XML 50 R29.htm IDEA: XBRL DOCUMENT v2.4.0.6
Capital Requirements and Regulatory Restrictions (Tables)
12 Months Ended
Dec. 31, 2012
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The Company’s and the Bank’s actual and required capital amounts and ratios as are as follows:

Capital Requirement to be
      Actual       Requirements       Well Capitalized
(In thousands) Amount   Ratio Amount   Ratio Amount   Ratio
At December 31, 2012                  
Total capital (to risk-weighted assets)
       Cass Information Systems, Inc. $       175,802 19.87 % $       70,767 8.00 % $       N/A N/A %
       Cass Commercial Bank 75,300 13.41 44,909 8.00 56,136 10.00
Tier I capital (to risk-weighted assets)
       Cass Information Systems, Inc. 164,729 18.62 35,384 4.00 N/A N/A
       Cass Commercial Bank 68,261 12.16 22,454 4.00 33,682 6.00
Tier I capital (to average assets)  
       Cass Information Systems, Inc. 164,729 12.26 40,294 3.00 N/A N/A
       Cass Commercial Bank 68,261 10.64 19,238 3.00 32,063 5.00
At December 31, 2011  
Total capital (to risk-weighted assets)
       Cass Information Systems, Inc. $ 166,605 19.03 % $ 70,033 8.00 % $ N/A N/A %
       Cass Commercial Bank 66,851 12.71 42,070 8.00 52,588 10.00
Tier I capital (to risk-weighted assets)
       Cass Information Systems, Inc. 155,638 17.78 35,016 4.00 N/A N/A
       Cass Commercial Bank 60,248 11.46 21,035 4.00 31,553 6.00
Tier I capital (to average assets)
       Cass Information Systems, Inc. 155,638 11.53 40,502 3.00 N/A N/A
       Cass Commercial Bank 60,248 9.49 19,044 3.00 31,741 5.00