Filed Under Rule 424(b)(3), Registration Statement No. 333-152418
Pricing Supplement No. 272 - dated Monday, December 06, 2010 (To: Prospectus Dated July 21, 2008)

CUSIP  Number

Aggregate Principal Amount

Price to Public

Gross Concession

Net  Proceeds

Coupon Type

Coupon Rate

Coupon Frequency

Maturity Date

1st Coupon Date

1st Coupon Amount

Survivor's Option

Product Ranking

06050WEG6

[$]

100.000%

1.350%

[$]

FIXED

4.200%

SEMI-ANNUAL

12/15/2016

06/15/2011

$20.88

YES

Senior Unsecured Notes

Redemption Information: Non-Callable

Joint Lead Managers and Lead Agents: BofA Merrill Lynch, Incapital LLC  Agents:  Charles Schwab & Co.,  Inc., Citi, Morgan Stanley, UBS Investment Bank, Wells Fargo Advisors        

CUSIP  Number

Aggregate Principal Amount

Price to Public

Gross Concession

Net  Proceeds

Coupon Type

Coupon Rate

Coupon Frequency

Maturity Date

1st Coupon Date

1st Coupon Amount

Survivor's Option

Product Ranking

06050WEH4

[$]

100.000%

1.800%

[$]

FIXED

5.350%

SEMI-ANNUAL

12/15/2020

06/15/2011

$26.60

YES

Senior Unsecured Notes

Redemption Information: Non-Callable

Joint Lead Managers and Lead Agents: BofA Merrill Lynch, Incapital LLC  Agents:  Charles Schwab & Co.,  Inc., Citi, Morgan Stanley, UBS Investment Bank, Wells Fargo Advisors        

Bank of America
  Offering Dates:  Monday, December 06, 2010 through Monday, December 13, 2010
Trade Date: Monday, December 13, 2010 @ 12:00 PM ET
Settlement Date: Thursday, December 16, 2010
Minimum Denomination/Increments: $1,000.00/$1,000.00
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC Number 0235 via RBC Dain Rauscher Inc. If the maturity date or an interest payment date for any note is not a business day (as that term is defined in the prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date.
InterNotes® is a registered trademark of Incapital Holdings LLC. All Rights Reserved. Bank of America InterNotes
Prospectus dated 21-Jul-08