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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Fee Revenue and Other Income:        
Information services payment and processing revenue $ 16,600 $ 15,806 $ 49,712 $ 45,372
Bank service fees 299 302 908 1,036
Gains on sales of securities 267 0 2,401 48
Other 135 339 400 606
Total fee revenue and other income 17,301 16,447 53,421 47,062
Interest Income:        
Interest and fees on loans 8,819 9,827 26,721 30,209
Interest and dividends on securities:        
Taxable 16 6 39 24
Exempt from federal income taxes 2,435 2,475 7,388 7,450
Interest on federal funds sold and other short-term investments 125 186 366 510
Total interest income 11,395 12,494 34,514 38,193
Interest Expense:        
Interest on deposits 785 1,060 2,383 3,391
Net interest income 10,610 11,434 32,131 34,802
Provision for loan losses 0 550 800 1,850
Net interest income after provision for loan losses 10,610 10,884 31,331 32,952
Total net revenue 27,911 27,331 84,752 80,014
Operating Expense:        
Salaries and employee benefits 15,919 14,425 46,978 42,277
Occupancy 497 581 1,588 1,786
Equipment 879 886 2,626 2,581
Amortization of intangible assets 147 26 433 80
Other operating 2,487 2,995 8,885 8,958
Total operating expense 19,929 18,913 60,510 55,682
Income before income tax expense 7,982 8,418 24,242 24,332
Income tax expense 1,890 2,358 6,280 6,814
Net Income $ 6,092 $ 6,060 $ 17,962 $ 17,518
Basic earnings per share (in dollars per share) $ 0.59 $ 0.59 $ 1.74 $ 1.70
Diluted earnings per share (in dollars per share) $ 0.58 $ 0.58 $ 1.71 $ 1.68