Interest-Bearing Deposits

12 Months Ended

Dec. 31, 2012

Interest Bearing Deposits [Abstract]

Deposit Liabilities Disclosures [Text Block]

Note 7
Interest-Bearing Deposits

Interest-bearing deposits consist of the following:

	December 31,
(In thousands)			Weighted				Weighted
			Average				Average
			Interest				Interest
	2012		Rate		2011		Rate
Interest-bearing demand deposits	$	279,803	.93	%	$	257,294	1.14	%
Savings deposits		27,211	.88			28,037	1.14
Time deposits:
Less than $100		8,742	1.32			13,167	1.55
$100 or more		103,809	1.33			117,914	1.78
Total	$	419,565	1.07	%	$	416,412	1.37	%

Interest on deposits consists of the following:

	December 31,
(In thousands)	2012		2011		2010
Interest-bearing demand deposits	$	1,739	$	2,162	$	2,082
Savings deposits		169		225		321
Time deposits:
Less than $100		784		1,297		1,658
$100 or more		456		690		814
Total	$	3,148	$	4,374	$	4,875

The scheduled maturities of time deposits are summarized as follows:

	December 31,
	2012				2011
			Percent				Percent
(In thousands)	Amount		of Total		Amount		of Total
Due within:
One year	$	94,922	84.3	%	$	119,394	91.1	%
Two years		13,871	12.3	%		7,362	5.6	%
Three years		2,737	2.4	%		1,735	1.3	%
Four years		520	.5	%		2,332	1.8	%
Five years		501	.5	%		258	.2	%
Total	$	112,551	100.0	%	$	131,081	100.0	%