CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 20,995	$ 12,301
Short-term investments	179,947	502,627
Cash and cash equivalents	200,942	514,928
Securities available-for-sale, at fair value	754,468	673,453
Loans	1,082,906	960,567
Less allowance for credit losses	13,539	12,041
Loans, net	1,069,367	948,526
Payments in advance of funding	293,775	291,427
Premises and equipment, net	19,958	18,113
Investments in bank-owned life insurance	47,998	43,176
Goodwill	17,309	14,262
Other intangible assets, net	4,126	2,564
Accounts and drafts receivable from customers	95,779	4,992
Other assets	69,301	43,460
Total assets	2,573,023	2,554,901
Deposits
Noninterest-bearing	642,757	582,642
Interest-bearing	614,460	638,861
Total deposits	1,257,217	1,221,503
Accounts and drafts payable	1,067,600	1,050,396
Other liabilities	41,881	37,204
Total liabilities	2,366,698	2,309,103
Shareholders’ Equity:
Preferred stock, par value $0.50 per share; 2,000,000 shares authorized and no shares issued	0	0
Common stock, par value $0.50 per share; 40,000,000 shares authorized; 15,505,772 shares issued at December 31, 2022 and 2021; 13,669,656 and 13,734,295 shares outstanding at December 31, 2022 and 2021, respectively.	7,753	7,753
Additional paid-in capital	207,422	204,276
Retained earnings	131,682	112,220
Common shares in treasury, at cost (1,836,116 shares at December 31, 2022 and 1,771,477 shares at December 31, 2021, respectively)	(81,211)	(78,904)
Accumulated other comprehensive (loss) income	(59,321)	453
Total shareholders’ equity	206,325	245,798
Total liabilities and shareholders’ equity	$ 2,573,023	$ 2,554,901
Treasury stock (in shares)	1,836,116	1,771,477