Loans by Type (Tables)

6 Months Ended

Jun. 30, 2012

Loans By Type Disclosure [Abstract]

Schedule Of Loan Categories [Table Text Block]

A summary of loan categories is as follows:

	June 30,		December 31,
(In thousands)	2012		2011
Commercial and industrial	$	168,691	$	136,916
Real estate
Commercial:
Mortgage		141,640		140,848
Construction		9,608		9,067
Church, church-related:
Mortgage		341,830		347,726
Construction		31,505		36,497
Other		138		511
Total loans	$	693,412	$	671,565

Schedule of Debt [Table Text Block]

The following table presents the aging of loans by loan categories at June30,2012and December31,2011:

	Performing						Nonperforming
							90 Days
			30-59		60-89		and		Non		Total
(In thousands)	Current		Days		Days		Over		Accrual		Loans
June 30, 2012
Commercial and industrial	$	168,644	$	—	$	—	$	—	$	47	$	168,691
Real estate
Commercial:
Mortgage		135,955		—		—		—		5,685		141,640
Construction		9,608		—		—		—		—		9,608
Church, church-related:
Mortgage		341,623		—		—		—		207		341,830
Construction		31,505		—		—		—		—		31,505
Other		138		—		—		—		—		138
Total	$	687,473	$	—	$	—	$	—	$	5,939	$	693,412
December 31, 2011
Commercial and industrial	$	136,850	$	—	$	10	$	—	$	56	$	136,916
Real estate
Commercial:
Mortgage		139,249		137		—		29		1,433		140,848
Construction		9,067		—		—		—		—		9,067
Church, church-related:
Mortgage		347,506		—		—		—		220		347,726
Construction		36,497		—		—		—		—		36,497
Other		511		—		—		—		—		511
Total	$	669,680	$	137	$	10	$	29	$	1,709	$	671,565

Schedule Of Credit Exposure Of Loan Portfolio By Internally Assigned Credit Grade [Table Text Block]

The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of June 30, 2012 and December 31, 2011:

	Loans		Performing		Nonperforming
	Subject to		Loans Subject to		Loans Subject to
	Normal		Special		Special		Total
(In thousands)	Monitoring1		Monitoring2		Monitoring2		Loans
June 30, 2012
Commercial and industrial	$	164,509	$	4,135	$	47	$	168,691
Real estate
Commercial:
Mortgage		128,776		7,179		5,685		141,640
Construction		9,608		—		—		9,608
Church, church-related:
Mortgage		339,806		1,817		207		341,830
Construction		31,505		—		—		31,505
Other		138		—		—		138
Total	$	674,342	$	13,131	$	5,939	$	693,412
December 31, 2011
Commercial and industrial	$	132,475	$	4,385	$	56	$	136,916
Real estate
Commercial:
Mortgage		125,850		13,536		1,462		140,848
Construction		9,067		—		—		9,067
Church, church-related:
Mortgage		336,727		10,779		220		347,726
Construction		36,497		—		—		36,497
Other		511		—		—		511
Total	$	641,127	$	28,700	$	1,738	$	671,565

1	Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.
2	Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.

Impaired Financing Receivables [Table Text Block]

The following table presents the recorded investment and unpaid principal balance for impaired loans at June30,2012and December31,2011:

			Unpaid		Related
	Recorded		Principal		Allowance for
(In thousands)	Investment		Balance		Loan Losses
June 30, 2012
Commercial and industrial:
Nonaccrual	$	47	$	47	$	24
Troubled debt restructurings still accruing		—		—		—
Real estate
Commercial – Mortgage:
Nonaccrual		5,685		5,685		728
Past due90days or more and still accruing		—		—		—
Troubled debt restructurings still accruing		—		—		—
Church – Mortgage:
Nonaccrual		207		207		115
Total impaired loans	$	5,939	$	5,939	$	867
December 31, 2011
Commercial and industrial:
Nonaccrual	$	56	$	56	$	28
Troubled debt restructurings still accruing		83		83		8
Real estate
Commercial – Mortgage:
Nonaccrual		1,433		1,433		149
Past due90days or more and still accruing		29		29		—
Troubled debt restructurings still accruing		4,396		4,396		766
Church – Mortgage:
Nonaccrual		220		220		115
Total impaired loans	$	6,217	$	6,217	$	1,066

Allowance for Credit Losses on Financing Receivables [Table Text Block]

A summary of the activity in the allowance for loan losses from December31,2011to June30,2012is as follows:

	December 31,		Charge-
(In thousands)	2011		Offs		Recoveries		Provision			June 30, 2012
Commercial and industrial	$	2,594	$	—	$	107	$	17		$	2,718
Real estate
Commercial:
Mortgage		4,776		1,238		—		990			4,528
Construction		167		—		—		5			172
Church, church-related:
Mortgage		4,797						(111	)		4,686
Construction		616		—		—		(99	)		517
Other		4		—		—		(2	)		2
Total	$	12,954	$	1,238	$	107	$	800		$	12,623