POWER OF ATTORNEY

The undersigned hereby constitutes and appoints each of Amanda Daniel,
Emily Hamblin, Michael Hoes, Michael Lapp, Vincent Lichtenberger,
Geoff Saxe, and Jeffrey Werbitt, or any of them singly, and with full
power of substitution and re-substitution, as the undersigned?s true
and lawful attorneys-in-fact, with full power to act for the
undersigned and in the undersigned?s name, place and stead, in any
and all capacities, to:

(1)	prepare, execute in the undersigned?s name and on the
undersigned?s behalf, and submit to the U.S. Securities and Exchange
Commission (the ?SEC?) a Form ID, including amendments thereto, and any
other documents necessary or appropriate to obtain codes and passwords
enabling the undersigned to make electronic filings with the SEC of
reports required by or considered by such attorney-in-fact to be advisable
under Section 16(a) of the Securities Exchange Act of 1934, as amended
(the ?Exchange Act?) or any rule or regulation of the SEC;

(2)	prepare and execute for and on behalf of the undersigned, in
the undersigned?s capacity as a reporting person pursuant to
Section 16 of the Exchange Act, and the rules thereunder, of
Bank of America Corporation (the ?Company?), any and all
Forms 3, 4 and 5 (including any amendments thereto) the undersigned
is required or which such attorney-in-fact considers is advisable to
file with the SEC, in accordance with Section 16(a) of the Exchange Act;

(3)	do and perform any and all acts for and on behalf of the
undersigned which may be necessary or desirable to complete and execute
any such Form 3, 4 or 5 (or any such amendment thereto) and timely file
such form with the SEC and the New York Stock Exchange or similar
authority; and

(4)	take any other action of any type whatsoever in connection with
the foregoing which, in the opinion of any of such attorneys-in-fact,
may be of benefit to, in the best interest of, or legally required by,
the undersigned, it being understood that the documents executed by any
of such attorneys-in-fact on behalf of the undersigned pursuant to this
Power of Attorney shall be in such form and shall contain such terms and
conditions as any of such attorneys-in-fact may approve in the discretion
of any of such attorneys-in-fact.

The undersigned hereby grants to each such attorney-in-fact full power
and authority to do and perform any and every act and thing whatsoever
requisite, necessary, or proper to be done in the exercise of any of the
rights and powers herein granted, as fully to all intents and purposes as
the undersigned might or could do if personally present, with full power
of substitution or revocation, hereby ratifying and confirming all that
any of such attorneys-in-fact, or the substitute or substitutes of any
of such attorneys in-fact, shall lawfully do or cause to be done by
virtue of this Power of Attorney and the rights and powers herein granted.
The undersigned acknowledges that the foregoing attorneys-in-fact, in
serving in such capacity at the request of the undersigned, are not
assuming, nor is the Company assuming, any of the undersigned?s
responsibilities to comply with Section 16 of the Exchange Act.

This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms 3, 4 and 5 with respect
to the undersigned?s holdings of and transactions in securities issued by
the Company, unless earlier revoked by the undersigned in a signed writing
delivered to the foregoing attorneys-in-fact.  This Power of Attorney
also serves to revoke as of the date hereof, any Power of Attorney
previously executed by the undersigned for the purpose of executing filings
pursuant to Section 16 of the Exchange Act on behalf of the undersigned.

IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney
to be executed as of this 20th day of January, 2020

Signature:  ___________/s/ Andrea B. Smith___________________
Name:  Andrea B. Smith