368,118		347,726
Construction		16,450		36,497
Other		435		511
Total loans	$	687,733	$	671,565

Schedule of Debt [Table Text Block]

The following table presents the aging of loans by loan categories at December 31, 2012:

	Performing						Nonperforming
							90 Days
			30-59		60-89		and		Non		Total
(In thousands)	Current		Days		Days		Over		Accrual		Loans
Commercial and industrial	$	159,423	$	—	$	—	$	—	$	1,439	$	160,862
Real estate
Commercial:
Mortgage		129,884				—		—		4,959		134,843
Construction		7,025		—		—		—		—		7,025
Church, church-related:
Mortgage		367,944				—		—		174		368,118
Construction		16,450		—		—		—		—		16,450
Other		435		—		—		—		—		435
Total	$	681,161	$	—	$	—	$	—	$	6,572	$	687,733

The following table presents the aging of loans by loan categories at December 31, 2011:

	Performing						Nonperforming
							90 Days
			30-59		60-89		and		Non		Total
(In thousands)	Current		Days		Days		Over		Accrual		Loans
Commercial and industrial	$	136,850	$	—	$	10	$	—	$	56	$	136,916
Real estate
Commercial:
Mortgage		139,249		137		—		29		1,433		140,848
Construction		9,067		—		—		—		—		9,067
Church, church-related:
Mortgage		347,506		—		—		—		220		347,726
Construction		36,497		—		—		—		—		36,497
Other		511		—		—		—		—		511
Total	$	669,680	$	137	$	10	$	29	$	1,709	$	671,565

Schedule Of Credit Exposure Of Loan Portfolio By Internally Assigned Credit Grade [Table Text Block]

The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2012:

	Loans		Performing		Nonperforming
	Subject to		Loans Subject to		Loans Subject
	Normal		Special		to Special
(In thousands)	Monitoring1		Monitoring2		Monitoring2			Total Loans
Commercial and industrial	$	155,838	$	3,585	$	1,439		$	160,862
Real estate
Commercial:
Mortgage		123,315		6,569		4,959	*		134,843
Construction		7,025		—		—			7,025
Church, church-related:
Mortgage		366,366		1,578		174			368,118
Construction		16,450		—		—			16,450
Other		435		—		—			435
Total	$	669,429	$	11,732	$	6,572		$	687,733

*	In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.
1	Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.
2	Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.

The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2011:

	Loans		Performing		Nonperforming
	Subject to		Loans Subject to		Loans Subject to
	Normal		Special		Special		Total
(In thousands)	Monitoring1		Monitoring2		Monitoring2		Loans
Commercial and industrial	$	132,475	$	4,385	$	56	$	136,916
Real estate
Commercial:
Mortgage		125,850		13,536		1,462		140,848
Construction		9,067		—		—		9,067
Church, church-related:
Mortgage		336,727		10,779		220		347,726
Construction		36,497		—		—		36,497
Other		511		—		—		511
Total	$	641,127	$	28,700	$	1,738	$	671,565

1	Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.
2	Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.

Impaired Financing Receivables [Table Text Block]

The following table presents the recorded investment and unpaid principal balance for impaired loans at December 31, 2012:

							Related
				Unpaid			Allowance
	Recorded			Principal			for Loan
(In thousands)	Investment			Balance			Losses
Commercial and industrial:
Nonaccrual	$	1,439		$	1,439		$	657
Troubled debt restructurings still accruing		—			—			—
Real estate
Commercial – Mortgage:
Nonaccrual		4,959	*		4,959	*		660
Church – Mortgage:
Nonaccrual		174			174			87
Total impaired loans	$	6,572		$	6,572		$	1,404

* In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.

The following table presents the recorded investment and unpaid principal balance for impaired loans at December 31, 2011:

			Unpaid		Related
	Recorded		Principal		Allowance for
(In thousands)	Investment		Balance		Loan Losses
Commercial and industrial:
Nonaccrual	$	56	$	56	$	28
Troubled debt restructurings still accruing		83		83		8
Real estate
Commercial – Mortgage:
Nonaccrual		1,433		1,433		149
Past due 90 days or more and still accruing		29		29		—
Troubled debt restructurings still accruing		4,396		4,396		766
Church – Mortgage:
Nonaccrual		220		220		115
Total impaired loans	$	6,217	$	6,217	$	1,066

Allowance for Credit Losses on Financing Receivables [Table Text Block]

A summary of the activity in the allowance for loan losses is as follows:

	December 31,		Charge-							December 31,
(In thousands)	2011		Offs		Recoveries		Provision			2012
Commercial and industrial	$	2,594	$	1,546	$	111	$	2,033		$	3,192
Real estate
Commercial:
Mortgage		4,776		1,542		—		550			3,784
Construction		167		—		—		(30	)		137
Church, church-related:
Mortgage		4,797		20		—		126			4,903
Construction		616		—		—		(283	)		333
Other		4		—		—		4			8
Total	$	12,954	$	3,108	$	111	$	2,400		$	12,357