0001193125-23-088102.txt : 20230331 0001193125-23-088102.hdr.sgml : 20230331 20230331162102 ACCESSION NUMBER: 0001193125-23-088102 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 15 CONFORMED PERIOD OF REPORT: 20230331 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20230331 DATE AS OF CHANGE: 20230331 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANK OF AMERICA CORP /DE/ CENTRAL INDEX KEY: 0000070858 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 560906609 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-06523 FILM NUMBER: 23788060 BUSINESS ADDRESS: STREET 1: BANK OF AMERICA CORPORATE CENTER STREET 2: 100 N TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 BUSINESS PHONE: 7043868486 MAIL ADDRESS: STREET 1: BANK OF AMERICA CORPORATE CENTER STREET 2: 100 N TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 FORMER COMPANY: FORMER CONFORMED NAME: BANKAMERICA CORP/DE/ DATE OF NAME CHANGE: 19981022 FORMER COMPANY: FORMER CONFORMED NAME: NATIONSBANK CORP DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: NCNB CORP DATE OF NAME CHANGE: 19920107 8-K 1 d480861d8k.htm 8-K 8-K
BANK OF AMERICA CORP /DE/ Depositary Shares, each representing a 1/1,000th interest in a share of Floating Rate Non-Cumulative Preferred Stock, Series E Depositary Shares, each representing a 1/1,000th interest in a share of 6.000% Non-Cumulative Preferred Stock, Series GG Depositary Shares, each representing a 1/1,000th interest in a share of 5.875% Non-Cumulative Preferred Stock, Series HH Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock Senior Medium-Term Notes, Series A, Step Up Callable Notes, due November 28, 2031 of BofA Finance LLC (and the guarantee of the Registrant with Depositary Shares, each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series KK Depositary Shares, each representing a 1/1,000th interest in a share of 5.000% Non-Cumulative Preferred Stock, Series LL Depositary Shares, each representing a 1/1,000th interest in a share of 4.375% Non-Cumulative Preferred Stock, Series NN Depositary Shares, each representing a 1/1,000th interest in a share of 4.125% Non-Cumulative Preferred Stock, Series PP Depositary Shares, each representing a 1/1,000th interest in a share of 4.250% Non-Cumulative Preferred Stock, Series QQ Depositary Shares, each representing a 1/1,000th interest in a share of 4.750% Non-Cumulative Preferred Stock, Series SS false 0000070858 0000070858 2023-03-31 2023-03-31 0000070858 us-gaap:CommonStockMember 2023-03-31 2023-03-31 0000070858 us-gaap:SeriesEPreferredStockMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf6.000NonCumulativePreferredStockSeriesGgMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf5.875NonCumulativePreferredStockSeriesHhMember 2023-03-31 2023-03-31 0000070858 us-gaap:ConvertiblePreferredStockMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11200thInterestInAShareOfBankOfAmericaCorporationFloatingRateNonCumulativePreferredStockSeries1Member 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11200thInterestInAShareOfBankOfAmericaCorporationFloatingRateNonCumulativePreferredStockSeries2Member 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11200thInterestInAShareOfBankOfAmericaCorporationFloatingRateNonCumulativePreferredStockSeries4Member 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11200thInterestInAShareOfBankOfAmericaCorporationFloatingRateNonCumulativePreferredStockSeries5Member 2023-03-31 2023-03-31 0000070858 bac:FloatingRatePreferredHybridIncomeTermSecuritiesOfBacCapitalTrustXiiiAndTheGuaranteeRelatedTheretoMember 2023-03-31 2023-03-31 0000070858 bac:M5.63FixedToFloatingRatePreferredHybridIncomeTermSecuritiesOfBacCapitalTrustXivAndTheGuaranteeRelatedTheretoMember 2023-03-31 2023-03-31 0000070858 us-gaap:IncomeNotesMember 2023-03-31 2023-03-31 0000070858 us-gaap:MediumTermNotesMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf5.375NonCumulativePreferredStockSeriesKkMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf5.000NonCumulativePreferredStockSeriesLlMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf4.375NonCumulativePreferredStockSeriesNnMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf4.125NonCumulativePreferredStockSeriesPpMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf4.250NonCumulativePreferredStockSeriesQqMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf4.750NonCumulativePreferredStockSeriesSsMember 2023-03-31 2023-03-31

As filed with the Securities and Exchange Commission on March 31, 2023

 

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

 

FORM 8-K

 

 

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):

March 31, 2023

 

 

BANK OF AMERICA CORPORATION

(Exact name of registrant as specified in its charter)

 

 

 

Delaware   1-6523   56-0906609

(State or Other Jurisdiction

of Incorporation)

  

(Commission

File Number)

  

(IRS Employer

Identification No.)

100 North Tryon Street

Charlotte, North Carolina 28255

(Address of principal executive offices)

(704) 386-5681

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class

  

Trading

Symbol(s)

  

Name of each exchange

on which registered

Common Stock, par value $0.01 per share   BAC   New York Stock Exchange
Depositary Shares, each representing a 1/1,000th interest in a share of Floating Rate Non-Cumulative Preferred Stock, Series E   BAC PrE   New York Stock Exchange
Depositary Shares, each representing a 1/1,000th interest in a share of 6.000% Non-Cumulative Preferred Stock, Series GG   BAC PrB   New York Stock Exchange
Depositary Shares, each representing a 1/1,000th interest in a share of 5.875% Non-Cumulative Preferred Stock, Series HH   BAC PrK   New York Stock Exchange
7.25% Non-Cumulative Perpetual Convertible Preferred Stock, Series L   BAC PrL   New York Stock Exchange
Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock, Series 1   BML PrG   New York Stock Exchange
Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock, Series 2   BML PrH   New York Stock Exchange
Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock, Series 4   BML PrJ   New York Stock Exchange
Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock, Series 5   BML PrL   New York Stock Exchange
Floating Rate Preferred Hybrid Income Term Securities of BAC Capital Trust XIII (and the guarantee related thereto)   BAC/PF   New York Stock Exchange
5.63% Fixed to Floating Rate Preferred Hybrid Income Term Securities of BAC Capital Trust XIV (and the guarantee related thereto)   BAC/PG   New York Stock Exchange
Income Capital Obligation Notes initially due December 15, 2066 of Bank of America Corporation   MER PrK   New York Stock Exchange
Senior Medium-Term Notes, Series A, Step Up Callable Notes, due November 28, 2031 of BofA Finance LLC (and the guarantee of the Registrant with respect thereto)   BAC/31B   New York Stock Exchange
Depositary Shares, each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series KK   BAC PrM   New York Stock Exchange
Depositary Shares, each representing a 1/1,000th interest in a share of 5.000% Non-Cumulative Preferred Stock, Series LL   BAC PrN   New York Stock Exchange
Depositary Shares, each representing a 1/1,000th interest in a share of 4.375% Non-Cumulative Preferred Stock, Series NN   BAC PrO   New York Stock Exchange
Depositary Shares, each representing a 1/1,000th interest in a share of 4.125% Non-Cumulative Preferred Stock, Series PP   BAC PrP   New York Stock Exchange
Depositary Shares, each representing a 1/1,000th interest in a share of 4.250% Non-Cumulative Preferred Stock, Series QQ   BAC PrQ   New York Stock Exchange
Depositary Shares, each representing a 1/1,000th interest in a share of 4.750% Non-Cumulative Preferred Stock, Series SS   BAC PrS   New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

 

 

 

ITEM 8.01.

Other Events.

On March 31, 2023, Bank of America Corporation (“BAC”) issued a press release announcing that, after June 30, 2023, CME Term SOFR, plus the applicable spread, will be the replacement reference rate for certain outstanding floating rate and fixed-to-floating rate debt securities, preferred stock represented by depositary shares and trust preferred securities issued by BAC, BofA Finance LLC and certain other BAC-affiliated issuers that use U.S. dollar LIBOR as the reference rate and are governed by New York or Delaware law. The press release contains lists of the securities and CUSIP numbers of the securities affected by this replacement, and other relevant information related thereto. Holders of the affected securities are encouraged to review the information contained in the press release, a copy of which is attached hereto as Exhibit 99 and incorporated by reference into this Item 8.01.

 

ITEM 9.01.

Financial Statements and Exhibits.

(d) Exhibits.

The following exhibits are filed herewith:

 

EXHIBIT NO.

   

DESCRIPTION OF EXHIBIT

99    Bank of America Corporation press release dated March 31, 2023
104    Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

 

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

BANK OF AMERICA CORPORATION
By:  

/s/ Ross E. Jeffries, Jr.

  Ross E. Jeffries, Jr.
  Deputy General Counsel and Corporate Secretary

Dated: March 31, 2023

EX-99 2 d480861dex99.htm EX-99 EX-99

Exhibit 99

 

LOGO

March 31, 2023

Bank of America Corporation Announces CME Term SOFR as Benchmark Replacement

Rate for Certain Outstanding USD LIBOR Securities After June 30, 2023

CHARLOTTE, N.C. – Bank of America Corporation (“BAC”) (NYSE: BAC), BofA Finance LLC (“BofA Finance”) and certain other BAC-affiliated issuers have issued and outstanding certain floating or fixed-to-floating rate debt securities, preferred stock represented by depositary shares and trust preferred securities, listed in the Annexes to this press release, that are governed by New York or Delaware law, for which U.S. dollar LIBOR (“USD LIBOR”), for one- or three-month tenors, serves as the benchmark rate used in connection with the calculation or determination of applicable interest, dividend or distribution payments (the “USD LIBOR Securities”). On March 5, 2021, the U.K.’s Financial Conduct Authority announced that after June 30, 2023, USD LIBOR for such tenors (along with other remaining tenors of USD LIBOR) would cease publication or no longer be representative. In connection with the cessation of representative USD LIBOR, on March 15, 2022, Congress enacted the Adjustable Interest Rate (LIBOR) Act (the “LIBOR Act”), and the Board of Governors of the Federal Reserve System (the “Board”) has issued final rules thereunder (the “LIBOR Rule”).

BAC is issuing this press release to announce its expectation that, on the first London banking date after June 30, 2023 (the “LIBOR Replacement Date”), the CME Term SOFR Reference Rate published for the one- or three-month tenor (that corresponds to the applicable USD LIBOR tenor), as administered by CME Group Benchmark Administration, Ltd. (or any successor administrator thereof) (“CME Term SOFR”), plus the applicable tenor spread adjustment described below (such rate being the “Board-selected benchmark replacement” under the LIBOR Rule) will be the reference rate for calculations or determinations of applicable interest, dividend or distribution payments for each of the USD LIBOR Securities listed in the Annexes to this press release. The replacement of USD LIBOR as the benchmark rate for each of the USD LIBOR Securities, with CME Term SOFR for the applicable corresponding tenor, plus the applicable tenor spread adjustment, will be effective for determinations under the terms of the USD LIBOR Securities that are made on and after the LIBOR Replacement Date, but will not affect any determinations made prior to the LIBOR Replacement Date.

Non-Workable Contractual Fallbacks

The USD LIBOR Securities listed in Annex 1 to this press release, contain fallback provisions that provide for (i) a poll or inquiries for quotes or information related to USD LIBOR or (ii) benchmark replacements based on USD LIBOR values (such as the most recently available USD LIBOR rate or USD LIBOR rate as determined by the calculation agent using discretion). Under the LIBOR Act and LIBOR Rule, on the LIBOR Replacement Date, by operation of law (i) these fallback provisions will be disregarded and deemed null and void and without any force or effect, and (ii) USD LIBOR will be replaced as the benchmark rate by CME Term SOFR for the tenor that corresponds to the applicable USD LIBOR tenor, plus the applicable tenor spread adjustment.

Determining Person Discretion

The USD LIBOR Securities listed in Annex 2 to this press release contain fallback provisions authorizing an investment bank of national or international standing, as applicable, to select the benchmark replacement rate for three-month USD LIBOR. Under the LIBOR Act and the LIBOR Rule, such investment bank is the person with the sole authority under the terms of these USD LIBOR Securities to determine a benchmark replacement for USD LIBOR (referred to in the LIBOR Act and LIBOR Rule as the “determining person”). For each of these USD LIBOR Securities, BAC and BofA Finance, as issuers of such securities, have appointed BofA Securities, Inc. as the determining person, and it has selected three-month CME Term SOFR, plus the applicable tenor spread adjustment, as the benchmark replacement for three-month USD LIBOR on and after the LIBOR Replacement Date.

ARRC Recommended Fallback Provisions

The USD LIBOR Securities listed in Annex 3 to this press release contain fallback provisions for three-month USD LIBOR substantially in the form recommended on April 25, 2019 by the Alternative Reference Rates Committee (“ARRC”) convened by the Federal Reserve Bank of New York. For each of these USD LIBOR Securities, in accordance with these fallback provisions, it is expected that USD LIBOR will be replaced as the benchmark rate by CME Term SOFR for the applicable tenor, plus the applicable tenor spread adjustment, on and after the USD LIBOR Replacement Date, if BAC, as issuer, determines that a benchmark transition event and the related benchmark replacement date (as such terms are defined in such securities) have occurred and an interpolated rate (as such term is defined in such securities) cannot be determined. BAC, as issuer of these USD LIBOR Securities, expects these conditions to be satisfied on and after the LIBOR Replacement Date, such that three-month CME Term SOFR, plus the applicable tenor spread adjustment, will replace three-month USD LIBOR for each of these Annex 3 USD LIBOR Securities on and after the LIBOR Replacement Date in the same manner as described above for the Annex 1 and Annex 2 USD LIBOR Securities.

Tenor Spread Adjustment

The tenor spread adjustment for CME Term SOFR with respect to the following tenors of USD LIBOR, as set forth in the LIBOR Act and the LIBOR Rule, is:

 

Tenor

    Tenor spread
adjustment		  

One Month

      0.11448 % 

Three Months

      0.26161 % 

 

2

Conforming Changes

For the USD LIBOR Securities for which the Board-selected benchmark replacement becomes the benchmark replacement for USD LIBOR by operation of law under the LIBOR Act (the USD LIBOR Securities listed in Annex 1) or because selected as such by a determining person (the USD LIBOR Securities listed in Annex 2), the LIBOR Rule provides that certain benchmark replacement conforming changes will become an integral part of such securities by operation of law. See Annex 4 for a description of such conforming changes. In addition, a person responsible for calculating or determining any valuation, payment or other measurement based on a benchmark (a “calculating person”) has the authority under the LIBOR Act and the LIBOR Rule to make certain additional benchmark replacement conforming changes (in addition to those specified in LIBOR Rule) under securities such as the USD LIBOR Securities listed in Annex 1 and Annex 2 without any requirement to obtain consent from any other person. Any such additional changes that the applicable calculating person makes with respect to such USD LIBOR Securities will become an integral part of the applicable securities by operation of law and be the subject of a separate announcement on the Investors/Fixed Income portion of BAC’s website.

Under the terms of the USD LIBOR Securities listed in Annex 3, BAC, as issuer, will have the right to make benchmark replacement conforming changes. It is expected that BAC will determine that the benchmark replacement conforming changes adopted by the Board under the LIBOR Rule will also apply to such USD LIBOR Securities. If BAC makes any additional benchmark replacement conforming changes with respect to such USD LIBOR Securities, such additional changes will be the subject of a separate announcement on the Investors/Fixed Income portion of BAC’s website.

This press release applies only to the USD LIBOR Securities listed in the Annexes to this press release and does not relate to any other securities or other instruments. In advance of the LIBOR Replacement Date, further notices relating to CME Term SOFR as the benchmark replacement rate for USD LIBOR for the USD LIBOR Securities held through The Depository Trust Company (“DTC”) will be made pursuant to the DTC LIBOR Replacement Index Communication Tool.

Forward-Looking Statements

Certain statements contained in this press release may constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements made in this press release include, without limitation, statements concerning the expected transition of the Annex 3 USD LIBOR Securities to CME Term SOFR for the applicable tenor, plus the applicable spread adjustment. These statements are not guarantees of future results or performance and involve certain risks, uncertainties and assumptions that are difficult to predict or beyond our control. You should not place undue reliance on any forward-looking statement and should consider the uncertainties with respect to such transition and resulting risks that such transition would

 

3

not occur, and including those discussed under Item 1A. “Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2022, and in any of our subsequent Securities and Exchange Commission filings. Forward-looking statements speak only as of the date they are made, and except as required by the U.S. federal securities laws, we undertake no obligation to update any forward-looking statement to reflect the impact of circumstances or events that arise after the date the forward-looking statement was made.

Bank of America

Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 67 million consumer and small business clients with approximately 3,900 retail financial centers, approximately 16,000 ATMs, and award-winning digital banking with approximately 56 million verified digital users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 3 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories and approximately 35 countries. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.

For more Bank of America news, visit the Bank of America newsroom and register for email news alerts.

www.bankofamerica.com

###

Investors May Contact:

Lee McEntire, Bank of America

Phone: 1.980.388.6780

lee.mcentire@bofa.com

Jonathan Blum, Bank of America (Fixed Income)

Phone: 1.212.449.3112

jonathan.blum@bofa.com

Reporters May Contact:

Bill Halldin, Bank of America

Phone: 1.916.724.0093

william.halldin@bofa.com

 

4

Christopher P. Feeney, Bank of America

Phone: 1.980.386.6794

christopher.feeney@bofa.com

 

5

ANNEX 1

NON-WORKABLE CONTRACTUAL FALLBACKS

BAC Benchmark Notes

 

CUSIP No./ISIN

   

Issue Date

   

Title of Security

63858REX51    3/23/1998    Senior Medium-Term Floating Rate Notes, due March 2038
06050MAA5    5/21/1999    Senior Medium-Term Floating Rate Notes, due May 2039
06050MAB31    6/30/1999    Senior Medium-Term Floating Rate Notes, due June 2039
06050MAD9    10/26/1999    Senior Medium-Term Floating Rate Notes, due October 2039
06050MAG2    12/17/1999    Senior Medium-Term Floating Rate Notes, due December 2039
06050MAZ0    11/27/2000    Senior Medium-Term Floating Rate Notes, due November 2040
06050MBS5    12/28/2001    Senior Medium-Term Floating Rate Notes, due December 2041
59022CAA12    9/12/2006    Floating Rate Subordinated Notes Due September 15, 2026
XS02725578761,3    10/25/2006    Registered Floating Rate Notes due October, 2027
5901886X12    11/27/2006    Floating Rate Subordinated Notes Due December 1, 2026
59018YT432    9/22/2008    Senior Medium-Term Floating Rate Notes, due January 2037
06051GGF0    1/20/2017    3.824% Fixed/Floating Rate Senior Notes, due January 2028
06051GGG8    1/20/2017    4.443% Fixed/Floating Rate Senior Notes, due January 2048
06051GGM5    4/24/2017    4.244% Fixed/Floating Rate Senior Notes, due April 2038
06051GGL7    4/24/2017    3.705% Fixed/Floating Rate Senior Notes, due April 2028
06051GGR4    7/21/2017    3.593% Fixed/Floating Rate Senior Notes, due July 2028
06051GGT0    9/18/2017    3.093% Fixed/Floating Rate Senior Notes, due October 2025

U0R8A1AB3/

06051GGW3

    12/20/2017    3.419% Fixed/Floating Rate Senior Notes, due 2028
06051GHD44   
06051GGZ6    1/23/2018    3.366% Fixed/Floating Rate Senior Notes, due January 2026
06051GHA0    1/23/2018    3.946% Fixed/Floating Rate Senior Notes, due January 2049
06051GHB8    2/5/2018    Floating Rate Senior Notes, due February 2026

 

BAC Preferred Stock/Depositary Shares

CUSIP No.

   

Issue Date

   

Title of Security

060505633    11/1/20045    Depositary shares, each representing a 1/1,200th interest in a share of Floating Rate Non-Cumulative Preferred Stock, Series 1 (CUSIP No. for the Series 1 Preferred Stock is 060505542)
060505625    3/14/20055    Depositary shares, each representing a 1/1,200th interest in a share of Floating Rate Non-Cumulative Preferred Stock, Series 2 (CUSIP No. for the Series 2 Preferred Stock is 060505534)

 

6

BAC Preferred Stock/Depositary Shares

CUSIP No.

   

Issue Date

   

Title of Security

060505591    11/17/20055    Depositary shares, each representing a 1/1,200th interest in a share of Floating Rate Non-Cumulative Preferred Stock, Series 4 (CUSIP No. for the Series 4 Preferred Stock is 060505518)
060505815    11/6/2006    Depositary shares, each representing a 1/1,000th interest in a share of Floating Rate Non-Cumulative Preferred Stock, Series E (CUSIP No. for the Series E Preferred Stock is 060505799)
060505583    3/20/20075    Depositary shares, each representing a 1/1,200th interest in a share of Floating Rate Non-Cumulative Preferred Stock, Series 5 (CUSIP No. for the Series 5 Preferred Stock is 060505492)
060505ED2    5/29/2013    Depositary Shares, each representing 1/25th interest in a share of Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series U (CUSIP No. for the Series U Preferred Stock is 060505EE0)
060505EH3    9/5/2014    Depositary Shares, each representing 1/25th interest in a share of Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series X (CUSIP No. for the Series X Preferred Stock is 060505EJ9)
060505EL4    10/23/2014    Depositary Shares, each representing 1/25th interest in a share of Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series Z (CUSIP No. for the Series Z Preferred Stock is 060505EM2)
060505EN0    3/17/2015    Depositary Shares, each representing 1/25th interest in a share of Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series AA (CUSIP No. for the Series AA Preferred Stock is 060505EP5)
060505EU4    3/10/2016    Depositary Shares, each representing 1/25th interest in a share of Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series DD (CUSIP No. for the Series DD Preferred Stock is 060505EV2)

BAC Client-Driven Notes

 

CUSIP No.

   

Issue Date

   

Title of Security

06048WPV6    10/30/2014    Fixed to Floating Rate Notes with a Maximum Interest Rate, due October 30, 2024
06048WPZ7    11/25/2014    Fixed to Floating Rate Notes with a Maximum Interest Rate, due November 25, 2024
06048WTR1    10/28/2016    Fixed to Floating Rate Notes with a Maximum Interest Rate, due October 28, 2026
06048WUS7    8/28/2017    Fixed to Floating Rate Notes with a Maximum Interest Rate, due August 28, 2027

 

7

BAC Capital Trust XIII Trust Preferred Securities

 

CUSIP No.

   

Issue Date

   

Title of Security

05518UAA5    2/16/2007    Floating Rate Preferred Hybrid Income Term Securities of BAC Capital Trust XIII (CUSIP No. for the underlying Series F Preferred Stock is 060505377)

BAC Capital Trust XIV Trust Preferred Securities

 

CUSIP No.

   

Issue Date

   

Title of Security

05518VAA3    2/16/2007    5.63% Fixed to Floating Rate Preferred Hybrid Income Term Securities of BAC Capital Trust XIV (CUSIP No. for the underlying Series G Preferred Stock is 060505385)

BAC Capital Trust XV Trust Preferred Securities

 

CUSIP No.

   

Issue Date

   

Title of Security

05518WAA1    5/31/2007    Floating Rate Capital Securities of BAC Capital Trust XV (CUSIP No. for the underlying junior subordinated notes is 060505DF8)

 

1

The benchmark rate for these USD LIBOR Securities is one-month USD LIBOR. For all other USD LIBOR Securities, the benchmark rate is three-month USD LIBOR.

2

Originally issued by Merrill Lynch & Co., Inc. (“ML&Co.”).

3

Held through Euroclear Bank SA/NV and/or Clearstream Banking, S.A., Luxembourg.

4

These notes of this series (CUSIP No. 06051GHD4) were issued on 5/24/2018 in exchange for outstanding notes of this series (CUSIP Nos. U0R8A1AB3 and 06051GGW3) previously issued on 12/20/2017. Certain notes of this series issued on 12/20/2017 were not exchanged and remain outstanding.

5

This is the date that ML&Co. originally issued shares of its preferred stock that were exchanged for shares of corresponding BAC preferred stock in the merger of BAC and ML&Co. on 1/1/2009.

 

8

ANNEX 2

DETERMINING PERSON DISCRETION

BAC Benchmark Notes

 

CUSIP No.

   

Issue Date

   

Title of Security

06051GHG7    3/5/2018    3.970% Fixed/Floating Rate Senior Notes, due March 2029
06051GHL6    7/23/2018    3.864% Fixed/Floating Rate Senior Notes, due July 2024
06051GHK8    7/23/2018    Floating Rate Senior Notes, due July 2024
06051GHM4    7/23/2018    4.271% Fixed/Floating Rate Senior Notes, due July 2029
06051GHQ5    2/7/2019    3.974% Fixed/Floating Rate Senior Notes, due February 2030
06051GHR3    3/15/2019    3.458% Fixed/Floating Rate Senior Notes, due March 2025
06051GHS1    3/15/2019    4.330% Fixed/Floating Rate Senior Notes, due March 2050
06051GHT9    4/23/2019    3.559% Fixed/Floating Rate Senior Notes, due April 2027
06051GHU6    4/23/2019    4.078% Fixed/Floating Rate Senior Notes, due April 2040

BAC Preferred Stock/Depositary Shares

 

CUSIP No.

   

Issue Date

   

Title of Security

060505FL3    3/15/2018    Depositary Shares, each representing 1/25th interest in a share of Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series FF (CUSIP No. for the Series FF Preferred Stock is 060505FK5)

BAC Client-Driven Notes

 

CUSIP No./ISIN

   

Issue Date

   

Title of Security

06048WWH9    4/23/2018    Puttable Floating Rate Notes, due April 23, 2058
06048WWN6    4/27/2018    Floating Rate Notes with Minimum and Maximum Interest Rates, due April 27, 2028
06048WXG0    8/31/2018    Puttable Floating Rate Notes, due August 30, 2058
06048WXP0    9/12/2018    Puttable Floating Rate Notes, due September 12, 2058
06048WYA2    11/9/2018    Puttable Floating Rate Notes, due November 9, 2058
06048WYR5    12/10/2018    Puttable Floating Rate Notes, due December 10, 2058
06048WYS3    12/18/2018    Floating Rate Notes with Minimum and Maximum Interest Rates, due December 18, 2028
06048WYV6    12/26/2018    Puttable Floating Rate Notes, due December 26, 2058
06048WZF0    2/7/2019    Puttable Floating Rate Notes, due February 7, 2059
XS19023423176    11/13/2018    USD 3,000,000 Floating Rate Notes due November 2028
XS19175719006    12/10/2018    USD 10,000,000 Floating Rate Notes due December 2028
XS19434433306    2/7/2019    USD 3,000,000 Floating Rate Notes due February 2029
XS19585375476    3/13/2019    USD 3,000,000 Floating Rate Notes due March 2029
XS19581898366    3/14/2019    USD 10,000,000 Floating Rate Notes due March 2029

 

9

BofA Finance Client-Driven Note

 

CUSIP No.

   

Issue Date

   

Title of Security

09709THC8    7/29/2019    4.00% Issuer Callable Daily Range Accrual Notes Linked to 3-month U.S. Dollar LIBOR, due July 29, 2029

 

6

Held through Euroclear Bank SA/NV and/or Clearstream Banking, S.A., Luxembourg.

 

10

ANNEX 3

ARRC RECOMMENDED FALLBACK PROVISIONS

BAC Benchmark Notes

 

CUSIP No.

   

Issue Date

   

Title of Security

06051GHV4    7/23/2019    3.194% Fixed/Floating Rate Senior Notes, due July 2030
06051GHW2    10/22/2019    2.456% Fixed/Floating Rate Senior Notes, due October 2025
06051GHX0    10/22/2019    2.884% Fixed/Floating Rate Senior Notes, due October 2030
06051GHY8    2/13/2020    2.015% Fixed/Floating Rate Senior Notes, due February 2026
06051GHZ5    2/13/2020    2.496% Fixed/Floating Rate Senior Notes, due February 2031
06051GJA8    3/20/20207    4.083% Fixed/Floating Rate Senior Notes, due March 2051

BAC Preferred Stock/Depositary Shares

 

CUSIP No.

   

Issue Date

   

Title of Security

060505FP4    6/20/2019    Depositary Shares, each representing 1/25th interest in a share of Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series JJ (CUSIP No. for the Series JJ Preferred Stock is 060505FN9)
060505FQ2    1/24/2020    Depositary Shares, each representing 1/25th interest in a share of Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series MM (CUSIP No. for the Series MM Preferred Stock is 060505FR0)

BAC Client-Driven Notes

 

CUSIP No.

   

Issue Date

   

Title of Security

06048WE22    10/24/2019    Puttable Floating Rate Notes, due October 24, 2059
06048WF47    11/29/2019    Puttable Floating Rate Notes, due December 1, 2059

 

7

Issue Date of 3/27/2020 for additional notes issued in a reopening of this series.

 

11

ANNEX 4

CONFORMING CHANGES

The following are the benchmark replacement conforming changes specified in the LIBOR Rule:

 

  (1)

Any reference to a specified source for USD LIBOR shall be replaced with the publication of the applicable Board-selected benchmark replacement (inclusive of the applicable tenor spread adjustment) by either the relevant benchmark administrator for the applicable Board-selected benchmark replacement or any third party authorized by the relevant benchmark administrator to publish the applicable Board-selected benchmark replacement.

 

  (2)

Any reference to a particular time of day for determining USD LIBOR (such as 11:00 a.m. London time) shall be replaced with the standard publication time for the applicable Board-selected benchmark replacement (inclusive of the relevant tenor spread adjustment), as established by the relevant benchmark administrator.

 

  (3)

Any provision of any USD LIBOR Securities requiring use of a combination (such as an average) of LIBOR values over a period of time that spans the LIBOR Replacement Date shall be modified to provide that the combination shall be calculated consistent with that contractual provision using (i) the USD LIBOR the applicable tenor for any date prior to the LIBOR Replacement Date and (ii) the applicable Board-selected benchmark replacement rate for any date on or following the LIBOR Replacement Date, respectively.

 

  (4)

To the extent a Board-selected benchmark replacement is not available or published on a particular day indicated in the USD LIBOR Securities as the determination date, the most recently available publication of the Board-selected benchmark replacement will apply.

 

12

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Mar. 31, 2023
Document And Entity Information [Line Items]  
Entity Registrant Name BANK OF AMERICA CORP /DE/
Amendment Flag false
Entity Central Index Key 0000070858
Document Type 8-K
Document Period End Date Mar. 31, 2023
Entity Incorporation State Country Code DE
Entity File Number 1-6523
Entity Tax Identification Number 56-0906609
Entity Address, Address Line One 100 North Tryon Street
Entity Address, City or Town Charlotte
Entity Address, State or Province NC
Entity Address, Postal Zip Code 28255
City Area Code (704)
Local Phone Number 386-5681
Written Communications false
Soliciting Material false
Pre Commencement Tender Offer false
Pre Commencement Issuer Tender Offer false
Entity Emerging Growth Company false
Common Stock [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Common Stock, par value $0.01 per share
Trading Symbol BAC
Security Exchange Name NYSE
Series E Preferred Stock [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Depositary Shares, each representing a 1/1,000th interest in a share of Floating Rate Non-Cumulative Preferred Stock, Series E
Trading Symbol BAC PrE
Security Exchange Name NYSE
Depositary Shares Each Representing A 11000th Interest In A Share Of 6.000 Not Cumulative Preferred Stock Series Gg [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Depositary Shares, each representing a 1/1,000th interest in a share of 6.000% Non-Cumulative Preferred Stock, Series GG
Trading Symbol BAC PrB
Security Exchange Name NYSE
Depositary Shares Each Representing A 11000th Interest In A Share Of 5.875 Not Cumulative Preferred Stock Series Hh [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Depositary Shares, each representing a 1/1,000th interest in a share of 5.875% Non-Cumulative Preferred Stock, Series HH
Trading Symbol BAC PrK
Security Exchange Name NYSE
Convertible Preferred Stock [Member]  
Document And Entity Information [Line Items]  
Security 12b Title 7.25% Non-Cumulative Perpetual Convertible Preferred Stock, Series L
Trading Symbol BAC PrL
Security Exchange Name NYSE
Depositary Shares Each Representing A 11200th Interest In A Share Of Bank Of America Corporation Floating Rate Not Cumulative Preferred Stock Series 1 [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock
Trading Symbol BML PrG
Security Exchange Name NYSE
Depositary Shares Each Representing A 11200th Interest In A Share Of Bank Of America Corporation Floating Rate Not Cumulative Preferred Stock Series 2 [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock
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Security Exchange Name NYSE
Depositary Shares Each Representing A 11200th Interest In A Share Of Bank Of America Corporation Floating Rate Not Cumulative Preferred Stock Series 4 [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock
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Security Exchange Name NYSE
Depositary Shares Each Representing A 11200th Interest In A Share Of Bank Of America Corporation Floating Rate Not Cumulative Preferred Stock Series 5 [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock
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Security Exchange Name NYSE
Floating Rate Preferred Hybrid Income Term Securities Of Bac Capital Trust Xiii And The Guarantee Related Thereto [Member]  
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Security 12b Title Floating Rate Preferred Hybrid Income Term Securities of BAC Capital Trust XIII (and the guarantee related thereto)
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Security 12b Title Income Capital Obligation Notes initially due December 15, 2066 of Bank of America Corporation
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Security Exchange Name NYSE
Depositary Shares Each Representing A 11000th Interest In A Share Of 5.375 Not Cumulative Preferred Stock Series Kk [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Depositary Shares, each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series KK
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Security Exchange Name NYSE
Depositary Shares Each Representing A 11000th Interest In A Share Of 5.000 Not Cumulative Preferred Stock Series Ll [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Depositary Shares, each representing a 1/1,000th interest in a share of 5.000% Non-Cumulative Preferred Stock, Series LL
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Security Exchange Name NYSE
Depositary Shares Each Representing A 11000th Interest In A Share Of 4.375 Not Cumulative Preferred Stock Series Nn [Member]  
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Security 12b Title Depositary Shares, each representing a 1/1,000th interest in a share of 4.375% Non-Cumulative Preferred Stock, Series NN
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Security Exchange Name NYSE
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Security 12b Title Depositary Shares, each representing a 1/1,000th interest in a share of 4.750% Non-Cumulative Preferred Stock, Series SS
Trading Symbol BAC PrS
Security Exchange Name NYSE
XML 9 d480861d8k_htm.xml IDEA: XBRL DOCUMENT 0000070858 2023-03-31 2023-03-31 0000070858 us-gaap:CommonStockMember 2023-03-31 2023-03-31 0000070858 us-gaap:SeriesEPreferredStockMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf6.000NonCumulativePreferredStockSeriesGgMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf5.875NonCumulativePreferredStockSeriesHhMember 2023-03-31 2023-03-31 0000070858 us-gaap:ConvertiblePreferredStockMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11200thInterestInAShareOfBankOfAmericaCorporationFloatingRateNonCumulativePreferredStockSeries1Member 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11200thInterestInAShareOfBankOfAmericaCorporationFloatingRateNonCumulativePreferredStockSeries2Member 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11200thInterestInAShareOfBankOfAmericaCorporationFloatingRateNonCumulativePreferredStockSeries4Member 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11200thInterestInAShareOfBankOfAmericaCorporationFloatingRateNonCumulativePreferredStockSeries5Member 2023-03-31 2023-03-31 0000070858 bac:FloatingRatePreferredHybridIncomeTermSecuritiesOfBacCapitalTrustXiiiAndTheGuaranteeRelatedTheretoMember 2023-03-31 2023-03-31 0000070858 bac:M5.63FixedToFloatingRatePreferredHybridIncomeTermSecuritiesOfBacCapitalTrustXivAndTheGuaranteeRelatedTheretoMember 2023-03-31 2023-03-31 0000070858 us-gaap:IncomeNotesMember 2023-03-31 2023-03-31 0000070858 us-gaap:MediumTermNotesMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf5.375NonCumulativePreferredStockSeriesKkMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf5.000NonCumulativePreferredStockSeriesLlMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf4.375NonCumulativePreferredStockSeriesNnMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf4.125NonCumulativePreferredStockSeriesPpMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf4.250NonCumulativePreferredStockSeriesQqMember 2023-03-31 2023-03-31 0000070858 bac:DepositarySharesEachRepresentingA11000thInterestInAShareOf4.750NonCumulativePreferredStockSeriesSsMember 2023-03-31 2023-03-31 BANK OF AMERICA CORP /DE/ Depositary Shares, each representing a 1/1,000th interest in a share of Floating Rate Non-Cumulative Preferred Stock, Series E Depositary Shares, each representing a 1/1,000th interest in a share of 6.000% Non-Cumulative Preferred Stock, Series GG Depositary Shares, each representing a 1/1,000th interest in a share of 5.875% Non-Cumulative Preferred Stock, Series HH Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock Depositary Shares, each representing a 1/1,200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock Senior Medium-Term Notes, Series A, Step Up Callable Notes, due November 28, 2031 of BofA Finance LLC (and the guarantee of the Registrant with Depositary Shares, each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series KK Depositary Shares, each representing a 1/1,000th interest in a share of 5.000% Non-Cumulative Preferred Stock, Series LL Depositary Shares, each representing a 1/1,000th interest in a share of 4.375% Non-Cumulative Preferred Stock, Series NN Depositary Shares, each representing a 1/1,000th interest in a share of 4.125% Non-Cumulative Preferred Stock, Series PP Depositary Shares, each representing a 1/1,000th interest in a share of 4.250% Non-Cumulative Preferred Stock, Series QQ Depositary Shares, each representing a 1/1,000th interest in a share of 4.750% Non-Cumulative Preferred Stock, Series SS false 0000070858 8-K 2023-03-31 DE 1-6523 56-0906609 100 North Tryon Street Charlotte NC 28255 (704) 386-5681 false false false false Common Stock, par value $0.01 per share BAC NYSE BAC PrE NYSE BAC PrB NYSE BAC PrK NYSE 7.25% Non-Cumulative Perpetual Convertible Preferred Stock, Series L BAC PrL NYSE BML PrG NYSE BML PrH NYSE BML PrJ NYSE BML PrL NYSE Floating Rate Preferred Hybrid Income Term Securities of BAC Capital Trust XIII (and the guarantee related thereto) BAC/PF NYSE 5.63% Fixed to Floating Rate Preferred Hybrid Income Term Securities of BAC Capital Trust XIV (and the guarantee related thereto) BAC/PG NYSE Income Capital Obligation Notes initially due December 15, 2066 of Bank of America Corporation MER PrK NYSE BAC/31B NYSE BAC PrM NYSE BAC PrN NYSE BAC PrO NYSE BAC PrP NYSE BAC PrQ NYSE BAC PrS NYSE false EXCEL 10 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx M4$L#!!0 ( *""?U8'04UB@0 +$ 0 9&]C4')O<',O87!P+GAM M;$V./0L",1!$_\IQO;=!P4)B0-!2L+(/>QLOD&1#LD)^OCG!CVX>;QA&WPIG M*N*I#BV&5(_C(I(/ !47BK9.7:=N')=HI6-Y #OGDK7A.YNJQ<&4GPZ4A!0W_J=0U[R;UEA_6\#MI7E!+ P04 M " "@@G]6N\88".X K @ $0 &1O8U!R;W!S+V-O&ULS9+/ M2L0P$(=?17)O)VW40^CVHGA2$%Q0O(5D=C?8_"$9:??M3>MN%]$'$'+)S"_? 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