POWER OF ATTORNEY

Know all by these presents, that the undersigned hereby
Constitutes and appoints each of Roger C. McClary, Kathryn
V. Purdom, Rhonda M. Bethea, Linda M. Sinkevitch and Kenneth
N. Caesar as the undersigned's true and lawful
attorneys-in-fact to:

1. execute for and on behalf of the undersigned, in the
undersigned's capacity as a reporting person pursuant to
Section 16 of the Securities Exchange Act of 1934, as
amended (the "Exchange Act"), and the rules thereunder
of Bank of America Corporation (the "Company"),
Forms 3, 4 and 5 in accordance with Section 16(a) of the
Exchange Act;

2. do and perform any and all acts for and on behalf of the
undersigned which may be necessary or desirable to complete
and execute any such Form 3, 4 or 5 and timely file such form
with the United States Securities and Exchange Commission
and the New York Stock Exchange or similar authority; and

3. take any other action of any type whatsoever in connection
with the foregoing which, in the opinion of any of such
attorneys-in-fact, may be of benefit to, in the best interest
of, or legally required by, the undersigned, it being
understood that the documents executed by any of such
attorneys-in-fact on behalf of the undersigned pursuant to
this Power of Attorney shall be in such form and shall contain
such terms and conditions as any of such attorneys-in-fact may
approve in the discretion of any of such attorneys-in-fact.

The undersigned hereby grants to each such attorney-in-fact full
Power and authority to do and perform any and every act and thing
Whatsoever requisite, necessary, or proper to be done in the
exercise of any of the rights and powers herein granted, as fully
to all intents and purposes as the undersigned might or could do
if personally present, with full power of substitution or
revocation, hereby ratifying and confirming all that any of such
attorneys-in-fact, or the substitute or substitutes of any of
such attorneys in-fact, shall lawfully do or cause to be done by
virtue of this Power of Attorney and the rights and powers herein
granted.  The undersigned acknowledges that the foregoing
attorneys-in-fact, in serving in such capacity at the request of
the undersigned, are not assuming, nor is the Company assuming,
any of the undersigned's responsibilities to comply with Section
16 of the Exchange Act.
This Power of Attorney shall remain in full force and effect
until the undersigned is no longer required to file Forms 3, 4
and 5 with respect to the undersigned's holdings of and
transactions in securities issued by the Company, unless earlier
revoked by the undersigned in a signed writing delivered to the
foregoing attorneys-in-fact.

IN WITNESS WHEREOF, the undersigned has caused this Power of
Attorney to be executed as of this 28th day of August, 2012.



Signature:  ___/S/ Jack O. Bovender, Jr.__

Name:       _______Jack O. Bovender, Jr.__